c*****4
发帖数: 900 | 1 这个不用担心，一切都是因为first payment date不同而产生的这个差异。一般来说，
7号以前close的贷款有一个option是可以要求银行把1-6号（比如8月7号close）的利息
退给你，然后first payment date是9月1号，来付整个8月1号到8月31号的本金和利息
（利息是后付，不像房租是先付）。而如果假设是月中close比如说是8月17号，那么银
行会先收15天的pre-paid interest（纯interest，因为从close那天就开始计利息了）
，first payment date会是10月1日，来付整个9月1日到9月30日的本金和利息。所以说
，两种方法的差别就是15+6等于21天的利息（一个退你6天，一个收你15天），原因就
是银行为怕麻烦统一把payment amortization date定为每个月的一号，而使得你错开
了一个月的first payment date造成的，并不是你的agent在play什么tricks。
month |
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t****e
发帖数: 4821 | 2 自住房 Refinance， 新 Lender 的 Daily Interest Charges 从哪天开始算？ 是
Close 那天，还是 Funding 那天？ 如果是从 Close 那天开始算，因为法律规定的 3
天 "Right to Rescind" 时间，旧 Lender 那边最快也要在 Close 以后第 4 天才会收
到 Payoff 的钱，那所有自住房 Refinance 岂不是要付至少 4 天 Double Interest？ |
|
t****e
发帖数: 4821 | 3 多谢！ 刚拿到 Final HUD-1，Close Date 是 5/26， Funding Date 是 6/1，Daily
Interest Charge 正好是 $0，是按 Funding Date 算的。 如果新 Lender 在 Funding
那天早上 Wire 的话，貌似 1 天的 Double Interest 也是有可能避免的？ |
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c*****4
发帖数: 900 | 4 Daily Interest Charges从funding那天开始算，refinance不可避免的会有一天的
double interest，因为新lender放款那一天escrow公司很难保证老lender会在当天立
即就收到payoff的钱。
3 |
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i******o
发帖数: 273 | 5 每个月interest都要扣几块，真是有钱人，我的interest都没几块
被扣的tax应该可以要回来，Foreign Student存在银行的钱不应该tax的。
好像不是W-9，那个用在没扣之前，扣了的话，要file tax return，填Form 843,
1040NR要回
来。 |
|
c*******e
发帖数: 345 | 6 看到本月的"balance subject to Interests"有点奇怪。我本月(09/16 statement)是$2,244.73, purchase $1,310.55, 上月的statement是$1,074.65,上上月statement $3.61。本月statement上balance subject to
Interests是$1,934.81. 这个好像不对啊。本月的花费应该不算利息。我前两个月加起来也不超过这个数阿。有牛人知道怎么回事不？ |
|
h*******x
发帖数: 12808 | 7 今天偶然看了一下statement，发现我的fidelity inverstment rewards卡里面有以下
interest charge。 是什么purchase interest，这是这么回事啊？ |
|
f*******n
发帖数: 85 | 8 从上个月开始，我的citi信用卡账单就都出现INTEREST CHARGED TO STANDARD PURCH。
是每个月我都被收interest吗？即使我按时按量还款？ |
|
l**********l
发帖数: 1267 | 9 MINIMUM INTEREST CHARGE是什么？这个月被BOA扣了$1.5。我之前看到BOA有10个
月的0% transaction，就转了1000刀，然后就每次都按时还minimum payment，
但是那次转账后有半年多在没用过这个卡。这是那1000刀得interest吗？我能argue
回来吗？如果我保持每个月消费个几次，是不是下个月就不会被charge了？谢谢 |
|
p*****y
发帖数: 345 | 10 为了给chase的信用卡点数增值，去办了个chase的checkings账户
用的是送200刀的coupon
我现在已经把工资登记到这个chase的账户，DD之后也收到了200刀奖励
结果，前两天发现扣了一个56刀的FEDERAL INTEREST WITHHELD
给chase写信问为什么会扣这笔钱，竟然告诉我，说因为我的姓名和SSN不符合记录，要
找发ssa求助！
还说所有不符合记录的name and ssn combination都要被charge这个FEDERAL INTEREST
WITHHELD
我觉得这个理由实在太可笑了！
怎么可能与记录不符合呢？不符合你能给我发信用卡？不符合你能给我开checkings账
户？
更不要说，我2月开的checking账户，开过之后，因为租房的缘故，我还去SSA开了SSN
verification，姓名和SSN都没问题啊。和SSN卡上的是一样的啊！
所以我现在应该怎么办呢？求助！
谢谢~~ |
|
h*****u
发帖数: 690 | 11 最近看到有人讨论还没相中合适的房子，买房的downpay先存high interest saving,
比如discover, amex等等saving 一年半年的。但是这样做是否有一个问题，
买房做贷款的时候，要提供银行的monthly statement, 这个没什么。但是最后close的
时候要付cashier check, 一般都是到local branch开，直接如果是high interest
saving，好像不能开cashier check，所以这个的操作上是否比较麻烦？供讨论 |
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a*******e
发帖数: 269 | 12 这个季度的5% interest到账了,不过同时有saving interest withheld 0.5x.
