m*****u
发帖数: 1342 | 1 What's her rationale for that? Suze Orman is a personal finance/financial
planner, her investment advice is not always solid. |
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S*******s
发帖数: 10098 | 2 买卖提的几个版面膜拜那个Suze Orman投资娱乐神，都吹嘘在
selectquotes.com上面找保险更便宜，他们膜拜了半天，我看我们屎桶跑出来的
quotes和Insurance carrier公司，跟selectquotes.com屎桶里出来的一模一样嘛。
我们这是猜疑的一代，有些人爱想当然，认定同胞都是在坑猛拐骗。 |
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N*A
发帖数: 56 | 3 Watched Suze Orman show last weekend.
She keeps telling people to avoid any VUL and Whole life Insurance. And name
it the NO1 rule for personal finance. |
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b**e
发帖数: 88 | 4 haha, 我说的就是这个意思。“一分钱不花”是骗人的。
我最近回国还跟一个insurance agent聊过，令我很惊讶的是，她说她在国内推销寿险
，几乎没有人买无cash value的产品。大家都觉得保死亡的意外只是个附带作用，要投
的钱将来能拿回来才放心。这就是国内消费者的现状，也是保险公司可以用“一分钱不
花”来骗人的基础。
其实我比较同意 Suze Orman的大部分观点。life insurance is for protection, not
investment. 所以最好就买必须要保障的年数的term life.
不过我并不大同意Suze Orman对于家人、朋友间完全走正规的financial independence
的观点。我觉得有悖于她自己说的 People First, Then Money, Then Things. 再有就
是我不是很赞同太过于集中资源存退休，好像每个人都活到90~100岁似的。我的观点是
401k存够10% or employer match 就好了，其他钱灵活在taxable account比套在
retirement account... 阅读全帖 |
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r****e
发帖数: 867 | 5 大家多心了，其实楼主把想说的的都说了，可能表达的不是很清楚。
Suze Orman总是说，买保险就买20年或30年的term insurance，不要买whole life。其
他那些复杂的＂保险 理财＂混合型产品，连看都不要看，亲妈来推销都不要信。
Suze Orman认为annuity产品也是骗人为主，唯一有点道理的是让退休的人买fix
income的annuity，如果那个人活到比一般人年龄大，好处才显现出来。 |
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s********y
发帖数: 3811 | 6 watched "suze orman show" before... u can search "suze orman will trust kit"
online. |
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V**n
发帖数: 560 | 7 I like Apatow!
Well, I like his wife more ;)
The absolutely awesome Leslie Mann!
她演中年大妈歇斯底里是一绝 is an understatement
看到前一篇， 也想说说，
first, the English names mentioned are: Bridesmaids, Superbad, walk hard?
Pineapple Express, Anchorman
in my list, the good ones are:
1. 40-Yr old virgin:
Steve Carell 在Sear 或者JCP 之类照的标准studio photo照实在太好了，
那种假么假势的Happiness 就和我自己照的一样。
对比同期他开始在电视 office 里大流行的 asshole manager， 这人实在太会演了。
2. Anchorman： (and 2) 怎么说他喜闻乐见呢，
在party 上，你说， I m kind of a big deal! 男... 阅读全帖 |
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V**n
发帖数: 560 | 8 【 以下文字转载自 LeisureTime 讨论区 】
发信人: Vjin (Haha), 信区: LeisureTime
标 题: 也来写写 导演 Apatow
关键字: comedy
发信站: BBS 未名空间站 (Wed Jan 22 15:36:31 2014, 美东)
I like Apatow!
Well, I like his wife more ;)
The absolutely awesome Leslie Mann!
她演中年大妈歇斯底里是一绝 is an understatement
看到前一篇， 也想说说，
first, the English names mentioned are: Bridesmaids, Superbad, walk hard?
