s*********t
发帖数: 16647 | 1 【 以下文字转载自 Money2 俱乐部 】
发信人: saintknight (曾因酒醉鞭名马，生怕情多累美人), 信区: Money2
标 题: Free Equifax FICO score for Citi credit card customers - YMMV
发信站: BBS 未名空间站 (Tue Jan 20 05:14:57 2015, 美东)
link in next post
#############################################################
not to add confusion, but this FICO score is 99% FICO 08 (beacon 9), which
is still not as widely accepted by lenders as FICO 04 (beacon 5.0)
just like the TU08 vs TU04
so dont be surprised if your lenders tell you your FICO from equifa... 阅读全帖 |
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s********r
发帖数: 2067 | 2 Scores range from a low of 100 to a high of 899
Key factors that adversely affected your ChexSystems score:
PREVIOUS DEBIT INQUIRY HISTORY
CREDIT AND CHEX INQS MAY HAVE ADVERSELY IMPACTED THE SCORE |
|
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g*******w
发帖数: 679 | 4 Citi给的score是FICO Equifax Bankcard Score 8 (range 250 - 900)，discover给的
是FICO TransUnion (Classic) Score 8 (range 300 - 850) |
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l**********g
发帖数: 281 | 5 不建议交易打印胖子；胖子是免费的，收费的是服务:
出售/交换物品的名称:
一张25刀的score card。在2012年1.1-1.31之间，消费满50，才可以redeem这个score
card。也就是说凭这个卡，下次购物满50减25
物品类别（coupon：mfc等；血糖仪等）:
score card
邮寄方式：
邮费由卖方承担
物品来源（报纸夹页，厂家邮寄等）:
厂家促销返还
可接受的价格（必须明码标价，必填）:
10
邮寄损失方式哪方承担（若需邮寄，必填）:
寄出之前卖方承担，寄出之后买方承担
付款方式说明:
non cc paypal
本贴有效期（必填）:
2周
联系方式（例： 站内
站内 pm |
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l******2
发帖数: 5522 | 6 两个月钱买车向银行借钱，银行说我的credit score很好，有814。 今天又向银行借钱
refinance, 被银行拒绝了， 银行说我最近的credit score只有745， 原因是
excessive obligation in relation to income.
我现在觉得自己已经成了希腊了， 借钱过多， 信用评级以credit score的形式被调降
， 再借钱的话就要给更高的利息。不借又不行， 不借就过不下去了
814应该相当于S&P的AA？
745应该相当于S&P的BBB？
如果我再被降到650， 我借的钱就成了垃圾债券了， Paulson的最爱。
他们不知道， 把老子搞垮了， 将会冲击全球金融系统， 其后果的严重性将超过2008雷曼破产 |
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f******0
发帖数: 74 | 7 Eigenfactor Score 还是 Impact Factor ？
我的文章有的期刊Eigenfactor Score 高，有的 Impact Factor 高
1.应该用哪个？
2.是不是整个申请应该始终都用那一个？
3.为什么这个图里面，第一个期刊Impact Factor有31.677，Eigenfactor Score 反而
比第三个期刊低很多？
谢谢指教。 |
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f******0
发帖数: 74 | 8 Eigenfactor Score 还是 Impact Factor ？
我的文章有的期刊Eigenfactor Score 高，有的 Impact Factor 高
1.应该用哪个？
2.是不是整个申请应该始终都用那一个？
3.为什么这个图里面，第一个期刊Impact Factor有31.677，Eigenfactor Score 反而
比第三个期刊低很多？
谢谢指教。 |
|
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a****o
发帖数: 473 | 9 自己有篇N子刊，发现网页上有个Altmetric score,按照解释是关于文章的受关注程度
的，上面说：
This Altmetric score means that the article is:
in the 97 percentile of a sample of 10,000 of the 57,404 tracked articles of
a similar age in all journals
in the 92 percentile (ranked 5th） of the 52 tracked articles of a similar
age in Nature XXX
请问这个Altmetric Score可以用来证明文章的影响力吗，另外这个97%的比例够不够高
了呢？该篇文章发了一年半左右，现在引用大约40次
非常感谢！ |
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S*******r
发帖数: 275 | 10 感觉大家都在用IF，很少用Eigenfactor® score，杂志比如 APL， PLOS One等等
，用Eigenfactor® score 排名靠前很多啊。
不知道不用IF，只用Eigenfactor® score会不会officer不承认，招来 REF ？？
谢谢！ |
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s3
发帖数: 2270 | 11 最近在回复NSC的EB1A RFE letter，IO质疑自己的major contribution。自己5月份刚
出来一篇paper，现在还没有citation，但是出来之后新闻报道什么的比较多，所以这个
Altmetric Attention Scores比较高，属于top 5%的，另外这篇paper还上了一个政府
机构的highlight，自己还被邀请做了webinar讲这个paper。
Anyway，自己准备RFE response letter的时候把这个作为亮点写进去，作为自己工作
引起public attention的例子，但是律师建议不要写，说是Altmetric Attention
Scores只是media的，没有citation的话没有法说明draw attention in my field，IO
可能会在这上边挑刺从而deny我的case。不知道大家如何看这个？有没有以前用过这个
Altmetric Attention Scores，是不是文章没有citation的话就最好不要提
contribution了？
多谢建议 |
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N******d
发帖数: 30 | 12 29 students from Naperville 203's 2 high schools scored a 36 on the ACT this