大家都有么？ |
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l***d
发帖数: 1828 | 13 申请博士后，面试以后对方说给我一篇review,里面有他做的方向，让我看一看， 选一
个project,写一个research interest给他，他再决定给不给第二次面试，他说他不
care我的背景和能力，就看我有没有想法，大家的research interest都是怎么写的？
能不能给些意见，谢谢了 |
|
l***d
发帖数: 1828 | 14 更新一下,我花了几天写了一个research interest,对方看了以后说不符合他们组的未
来的interest,一句话就把我拒了.以后我再也不写了. |
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h*h
发帖数: 27852 | 15 【 以下文字转载自 Military 讨论区 】
发信人: Warfare (German==Arschloch), 信区: Military
标 题: A very interesting article (转载)
发信站: BBS 未名空间站 (Wed Jun 30 13:10:45 2010, 美东)
发信人: daledale (对他人交易盈亏概不负责), 信区: ChinaStock
标 题: A very interesting article
发信站: BBS 未名空间站 (Wed Jun 30 11:09:30 2010, 美东)
2010-06-27 黄文治
[淘股吧]
听了温铁军老师讲座，我们三个人都很忧虑，温说话很冷静、坦诚及其所
扮演的“帝王师”之角色，更加深了我们这种忧虑之情。
温说党和政府无论是发票子还是放国债，无非是转嫁危机。中国转嫁危机
的方法大体有这样的过程，先前转向三农，但是转嫁三农过程中，制造了很多群体性事
件，所以党和政府现在聪明了，开始更多地向生 |
|
x*******2
发帖数: 15 | 16 【 以下文字转载自 CoachNurse2010 俱乐部 】
发信人: xhszz2012 (George), 信区: CoachNurse2010
标 题: Got factory online invitation, please PM me if interested:)
发信站: BBS 未名空间站 (Wed Dec 14 11:15:31 2011, 美东)
Got the factory online invitation, please PM or email me if interested~
x*******[email protected] |
|
p*********i
发帖数: 5 | 17 Dear friends,
We are a group people with interesting in China IT market and Software Out
Soursing. You can go to following website for more information:
www.rpdt.netfirms.com
If you have interesting, please send email to r**********[email protected]. Thanks.
RPDT Coordinator |
|
g*********0
发帖数: 80 | 18 I have registered a company with New York State back in 2008 and did not do
any business. I filed tax return with no business acitivities each of every
year. I am planning to close out the company. In case if anyone is
interested in taking over the company, I would like to transfer to anyone
who is interested(Though no activity, but it has five years of history).
gooddeals |
|
s*****8
发帖数: 1891 | 19 正確來說MARGIN INTEREST 應該填在SCH-A的INVESTMENT INTEREST
SCHEDULE A - LINE 14
如果MARGIN數字很大，最好補上FORM 4952作補充。 |
|
b**w
发帖数: 59 | 20 Both Moody's and Finch warned recently. The timetable is between 2015 and
2020, when the annual interests payment exceeds 10% gov tax income, and total debt by federal and local gov exceeds 100% GDP.
In fact, I was wrong. Moody predicted both red lines will be crossed in 2013, if everything else stay perfect.
Don't you think the current stock price is mainly caused by low interests rate in the short term? |
|
l*******r
发帖数: 3799 | 21 historically, broad index will rally before interest rate goes down. but now
is not a normal situation - interest rate is abnormally low. |
|
k********n
发帖数: 18523 | 22 I noticed your profile on LinkedIn, and I have a West Houston client who is
searching for a Sr. Structural Engineer. This full-time, direct-hire
opportunity offers a generous salary and excellent benefits. If interested,
please respond ASAP! If you are not currently on the job market, or the
position is not quite a fit, please feel free to forward this to anyone else
that you think might be interested. I look forward to your reply!