Pineapple Express, Anchorman
in my list, the good ones are:
1. 40-Yr old virgin:
Steve Carell 在Sear 或者JCP 之类照的标准studio photo照实在太好了，
那种假么假势的Happiness 就... 阅读全帖 |
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s*****t
发帖数: 1994 | 9 Equinox + 1
Credit & Copyright: Joe Orman
Explanation: Twice a year, at the Spring and Fall equinox, the Sun rises due east. In an emphatic demonstration of this celestial alignment, photographer Joe Orman recorded this inspiring image of the Sun rising exactly along the east-west oriented
Western Canal, in Tempe,Arizona, USA. But he waited until March 21st, one day after the northern Spring equinox in 2001, to photograph the striking view. Why was the rising Sun due east one day after the equin |
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w**i
发帖数: 136 | 10 I did not say there is no market for 32 bit MCUs. In my previous post, I
just gave an example which might possibly shake your conclusion. Take a
detailed example, say an Orman blood pressure monitor, which is quite
popular in Market. Do you think it is necessary to add fancy functions with
32 bits MCUS for the current products if you were the CEO of Orman? If there
is any improvement needed to be done in their system, modification is
enough. That is the reason I believe it is a long run before 8 |
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s*****t
发帖数: 1994 | 11 Equinox + 1
Credit & Copyright: Joe Orman
Explanation: Twice a year, at the Spring and Fall equinox, the Sun rises due east. In an emphatic demonstration of this celestial alignment, photographer Joe Orman recorded this inspiring image of the Sun rising exactly along the east-west oriented
Western Canal, in Tempe,Arizona, USA. But he waited until March 21st, one day after the northern Spring equinox in 2001, to photograph the striking view. Why was the rising Sun due east one day after the equin |
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l****n
发帖数: 863 | 12 亚伯达省执政的进步保守党(Progressive Conservative Association)17日举行党魁选
举，由于现任省长施特默(Ed Stelmach)已经宣布煺出政坛，因此新党魁将会接任成为
省长，故此今次党魁选举尤为惹人注目。另方面，在六名角逐党魁的候选人中，华裔马
健威(Gary Mar)在已点算的选票中一直领先，因此极有希望成为加国有史以来第一位华
裔省长。
角逐党魁的六名候选人除马健威，还包括格里菲思(Doug Griffiths)、汉拿(Doug
Horner)、雷福德(Alison Redford)、莫顿(Ted Morton)及奥文(Rick Orman)。
亚省大约2万2000名进步保守党党员17日分别在全省87个票站投票，票站在晚上7时关闭
后，选票即时送到卡加利大都会会议中心(Metropolitan Conference Centre)，也即是
点票中心点算。马健威与妻子昨晚到达会议中心时，受到大批支持者热烈欢唿，看来是
胜券在握。
直到当地时间晚上10时半，共点算了45个票站选票，暂时结果显示，马健威以8498票遥
遥领先，汉拿以4290票紧随其... 阅读全帖 |
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c***s
发帖数: 70028 | 13 昨天谷歌AlphaGo战胜了围棋顶尖高手还是出乎很多人意料之外，相信大家都被刷屏了，朋友圈久久不能平复，今天就不谈围棋，谈人生。本文是讲了一个有趣的个人经历，一个高中生学历的人通过自己努力成为谷歌Chrome的设计师，朴实无华的文风后面却是透彻智慧的干货，启迪一些浮躁人类，疲于奔波的同时不要忘了你的初心和沿途的风景。原作者：Sebastien Gabriel 译者：李玲
个人经历
我两年前加入谷歌的时候，很多人要我写篇文章讲讲我的经历以及我怎么做到的。
我保证过会写但迟迟没有动笔。或许因为我比较害羞，或许因为没时间，或许我只是觉得，很可能错误地认为，我的经历没那么有趣。
我终于决定正视这个承诺，动笔写一写。
我希望没有太晚，能给大家一些帮助。
我会尽力的整理我的经历和故事，并从中总结出一些建议。
噢，还有一件事。这并不是一份谷歌求职指南。从我的经历来看，这基本是不可能的。文中不会详细的描述面试过程（例如问了哪些问题），也不会透露什么机密信息。
这篇文章的唯一主题就是讲一下我加入谷歌前的一些经历。我希望对大家有所帮助，哪怕是一点点。
长面包和贝雷帽
如果你不认识我的话，我27岁，出生于法... 阅读全帖 |
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a***s
发帖数: 12296 | 14 抢劫犯的手枪。警察的子弹从枪口射入嫌犯枪支，随后卡在枪膛中，还将枪膛中的一颗子弹打变形。由于手枪弹头多是较软的铅芯弹，因此有一定概率发生这种情况。
如果美国的陪审团审想问抢劫未遂犯Jahlil Meshesha “在去年冬天是否准备武装抢劫岗杰斐逊县副警长Jose Ramon Marquez”，那么他们只需要看一下上面武器的照片就好了。照片显示在抢劫犯Meshesha准备开火时，副警长Marquez的子弹射入了抢劫犯的枪管中。
“在检查过抢劫犯Meshesha的武器之后发现，副警长Marquez的.45子弹直接射入了抢劫犯Meshesha的.40手枪的枪管中，击中了枪膛中的子弹。”警探Ingui在非正式场合说道，“这类事件的发生概率大概是十亿分之一”。
目前嫌犯Marquez已经被捕，正面临刑事指控。
检察官Orman的调查报告
警方14页的调查报告还原了事发经过。
当时警官Marquez是非执勤期间看望女朋友，在其女友公寓的停车场内被两个穿着黑色衣服、戴着口罩的嫌犯持枪抢劫，嫌犯在抢劫过程中突然开枪。目击者表示“警官Marquez被击中后马上用武器还击，并打伤其中一个嫌疑人的腿。但警... 阅读全帖 |
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r******g
发帖数: 691 | 16 Suze Orman: Yes, you can afford it. |
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S***e
发帖数: 4426 | 19 嗯。。。帅吗？
我怎么觉得她还不如suze orman帅呢。。。虽然suze比较胖。。。 |
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g********d
发帖数: 4174 | 20 The Power List
4.26.2012
By Out.com Editors
How to measure a person’s power? In a world in which we have inexpensive
tools to reach billions, it may seem that the globe truly is flat, and we’
re all on an even playing field. But a few exemplary individuals manage to
influence the way others live -- either through their public personas,
politics, or wealth -- and affect cultural and social attitudes.