year. That's more than 2% of those who got a perfect score in the whole
country. It's an amazing achievement. And more than half of the 29 are
Chinese. Even though it's still a long way to go for them to get what they
deserve in college admissions, there's no doubt that Naperville is one of
the clusters of the top Chinese students.
Several IPSD 204 students also scored a 36. |
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g*******a
发帖数: 31586 | 13 【 以下文字转载自 Money 讨论区 】
发信人: idoa (weiming), 信区: Money
标 题: Good credit score education site: videocreditscore.com
发信站: BBS 未名空间站 (Thu Sep 23 07:08:21 2010, 美东)
http://www.videocreditscore.com/reason-codes-my-credit-score/
myfico.com reference it.
lots of tips on managing your credit and credit score. |
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f*******e
发帖数: 853 | 14 If you owe the money more than two years, the damage to your credit score is
there even you return the money. Credit score indicates the possibility for
you to have a more than 180 days delay on your payment. since you had a
more than 180 days delay, you credit score is damaged. it doesn't matter you
return the money or not. |
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c*****5
发帖数: 96 | 15 Many colleges look at SAT composite scores, meaning combine the highest
section score from different sitting. But there are some colleges take
single sitting score. The best way to find out is on each college's website,
or call their admission office and ask. |
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W******i
发帖数: 47 | 16 In an interview with USA Today's Game Hunters Blog, NBA legend Michael
Jordan discussed the new NBA 2K11 video game released earlier this week and
talked about the changes in the NBA.
When asked about how the game has changed since he played, Jordan brought up
rule changes and the lack of physicality in the game.
"It's less physical and the rules have changed, obviously," Jordan said. "
Based on these rules, if I had to play with my style of play, I'm pretty
sure I would have fouled out or I wou... 阅读全帖 |
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b****r
发帖数: 244 | 18 Run up score? No, says Stoops
2003-11-10
By George Schroeder
The Oklahoman
NORMAN — Oklahoma coach Bob Stoops took issue Sunday with suggestions by
media members on two national television programs that the Sooners ran up the
score in a 77-0 win over Texas A&M.
Although Stoops said he wasn’t bothered by the comments, he didn’t sound
happy. Stoops said he has never run the score up and didn’t Saturday.
“Those fools in the media who have opinions on something they did not witness
is comical, actua |
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m*********y
发帖数: 48 | 19 这个不是真的FICO分数啊
“The score may differ from the FICO score developed by Minneapolis-based
FICO, formerly known as Fair Isaac Corp. Atlanta-based Equifax Inc. and
Dublin-based Experian also issue credit scores. ” |
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r***l
发帖数: 36 | 20 I need to post homework scores on the website,
the instructor said every student should only see his own scores.
so i have to let them input name and ID, and output his scores,
how do i make it on a webpage? 请各位大虾指教？
thx! |
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d******i
发帖数: 7160 | 21 Accordaing to twitter: http://twitter.com/nasba AICPA released the REG scores today. So it should take about 1-2 day to show on our accounts. Good luck to all of us!
I took REG late Feb and heard the scores will come out today/tomorrow.
Anyone got the score already in CA?
Thanks. |
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w*****2
发帖数: 81 | 22 Has everyone got their BEC score? I saw some people got their scores on Dec.