The client specializes in subsea installations and offshore cons |
|
m********0
发帖数: 2717 | 23 Largest NYSE Short Interest Positions as of June 30
By Wendy Soong
July 12 (Bloomberg) -- The following are the 100 largest
short interest positions on the New York Stock Exchange as of the June 30
settlement date.
*T
Ticker Avg. Daily
Symbol Company June 30 June 15 Volume
=============================================================================
C CITIGROUP INC 432,856,0 |
|
k********n
发帖数: 18523 | 24 No interest if use TD Waterhouse in Canada
You short stock, cash is in your account, broker won't give you interest either.
You owe the stock symbol only.. |
|
|
g***c
发帖数: 11523 | 26 坚持住的熊熊总是有回报的
By Steve Gelsi, MarketWatch
NEW YORK (MarketWatch) — The amount of interest Greece would pay
bondholders appeared to snag critical sovereign debt talks, with the top
negotiator for the country’s private-sector creditors leaving Athens on
Saturday without a final deal, according to reports.
Click to Play
Europe's week ahead: World Economic Forum
The rich and the powerful travel to Davos, Switzerland for the 42nd annual
meeting of the World Economic Forum. Germany's chancellor will gi... 阅读全帖 |
|
c********t
发帖数: 1649 | 27 求解惑，option contract 的volume只有十位数， open interest变动了三千。
怎么会有这种情况， 难道不是volume的数至少要大于等于 open interest的变化吗。
求Daniu解惑， 包子答谢！ |
|
m*****i
发帖数: 4342 | 28 每次去Wells Fargo， 他们都告诉我， 我的Balance高， 应该开一个Saving account
to earn more interest。 问Saving account的interest是多少， 被告知0.2%， 无语! |
|
G*******m
发帖数: 16326 | 29 Form 4952: Investment Interest Expense Deduction
是不是用这个表可以计算有多少margin interest可以被抵掉？ |
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y****3
发帖数: 825 | 30 "Investment income consists of items like interest and dividends (items
reported on Schedule B). If your investment income exceeds your margin
interest, you will be able to deduct the entire amount paid"
这就是说，不能用它来抵消Capital Gain? |
|
s***k
发帖数: 705 | 31 能通过short interest来判断走势吗？
short interest 25%说明什么，会继续跌？
会不会short squeeze？ |
|
N*****d
发帖数: 9872 | 32 Interest可以，short interest没理由不行
[在 daxigua111 (大西瓜) 的大作中提到：]
：1099上面没有这个，是不能报，还是只能自己填上去？ |
|
d********1
发帖数: 3828 | 33 主要是1099上没有，只在statement上才能找到。去年没注意这东西short interest高
，被狠宰了。以后short position一定要留意short interest。 |
|
N*****d
发帖数: 9872 | 34 可以算成Interest, 俺去年margin interest有五六千，全打入成本 |
|
p*******g
发帖数: 809 | 35 这个是11月13号的吧？
最新的（11月底的）应该还没有出来
所以这些数据应该谨慎对待
比如FIT，它这么高的short interest，也对应着上个月的大跌
但是最近一周，它的行情变好，我觉得short interest应该已经很小了（可惜现在无法
看到）
85M
255 |
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g****t
发帖数: 31659 | 36 [guvest] The below answer looks fine to me. Same logic can not
explain CHINA CD rate and Exchange rate.
There are several missing logic pieces or model parameters.
Charles J Stevens Jr answer:
Interest rates paid on any item have a direct relationship to the underlying
risk of that investment. If one is paying 1.92% and one is paying 9%, I can
see a pretty clear indication of which has the higher risk. Unless you have
an enormous amount of money to use to counter the risk inherent in the
Rupee/ ... 阅读全帖 |
|
g****t
发帖数: 31659 | 37 WASHINGTON — The Federal Reserve on Wednesday continued its slow march
toward higher interest rates, signaling that it remains on track to raise
its benchmark interest in December for the first time this year but holding
off on an increase this month.