1. Tim Cook
CEO, Apple, 51
2. Ellen Degeneres
Spokesperson/Talk-Show Host/Producer, 54
3. Peter T... 阅读全帖 |
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m******1
发帖数: 19713 | 21 In the midst of a natural disaster (or zombie apocalypse), you don’t want
to be caught without the vital information needed to keep you and your
family safe. In addition to a standard emergency kit (water, food,
flashlights, first aid items), there are several documents that everyone
should have access to at all times. These documents are crucial for same-sex
couples and LGBT parents who might not have the same obvious protections
that their hetero counterparts do in a time of crisis. Experts re... 阅读全帖 |
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T*********I
发帖数: 10729 | 22 曹长青
美国国会改选，共和党赢得压倒性胜利！不仅保住了众议院的多数党地位，而且夺回了
参议院，从目前已开出票数看，共和党至少赢得53席！从而成为参院的多数党！
美国有100名联邦参议员，任期六年，每次改选三分之一，以保持参院运作的连续和稳
定性；435名联邦众议员每两年改选一次。两者都可连选连任，没有任期限制。
这次参院改选36席，选前共和党是少数党，只有45席，现增至53席。另有1席也会被共
和党赢得，总数将达54席。等于把选前的民主党55席、共和党45席的局面几乎颠倒了过
来！
这“另外一席”是在路易安那州，该州选举结果∶民主党候选人拿到42%，对手共和党
拿到41%，茶党候选人14%。按该州规定，首轮得票率无人过半，就要举行第二轮选举。
茶党候选人的票在第二轮选举时多是共和党候选人的，所以这个席位基本可确定是共和
党的（12月6日第二轮选举）。
这次参议员选举，令人瞩目的是布什内阁的华裔劳工部长赵小兰的丈夫、参院少数党领
袖麦康纳尔在肯塔基州的选情。他已是五届参议员（近30年），这次寻求连任，受到民
主党候选人的强力挑战。最后这位老将以56%比41%击败对手，连任第六届，成为美国... 阅读全帖 |
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x*****i
发帖数: 5035 | 23 有个很有名的理财专家，Suze Orman，节目结束的时候，她总是会说: "People first,
then money, then things—money never comes first." 省钱省到众叛亲离，不是得
不偿失？还有一次去教会，牧师说到奉献，说你要把钱包打开，这样别人给你钱的时候
，钱才能放进你的钱包。用到世俗社会也是一样的道理，大方是会得到回报的。
而已 |
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l*****n
发帖数: 1333 | 24 How about getting him some finance/ money management resource? Books, or
tapes for him to listen in the car if you are both too busy? Watch Suze
Orman? Sounds to me your husband is a good, caring man, just needs some new
perspective about money.
money
when
so
cause |
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s********n
发帖数: 1962 | 25 I Post here the article KennyD found.This is a good one.
FINANCIAL FREEDOM
When Gifts Are Expensive Mistakes
By Suze Orman
We all love giving and receiving gifts, but promise me that if anyone tries
to make a gift to you of a valuable asset—be it the title to your parents'
house or your uncle's boatload of Warren Buffett's Berkhshire Hathaway stock
—you'll try to get them to make it an inheritance that you'll receive from
their trust. This will save you a ton of money in taxes. It can be a
diffi |
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c*****t
发帖数: 562 | 27 说不要买bond MF,要买也要买bond
我手里大概50%都是pimco,interest rate大概快要上去了
bond价格大概会下来,是不是都换了比较好?
