发帖数: 1 | 1 本来准备用个HP换个每年送FN的酒店卡(hyatt/marriott/ihg)长期拿着的 但又发现
LMCU那个3%APY的checking(也会HP) 觉得似乎比酒店卡更好:
1.LMCU的利息收入税前$450一年 FN的话 我看二手版的‘估价’一般也上不了$300 还
要扣年费
2.LMCU的‘任务’比较简单而且利息用起来方便 拿着cash想住哪住哪儿
3.checking账户可以短期顶替chase的账户 或许可以帮助churn那个$300的开户奖励
不过LMCU网点很少也没有加入那个很多CU的联合网点的协议 网站也有点山寨 不知道用
着究竟如何有不有什么caveat? 开了户的能说说体验么? 还有更好的选择么? |
|
x****s
发帖数: 591 | 2 那可恶的consumer credit union。。debit卡都已经给到手了，还能打电话说申请没通
过，你也不能再网申了。。
有这样欺负人的么。。。。。。。。。。
看来看去只有lmcu比较接近了。。
想请教一下，他家要求每月Direct Deposit， 每月小于100刀也可以么
谢啦 |
|
m**2
发帖数: 3374 | 3 据LMCU说可以，到LMCU网上查一下，也可以email他们问问题。 |
|
|
y****i
发帖数: 17878 | 5 available nationwide if you donate to the Amyotrophic Lateral Sclerosis (ALS
) Association, West Michigan Chapter
but balance up to $15,000 is way too low, IMO
https://www.lmcu.org/Membership/Field.aspx |
|
|
|
|
|
m**2
发帖数: 3374 | 10 问了客服，没有dormancy fee！
Our tax-deferred shares are not subject to a dormancy fee. There are only
two times a fee would occur on an HSA: the first would be if one was to
write a check without having funds available, then a $30.00 NSF fee would
apply. The second would occur if one was to transfer their HSA out of LMCU
to another financial institution, then a $35.00 transfer processing fee
would apply. Please let me know if there is anything else I can help you
with.
Thank you and have a nice day,
De... 阅读全帖 |
|
|
|
y*****p
发帖数: 733 | 13 find this online.
How do I access my HSA funds?
Lake Michigan Credit Union provides you with three ways to access your funds
to pay for medical expenses:
An HSA MasterCard debit card
An HSA checkbook
Stop into any LMCU branch to withdraw cash |
|
d*******g
发帖数: 1265 | 14 Easy monthly usage requirements:
Direct deposit into any LMCU account
Minimum of 10 debit card purchases per month
Minimum of 4 logins to home banking per month
Sign up to receive eStatements/eNotices
这么麻烦。。。。 |
|
j****2
发帖数: 759 | 15 https://www.lmcu.org/banking/giftcards.aspx
Lake Michigan Credit Union sells Visa Gift Card and Visa Reloadable Card.
The fee is $4.95 for a $500 card and you can use your CC to buy.
I have not done it before and don't know the details.
种？ |
|
L**Y
发帖数: 2145 | 16 有人用过这个银行吗？貌似利息还可以啊？产品也比较齐全。
我感兴趣的是她家的checking。有什么要注意的吗？
requirements:
1. Direct deposit into any LMCU account
how much? ally or C1 works?
2. Minimum of 10 debit card purchases per month
auto charge to amazon?
3. Minimum of 4 logins to home banking per month
log in
4. Sign up to receive eStatements/eNotices
easy.... |
|
S*****i
发帖数: 610 | 17 什么鬼...
且不说NetSpend 5%系列
还有Consumers CU, LMCU 等3% - 4%
就连Barclays 5年CD 都有2%以上
就算弄Kiva 再怎么亏 用FlexPerks 都能有3%-4%的 APR |
|
L**Y
发帖数: 2145 | 18 歪个楼………LMCU和Barclay saving同没有收到1099。大家收到了吗？ |
|