14th or 15th. I took my on 11/24, but haven't got the result? Does that
mean 99% of chance I failed? Will the NTS number have any effect on the
order of releasing scores? |
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r*****e
发帖数: 4598 | 23 I saw the CBT score released. Then after it said score pending...
GOD!!! My blood pressure is high now!
Anyone got score from 1st window?
I need some bless... |
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B*********e
发帖数: 263 | 24 With the transition to the new 2011 CPA Exam, the AICPA is releasing scores
in the 3rd month of the testing window – a.k.a the “blackout month” (
March, June, September) for the first three quarters of 2011. Beginning Q4
2011, scores will come out faster. Basically, what used to be “Wave 2″ is
now the only Wave of CPA Exam Score Releases.
result a week later? |
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s*****y
发帖数: 79 | 25 大家知道现在的passing score是多少吗？
‘The AICPA Board of Examiners (BOE) will finalize the passing score after
the close of the first testing window in 2011.’
这是AICPA网站上的，是不是说明CBT-e的passing score还不知道是多少？ |
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m*b
发帖数: 1421 | 26 CR好歹也维持10分以上有几年了吧
为啥说人是虚高
就因为不是美国人办的？
这个Article Influence Score无非就是争夺话语权的工具而已
30年前大家投文章也都不论IF的
出个IF无非是看谁更有话语权
现在IF控制不住了
就出个Article Influence Score
到过两年Article Influence Score也控制不住了就再出个新的评判标准
这种东西扯淡的多
我看还不如老老实实的唯IF论事
老被人牵着鼻子走有意思吗 |
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l**o
发帖数: 13 | 27 如果按影响因子认定杂志的真实影响力或者水准的话，Cell Research 还真是虚高了，
尽管在党生的努力下水准一直在不断提高，但文章来源主要还是华人，一定程度上说明
其国际影响力还有限。这里并没有贬低Cell Research的意思，我无论一作还是通讯都
在上面发过文章，举Cell Research的例子主要想说明按影响因子评判杂志的局限性，
而相反Article Influence Score的准确度更高，而且我相信Cell Research的Article
Influence Score也会越来越高。至于按分算奖金之类的，那是纯粹畸形的政策。任何
量化科研贡献和价值的方法都是不合理的，但如果非要量化，以我个人的经验发现
Article Influence Score相比影响因子更接近杂志的真实面目。 |
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A2
发帖数: 588 | 28 How to calculate the odds Ratio using propensity score in stata
I used the stratification(quintiles) matching method and have calculated the
propensity score. However, how can I use these propsensity scores to
calculate my odds ratio? I think I need to adjust these quintiles, but any
expert can give me an example of the stata code to calculate the odds ratio?
Thank you so much! |
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t****x
发帖数: 24 | 29 go to there website to see how to get scored. probably like if you get no
answer correct, you still get some points. and the highest score won't be
150. It's just like the TOEFL score which not based on one question one
point. |
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N********m
发帖数: 107 | 30 【 以下文字转载自 Economics 讨论区 】
发信人: Nightstorm (Swordblade,Nightstormy, Icyriver), 信区: Economics
标 题: Modeling/Scoring/Analysis Analyst, manager and senior manag (转载)
发信站: BBS 未名空间站 (Wed Apr 8 12:17:45 2015, 美东)
发信人: Nightstorm (Swordblade,Nightstormy, Icyriver), 信区: JobHunting
标 题: Modeling/Scoring/Analysis Analyst, manager and senior manager positions
发信站: BBS 未名空间站 (Wed Apr 8 12:16:09 2015, 美东)
Consumer modeling unit in a major bank is under big expansion. There are
many positons for entry and... 阅读全帖 |
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N********m
发帖数: 107 | 31 【 以下文字转载自 Economics 讨论区 】
发信人: Nightstorm (Swordblade,Nightstormy, Icyriver), 信区: Economics
标 题: Modeling/Scoring/Analysis Analyst, manager and senior manag (转载)
发信站: BBS 未名空间站 (Wed Apr 8 12:17:45 2015, 美东)
发信人: Nightstorm (Swordblade,Nightstormy, Icyriver), 信区: JobHunting
标 题: Modeling/Scoring/Analysis Analyst, manager and senior manager positions
发信站: BBS 未名空间站 (Wed Apr 8 12:16:09 2015, 美东)
Consumer modeling unit in a major bank is under big expansion. There are
many positons for entry and... 阅读全帖 |
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U******u
发帖数: 5829 | 32 once score is coming out, it's done, you cann't change it any more, if you
think about a decent program or specialty for fellowship, you need try to
make your whole package more shining.
