|
K****D
发帖数: 30533 | 2 ☆─────────────────────────────────────☆
Alaa (懒人一个) 于 (Sat Sep 20 16:48:49 2008) 提到:
公司的401K在Vanguard里面，可选如下。新手上阵，啥也不懂，还请指教。一些背景情
况是现在30岁，比较偏向conservative的投资。多谢
Corn fund
Vanguard Prime Money Mkt Fund VMMXX
Vanguard Total Bond Mkt Idx Signal VBTSX （Bond funds）
Vanguard Balanced Index Signal VBASX （balance funds)
Vanguard Extended Mkt Index Signal VEMSX （domestic stock funds）
Vanguard Inst Index Fund Inst VINIX （domestic stock funds）
Vanguard Total Stock Mkt Ix Signal |
|
m**********w
发帖数: 4161 | 3 看了一下，走势一样。但是公司401k里两个都有。 |
|
q****x
发帖数: 7404 | 4 中栏资产规模，右栏费用。这里bond比较多，缺新兴市场基金。本来有个LZEMZ，收费太高不考虑。
VINIX 111,029.51 0.04
VBTSX 106,108.61 0.1
VMISX 30,465.99 0.1
VSISX 26,363.96 0.16
VDMIX 11,815.92 0.2
RGAFX 129,001.29 0.38
PRRIX 22,600.63 0.45
PTTRX 252,463.06 0.46
10% cash
10% prrix
10% pttrx
30% vinix
15% vsisx
15% vdmix
10% rgafx |
|
q****x
发帖数: 7404 | 5 vanguard has so many classes for the same index.
vbtix, vbtsx, vbtlx, vbmfx, vbmpx, bnd.
it's surprising to see bnd and vbtlx has non-trivial tracking error.
all of these mf's are the same, though. so the exp ratio difference is
realized by the dividend difference? |
|
q****x
发帖数: 7404 | 6 From institutional investor link:
https://institutional.vanguard.com/VGApp/iip/site/institutional/investment
s/
productoverview?fundId=0222
Minimum Initial Investment Expense Ratio (as of 04/25/2012)
Total Bond Mkt Index Inv - VBMFX $3,000 0.22%
Total Bond Mkt Idx Signal - VBTSX Note 0.10%
Total Bond Mkt Index Inst - VBTIX $5,000,000 0.07%
Total Bond Mkt Ix Ist Pls - VBMPX $100,000,000 0.05%
Total Bond Market ETF - BND Note 0.10%
VBTLX is missing from the ... 阅读全帖 |
|
l**0
发帖数: 164 | 7 公司Fidelity的401K账户，只有以下投资选择。目前是TRP RETIREMENT 2045，收费有
点高（0.78％）。大家帮忙看看，有没有什么好的基金。谢谢！
Name/Inception Date
FID CONTRAFUND K (FCNKX)05/17/1967
JPM LG CAP GROWTH R6 (JLGMX)11/30/2010
VANG EQUITY INC ADM (VEIRX)08/13/2001
VANG TOT STK MKT IS (VITSX)07/07/1997
JPM MIDCAP VALUE IS (FLMVX)11/13/1997
NWD GNV MDCP GR IS (NWHYX)06/26/2009
JANUS TRITON I (JSMGX)07/06/2009
OPP DEVELOPING MKT Y (ODVYX)09/07/2005
OPPHMR INTL GRTH Y (OIGYX)09/07/2005
SPTN INTL INDEX ADV (FSIVX)11/05/1997
VANG REIT IDX SIG (VGRS... 阅读全帖 |
|
m****a
发帖数: 2593 | 8 VITSX + VBTSX足矣
Two-Fund Portfolio with a much lower expense ratio than your current choice. |
|
m****a
发帖数: 2593 | 9 VITSX + VBTSX足矣
Two-Fund Portfolio with a much lower expense ratio |
|