门外汉请教各位大师.谢谢 |
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c*****t
发帖数: 562 | 28 她说的是bond可以到期兑现,bond fund没有兑现一说 |
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s*******a
发帖数: 705 | 29 it's not easy for indivivual investors to buy bonds directly |
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h*******y
发帖数: 864 | 30 With the introduction of bond ETF, it is so easy that even a caveman can do
it. |
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s*******a
发帖数: 705 | 31 that's still a bond fund
do |
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N********n
发帖数: 8363 | 32
Why don't you invest in gold directly if you want to save money? Whatever
interest rate coming w/ those bonds is NOT going to match the coming mass
inflation rate. |
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r****e
发帖数: 867 | 33 也跟几个人工作有关，不管怎么说6个月都比较适中。而且Suze Orman说，这个费用只
算基本开销，房租房贷吃饭交通之类的。 |
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Y********e
发帖数: 2445 | 34 两个人工作，有一个小孩，有房贷，无车贷。
回头搞本Suze Orman的书瞅瞅---我看这几天Costco有卖她的新书，六折。 |
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S*******s
发帖数: 10098 | 35 invest the rest yourself? to me, that is 不求甚解。投资什么才能搞到更高回报？
Suze Orman is an investment entertainer(娱乐者) who puts 1/4 of her money in
gvmt bonds. What type of return she gets? |
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n***d
发帖数: 647 | 37 朋友向我兜售Index Universal Life insurance。说是保正return +0.75~15%。可是我
知道前几年基本上是交commision和费用的。很多suze orman show 上的人交了十几年
的钱，帐号上的cash value还不如什么都不做的多。有人了解这个东西吗？ |
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f*****g
发帖数: 15860 | 39 节选之理财老太婆Suze Orman语录。
Your lender may encourage you to switch to a biweekly mortgage as a way to
pay off your mortgage faster. But a biweekly mortgage is no different from
making one extra payment a year. There are 52 weeks in a year, so biweekly
comes to 26 payments, which is the same as 13 monthly payments. The problem
is that many lenders will charge $300 or more to set up the biweekly
arrangement, and you might be hit with additional service charges of $5 or
so for every payment. Now you may |
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S***e
发帖数: 4426 | 40 我看suze orman的网站上有各种开销的list，非常详细的那种
你可以对照看看，有没有漏了的
比如可能要换新车啊，什么的 |
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a****r
发帖数: 4965 | 41 看过一本Suze Orman的理财书，她说银行存款应该不少于6个月的正常开销。
你应该算算平均每月花多少钱（包括房贷，车贷，保险，医疗费用，水、电、气、垃圾
费，日常消费），再乘个6，就是最少应该有多少cash当应急准备金。 |
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l***g
发帖数: 162 | 42 I did a lot of research on term and whole life insurance, I am a firm believer
of Suze Orman, who hates VUL most among scores of other intriguing financial
gimmicks.
VUL can be good, but it's only for certain poeple, and where you buy it.
it's just like timeshare, which can be good, but you know how notorious its
reputation is.
Would you knowingly buy something 70/80% of the price of which goes to the
middle man?
Do you know why you were attacked buy so many people here? it's not because
of you |
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z****l
发帖数: 5282 | 43 【 以下文字转载自 Investment 讨论区 】
发信人: stockdemon (天下大乱·返璞归真), 信区: Investment
标 题: Re: 贡献我的多年研究结果--VUL (转载)
发信站: BBS 未名空间站 (Wed Dec 19 21:04:02 2007)
I Post here the article KennyD found.This is a good one.
FINANCIAL FREEDOM
When Gifts Are Expensive Mistakes
By Suze Orman
We all love giving and receiving gifts, but promise me that if anyone tries
to make a gift to you of a valuable asset—be it the title to your parents'
house or your uncle's boatload of Warren Buffett's Berkhshire Hathaway stock
—you' |
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z****l
发帖数: 5282 | 44 ☆─────────────────────────────────────☆
zengdl (方鸿渐博士) 于 (Thu Dec 20 10:53:29 2007) 提到:
发信人: stockdemon (天下大乱·返璞归真), 信区: Investment
标 题: Re: 贡献我的多年研究结果--VUL (转载)
发信站: BBS 未名空间站 (Wed Dec 19 21:04:02 2007)
I Post here the article KennyD found.This is a good one.
FINANCIAL FREEDOM
When Gifts Are Expensive Mistakes
By Suze Orman
We all love giving and receiving gifts, but promise me that if anyone tries
to make a gift to you of a valuable asset—be it the title to your parents'
house or your un |
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d****z
发帖数: 9761 | 45 suze orman? that's for people in serious financial troubles... |
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C*****5
发帖数: 8812 | 46 离你的所谓朋友远一点。
你去网上找找 Suze Orman Show，看看专家是怎么说这种保险的。 |
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a****c
发帖数: 339 | 47 不是我说的，是Suze Orman说的。信用卡公司不会乐意，可fico又不是他们开的。
3０％？hehe. |
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g********u
发帖数: 8891 | 49 susie orman said one tv one hard pull was around 3-4 points.
the decreasing is boc of his new car loan. |
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