similar to match of residency, whole package talks, not just score, which is
one of them, maybe not so important one compared to your residency
performence, research or publication during residency, your RISE score, your
LoRs, your IV skills, etc.
remember, now you cann't and no use to think step3, it's done!
yo |
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a**********2
发帖数: 3726 | 33 I designed a scoring system to help people evaluate the chance to
get an interview in IM application. It is a very rough one, may need some
correction. It is composed of step1, ck,cs, yog,usce, connection, lor,
advanced
degree, and status.
This is only for IM, not for Pathology.
Step 1: 5 if > 250, 4 if 230-250, 2 if 210-230, 1 if 200-210, o if < 200
Step 2: 3 if > 240, 1 if 220-240, 1 if <220
CS: 3 if pass the first time, 0 if have one attempt, -2 if more than one
attempt (yes, minus 2)
YOG... 阅读全帖 |
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t********e
发帖数: 183 | 34 Got this from FPGEC application bulletin
As a candidate for FPGEC Certification you must request that TOEFL/TSE
Services submit an authentic report of TOEFL iBT (or TOEFL and TSE) scores
directly to the FPGEC. Use the FPGEC identification number 9103, and provide
the TOEFL iBT (or TOEFL and TSE) registration numbers and full name as they
appear on the score reports. Official score reports must be submitted
directly to the FPGEC by TOEFL/TSE Services. |
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T*****w
发帖数: 802 | 35 Be sure to self-report your TOEFL or PTE score when completing your
application. If admitted, you must submit an official score report via www.
toefl.org (Columbia’s ETS code is 2174, MBA department code 02). For the
PTE be sure to select "Columbia Business School" from the list of schools
provided by Pearson. The Admissions Committee will consider only your
highest score when reviewing your application.
http://www4.gsb.columbia.edu/mba/admissions/applynow/apprequire |
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a*****4
发帖数: 986 | 36 google了一些资料,但还是不太理解score的含义.属于一个statistic吗?在sas中proc
score到底出来的score是什么.好像懂一点,但好像又不确定.请高人指点一二. |
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W**********E
发帖数: 242 | 37 本想按下列步骤做一个关于PROPENSITY SCORE的SIMULATION，但有问题，不知道哪位高
手能指点一下？
１） LP=B０+B１＊X１+B２＊X２+。。。。。+B１０＊X１０+
RAND（＂NOMRAL＂，０，１）＊０。３；
２） P=EXP（LP）／（１+EXP（LP））；
３） GENERATE ０／１ DUMMY TREATMENT GRP USING BERNOULLI（P）
４） GENERATE OUTCOME
Y=C０+C１＊X１+C２＊X２+C３＊X３+。。。。+BETA＊GROUP；
然后根据上面SIMULATED的数据，做分析
５）先用PROC LOGISTIC；
MODEL TRT=X１ X２ X３ 。。。。X１０；
输出PREDICATED PROBABILITY（PROPENSITY SCORE）。
６） 然后做模型；
模型１）
Y=GROUP PROPENSITY；
模型２）
Y=GROUP X１ X２ X３。。。。X１０；
两个模型的GROUP的系数差太多，模型１）差的很大，和PROPENSITY SCORE的作用想反
。我感 |
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y*****5
发帖数: 62 | 38 are you sure PROPENSITY SCORE ADJUSTED模型 means include propensity score as
a covariate in the model?
I usually use propensity score to weight outcome, then have smaller bias.
associated
更小偏差 |
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f**********t
发帖数: 1001 | 39 1. 想了解一下公司里做这个的时候，是以什么标准来评判一个credit score model的
好坏
的？
2. 另外，一个公司里是不是会有多个credit score model呢？这个问题还望牛人指教
。看相
关的书了解到的情况，是说对历史数据做个logistic regression，这样对于每个
factor都会
有相应的coefficient。然后新的数据到来时，已知coefficient，就能做预测。想问的
是，这
多个credit score model是如何产生的？是不是不同的binning method(相似的组归类)，
factor的取舍，都会产生不同的model?