After a two-day meeting of its policy-making committee, the Fed delivered
the expected news that it would not adjust rates during the final days of a
contentious presidential election. But the Fed’s post-meeting statement
reinforced expectations th... 阅读全帖 |
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d**a
发帖数: 255 | 38 收到的股票账号的interest, dividend啥的都要交税，交的margin interest是不是也
能抵税啊？ |
|
g*********9
发帖数: 1285 | 39 【 以下文字转载自 board 讨论区 】
发信人: lijie201005 (悟则空), 信区: board
标 题: 股版版主小小人同学懒政，interest confliction, 打击不同意见，涉嫌受贿， 请下台
发信站: BBS 未名空间站 (Mon Dec 4 23:03:59 2017, 美东)
股版版主小小人同学懒政，interest confliction, 打击不同意见，早该下台
1. 在自己主管的版上pump 某个股票，误导网友，并且涉嫌收钱
2. 打击不同意见的网友，对版上某些骂人人身攻击的ID袒护
3. 涉嫌受贿
4. 懒政，不对网上色情，人身攻击帖子进行及时监管 |
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f****t
发帖数: 1063 | 40 what are the differences?
The earning of money market of a bank is considered as dividend or interest?
I think interest is treated as regular income,
but dividends can be treated as capital gain, which may have lower tax rate.
thx. |
|
S****Y
发帖数: 4634 | 41 interest
interest?
rate. |
|
f****t
发帖数: 1063 | 42
thakns.
first, what I have is the Money market fund of a bank. Basically the bank
has three things: checking, saving (regular, and CDs), and money market fund
. Usually money market fund has a higher rate. The earning from this money
market fund, the bank call it a dividend. But when the bank report the
earning, it uses the similar form as that of interest.
So I confused, because I think the didivdend is treated differently (for
example, as a capital gain), from interest. So for such earning, d |
|
O******A
发帖数: 335 | 43 Dividends reported on 1099-DIV and interest reported on 1099-INT. Interest
is ordinary income and dividend income taxed at 15% (if your income is less
than $200000?). There are different lines on 1040 to report these income. (
don't report dividend on capital gain).
If you got 1099-INT, my guess is your bank invested the money in CD's, but I
could be wrong. Ask your bank.
fund
report |
|
i*********s
发帖数: 8706 | 44 【 以下文字转载自 Accounting 讨论区 】
发信人: iHeartGlass (我爱玻璃), 信区: Accounting
标 题: 问个税务问题：１０９９上头的accrued interest
发信站: BBS 未名空间站 (Tue Dec 30 15:21:52 2008)
比如买一债券半年挣６００块利息
买的时候accrued interest４００块
持有期间实际只挣了２００块
现在年底一看１０９９上写挣了６００块
怎么report啊？ |
|
d*b
发帖数: 130 | 45 Yes for my case. Where can I find it?
I searched the Turbotax help:
"Interest is charged on tax you do not pay by the due date of your return. I
nterest is charged even if you get an extension of time for filing."
It seems if I pay it by the due date, I shouldn't pay any interest, is it tu
re?
Thanks. |
|
m****k
发帖数: 340 | 46 我所在的州有州税， 报州税时有一项是问有没有out of state income, 我在另一个无
州税的州有银行帐户及利息，不知这笔利息算不算out of state income。联邦税是报
了这笔利息的。谢谢。
看州税的instruction, out of state income is not non-business interest,
installment sale interest,non-business dividends,salary/wages,pensions,
gambling or income from personal services. |
|
t****a
发帖数: 356 | 47 ０８年在ＮＹstate 住５个月，搬到NJ 住７个月，现在ｆｉｌｅ state tax return.
我必须file的州
税表: NY state part-year resident 和NJ-1040,现在有个问题：俩州税表上都有一栏
要报taxable
interest.而我收到的银行１０９９－ｉｎｔ并没有分开两个利息数，我该如何填才对
呢？
是只要将taxable interest的total填在任意一个州税表上，还是要自己按在该州的居
住月份数折算？
谢谢。 |
|
x*****3
发帖数: 447 | 48 看到报州税的时候有一个California taxable interest。
有些奇怪，自己到CA也就半年，没有CA的银行账户。银行寄来的1099的interest都计入
了联邦税的AGI。那么在报州税的时候，还要再加一次吗？还是按照时间段计算？虽然
不多，但是很疑惑，请清楚的指点下，谢谢 |
|
x***i
发帖数: 395 | 49 看银行statement上面写着
Non-resident interest tax，-$10.00
之后我填了W8ben form，是不是银行应该把这个钱refund给我？
因为non resident interest 不收税？ |
|
e**e
发帖数: 278 | 50 嗯，20（b)是scholarship，20（c)是任何F-1的wage income，bank interest和
scholarship没关系我同意，但是20（c)也没说不能和bank interest有关系吧。 |
|
