y***o
发帖数: 580 | 1
最大的区别就是： WFG会拼命卖给你VUL, IVL这些不适合你的产品， 因为这些产品给
销售人员超过100%的commission, 而有些适合很多人的产品， 比如term, 他们就极力
劝说你不要买， 因为给他们的commission 实在是太少。
其实别的保险公司也会努力卖给你VUL, IVL， 因为销售人员的commission机制， 但是
一般正规公司的人不敢太过分， 说两句看说不动你就算了。 |
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s*****g
发帖数: 7857 | 2 如果有孩子还没有上大学,就应该把退休的ROTH-IRA和/7702/IVL等包括long term care
的保险储蓄放满.否则,房子上的钱是硬钱,孩子助学金会有影响的.当然已经放满另有闲
钱的算我没说.
还有就是快付清了,孩子也要上大学了,就可以再refin把钱拿出来,放到ROTH-IRA和/
7702/IVL等包括long term care的保险储蓄里,孩子助学金也不会有影响 |
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s*****g
发帖数: 7857 | 3 如果有孩子还没有上大学,就应该把退休的ROTH-IRA和/7702/IVL等包括long term care
的保险储蓄放满.否则,房子上的钱是硬钱,孩子助学金会有影响的.当然已经放满另有闲
钱的算我没说.
还有就是快付清了,孩子也要上大学了,就可以再refin把钱拿出来,放到ROTH-IRA和/
7702/IVL等包括long term care的保险储蓄里,孩子助学金也不会有影响 |
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b*****r
发帖数: 381 | 4 What's your level of play? B, BB, A, or AA?
There are many people playing volleyball in the Bay Area, but mostly on grass
in summer. PKU, THU, and Tianjin U alums all have their own teams. There are
several good players in this area. They played at college level in China.
The most popular league in the Bay Area are the IVL and Citybeach. The IVL
has all-men, all-women, and co-ed divisions, while Citybeach has mostly co-ed.
For their information, visit http://www.ivlinc.com and
http://www.ci |
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c***e
发帖数: 8 | 5 Yeah, there are a lot of vball players in southbay, many coed leagues
sponsored by IVL and citybeach santa clara. Are you playing in B or BB?
I know IVL also runs volleyball league in SF, you can check their website:
http://www.ivlinc.com
Contact Gary Wakai (G****[email protected]) for further information, he's a nice guy.
Enjoy |
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M********r
发帖数: 278 | 6 just want to be devil's advocate... and for the record, i don't own IUL/VUL
and will tell anybody not to buy these products. However I have long had
this thought: to many novice investors, it really doesn't matter what
financial products they own. you can tell them that low cost index fund is
the way to go. But in the end, their behavior will determine their returns.
they will almost always buy high and sell low. their definition of long term
is always from now to the next bear market. (how many... 阅读全帖 |
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M********r
发帖数: 278 | 7 just want to be devil's advocate... and for the record, i don't own IUL/VUL
and will tell anybody not to buy these products. However I have long had
this thought: to many novice investors, it really doesn't matter what
financial products they own. you can tell them that low cost index fund is
the way to go. But in the end, their behavior will determine their returns.
they will almost always buy high and sell low. their definition of long term
is always from now to the next bear market. (how many... 阅读全帖 |
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m********0
发帖数: 2717 | 8 NOK top ten today
Option Symbol Last Chng Vol
22 Oct11 9 Calls .11 +.08 17508
20 Aug11 6 Puts .15 -.54 10990
20 Aug11 6 Calls .42 +.39 7627
22 Oct11 6 Calls .82 +.51 4736
17 Sep11 6 Calls .66 +.50 4080
22 Oct11 7 Calls .40 +.28 4033
21 Jan12 10 Calls .14 +.06 3535
20 Aug11 7 Calls .04 +.03 3034
22 Oct11 8 Calls .19 +.12 2990
21 Jan12 7.5 Calls .50 +.28 2966
OI today
22 Oct11 9 Calls .11 +.08 19515
22 Oct11 9... 阅读全帖 |
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b********y
发帖数: 75 | 9 Sunnyvale Recreational 好像有自己的联赛，周四晚上。IVL联赛到处都有。Stanford
也有。 |
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d**p
发帖数: 510 | 10 i quited Palo alto club when my parents visited me back to 2001
for 6 months, didn't join any club until MV back to 05, the only
person i played with 02-04 was with u, 1-2 times/week, a few
years should be exact, maybe u split some time from that Vietnamese
to me lah, but anyway thanks for the ONLY multi-ball drills i have
had consistently over a period of time.
Also at those years, i was involoved with UVA, played BB as an
outer side hitter in IVL leagues.
At that time, i was 1900 for 2-4 years |
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b*****r
发帖数: 381 | 11 有些地方drop-in是两三块钱，五块钱的那个比较有组织的，人也都比较nice。
想不花钱，周末打草地，或者是混入Stanford或者Berkeley打。
grass
There are
China.
IVL
co-ed.
play
few
will
but |
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b*****r
发帖数: 381 | 12 Ladies can always play in a men's team, at least in the IVL. :)
I'm thinking of putting together a co-ed team for the Chinese tournament.
With you, I still need one more lady. Let me try and I'll let you know.
level
be
veteran |
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S***n
发帖数: 1582 | 14 。。。您让我怎么回答啊？
你也打ivl么？哪个level的？我们在打bb的。 |
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a***e
发帖数: 2094 | 15 技巧有问题。 比如ihips该settle的地方她不settle，这是latin technique。settle前有body
action做准备，settle后有body action连接下一个动作。她没settle，因此这些upper body
及hips的actions都看不到。看她的rumba就只看到 两条腿，samba也是。
我找clips给你看， 只看lady。 这两个是好的典范。
Ekaterina Lapaeva and Justinas
http://www.youtube.com/watch?v=Z7q-aMiHKro
Anna and slavik
http://www.youtube.com/watch?v=d9uPzQDzz8E
再看Joanna Leunis，hip settlement 很不充分。 感觉身子有点象一块板儿，加两条直木棍
rumba is a body dance, not leg dance。 当然，她自己的难度动作还是完成得不错，
但是她的舞不打动我 （it doesnt touch me）。 这就是为什么我说看她的舞有点象看杂技。
精彩... 阅读全帖 |
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