多谢~~~~ |
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s****e
发帖数: 1180 | 40 statistical score modeling, and scoring models 是什么东西？有一个职位，要面
这个东西，我google了一下没结果，哪位大大给解释一下，很感谢。 |
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B****k
发帖数: 188 | 41 For the scoring system, assigning a1 = 1 and a2 = 100 means that you value
the clicking 100 times more than just searching. You can have similar
explanation for a3 = 500. However, a4 is another time of data on which I
would focus. A recent date with a large number of searching and so on would
suggest the customer likes the service. Then, we can put customers into
different groups based on their activities. Once you have the group levels,
logistic model would help you build a score system.
Moreov... 阅读全帖 |
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D*********Y
发帖数: 3382 | 42 我理解是排个序。
logit，probit，multinomial，multivariate什么的都能做scoring。cluster也算
scoring。
做credit scoring的具体做什么呢？
这是个consulting firm的position。
有什么材料可以推荐的吗？非常感谢！ |
|
f*******n
发帖数: 2665 | 43 举个例子，seg 1中的500分对应10%， 而seg 2中的300分对应10%，相同的风险，却有
不同的score 。如果你做了alignment,你得到的应该是在两个seg 里都是400分（make
up)10%， 这样你才能把两个seg放在一起做cutoff.
act bad% score (seg1) score (seg2)
10% 500 300
5% 100 40
1% 10 20 |
|
f*******n
发帖数: 2665 | 44 举个例子，seg 1中的500分对应10%， 而seg 2中的300分对应10%，相同的风险，却有
不同的score 。如果你做了alignment,你得到的应该是在两个seg 里都是400分（make
up)10%， 这样你才能把两个seg放在一起做cutoff.
act bad% score (seg1) score (seg2)
10% 500 300
5% 100 40
1% 10 20 |
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n*********e
发帖数: 318 | 45 ------
Say, I have 10,000 customers and their data from a merchant.
Currently, I have successfully built two predictive models to predict for
each customer -
1) predicted prob. of a purchase (buy vs. no-buy)
2) expected spend $ of this customer given it is a buy
--------
In the end, I need to deliver just one score for my merchant client so that
they can approach their customers starting from top of the list (and working
down the list).
How should I construct a single score to combine both infor... 阅读全帖 |
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w*******y
发帖数: 60932 | 46 Go to Equifax's website and add the 3-in-1 Credit Report with Score Power:
http://www.equifax.com/3in1-credit-report-score/
to your shopping cart. You will have to register on the website, if you
aren't a previous customer. The price will be $39.95. Use promo code ESA3BSF
and the price will adjust to $0.00.
Submit your order and that's it! Hope this helps someone
FYI...the score included with this is only being reported from Equifax, not
the other two credit reporting companies.
|
|
w*******y
发帖数: 60932 | 47 Just got an email from AMEX -
In our current economic climate, it's essential to stay on top of your
credit report and score. That's why we're offering a complimentary credit
score and report to our cardmembers which is available for 30 days after you
request it. Simply log in to your account to access your complimentary
report and score.
Heads up for the AMEX card holders. Might help few of us.
I have not yet ordered mine. Will be checking sometime tomorrow.
|
|
m****c
发帖数: 252 | 48 其实单独把亚裔小孩拎出来，成绩也是不错的，就比上海差一些，排第二！
美国排名那么低的原因是猪一样的队友！
老黑，421
老墨 455
http://nces.ed.gov/surveys/pisa/pisa2012/pisa2012highlights_3f_
Table M12. Average scores of U.S. 15-year-old students on PISA mathematics
literacy scale, by race/ethnicity: 2012
Race/ethnicity Average score s.e.
U.S. average 481 ** 3.6
White 506 * 3.7
Black 421 * 6.2
Hispanic 455 * 4.8
Asian 549 * 9.0
Multiracial 492 7.4
OECD average 494 *** 0.5 |
|
m****c
发帖数: 252 | 49 还有更加详细的比较
Here are today's 2012 PISA average scores ranked by the mean across the
three subjects. Americans' scores by race are broken out to make the
comparisons less misleading. In summary, each race in America appears to
average a little better than their racial cousins overseas. (By the way, in
the following list, the italicized names refer to non-OECD places):
Country or "Economy" Reading Science Math Mean
OECD average 496 501 494 ... 阅读全帖 |
|
