S**C
发帖数: 2964 | 1 Even at one of the most inappropriate time, that is mid-2008, to buy stocks,
the stock investment can still win against risk free assets within a market
cycle as illustrated here. Apparently, one should be cautious now, as well
as in mid-2008, when a lot more could be made if one is valuation conscious
and patient. |
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m****a
发帖数: 2593 | 2 过去25年是利率下降时期，而现在利率正处在长期转折关头，所以要看fund在过去利率
上升期的表现如何， |
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S**C
发帖数: 2964 | 3 Bad publicity, what bad publicity. Bill is an a--hole? People knew it and we
also knew many if not most successful people are a--holes. There is power
struggle at the top in PIMCO? Just like XOM, MSFT, and about any sucessful
organizations? Bottomline, highly performing organizations are not church
choir, and they perform because of that.
treasuries,
go
wishing |
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M********r
发帖数: 278 | 4 i agree. That's why I said PTTRX is a fine investment for investors.
we |
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d*****1
发帖数: 1837 | 6 great fund. bill gross大当家
俺前公司401K有，一直保留着，没舍得转出来 |
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h******b
发帖数: 6055 | 7 我401k里面一半是这个。
但普通account很难买这个吧，得公司提供才行。 |
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S**C
发帖数: 2964 | 8 Initial investment mins: $25,000 @ Vanguard, $100,000 @ TD Ameritrade with
fees in all account, $100 @ Scottrade with fees in all account, $100 at
Wells Fargo without fees in IRA account before, do not know now.
So, not that difficult to get.
Bill was and still is a great bond manager, but he recently becomes more of
a financial personality than a money manager, which annoys me. Plus, Bill
manages $1T, give or take, that is a concern. |
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w*****1
发帖数: 6807 | 9 我很看好，最稳妥的bond投资了，强力推进身边所有人 |
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d**k
发帖数: 606 | 10 any thing similar in stock fund? |
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p****a
发帖数: 4829 | 12 We had similar 利率环境 in 2001-2003. It still did very well after 2003. |
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p**h
发帖数: 1105 | 14 普通帐户可以买 PTTDX, 是一家的fund， 不同class， 缺点是expense ratio 高一点
， 0.46% vs 0.75%。。 偶用这个fund 在money market 存钱， 比CD的利息高。 不过
觉得 PONDX 貌似更好一些， 特别是现在的市场状况。 可能PTTRX/PTTDX 更适合2008
年的状况。 |
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p***e
发帖数: 472 | 15 能具体讲讲怎么用这个fund在money market存钱么？
2008 |
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n***8
发帖数: 203 | 17 it seem not increase too, why good? dividend? |
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s**********d
发帖数: 36899 | 18 所有的bond funds都有很多利息出来。
这个10年平均收益率是6%
★ 发自iPhone App: ChineseWeb 8.6 |
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n***8
发帖数: 203 | 19 6% sounds good, where to see this info? |
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s**********e
发帖数: 268 | 21 我401K就有这个fund，去年就跌了
最近利率看涨，不看好这个fund
我去年中期就减少了这个fund的比例 |
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s********i
发帖数: 17328 | 22 前一段长期低利率，将来利率看涨，这个fund performance未来几年好不了，但所有
的bond funds都这样，要ｂｏｎｄ就留着吧，否则投stock。 |
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y****i
发帖数: 778 | 23 I changed all my 401k bond fund from PTTRX to MXLMX at 2010. Since 1/1/2011
to now, MXLMX goes up 30.2% but PTTRX is only 10.8%. Multi sector bond fund
is better than normal treasury bond fund for sure. |
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s********i
发帖数: 17328 | 24 ＰＴＴＲＸ和ＭＸＬＭＸ应该属于different asset class，risk不一样了。PTTRX基本
上是各国国债。MXLMX 50%corporate bonds。08-09年那会儿MXLMX和stock一样都暴跌。
2011
fund |
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n***8
发帖数: 203 | 25 when interest rate go up, it's not good for either bond fund or stock,
then what to choose? |
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s********i
发帖数: 17328 | 26 理论上来讲，don't try to timing the market，just keep you portfolio balanced
。新钱进来买跌的多得那个。 |
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y****i
发帖数: 778 | 27 MXLMX dropped only 25% when S&P 500 lost 50% at 2008-2009. The 10 year
growth is also the highest.
1st one, MXLMX
2nd one, VFINX
3rd one, PTTRX.
YTD 1 Mo 1 Yr 3 Yr * 5 Yr * 10 Yr *
Growth of 10,000 10,241 10,203 10,885 12,964 21,100
22,363
Growth of 10,000 10,065 10,434 12,471 14,926 27,909
19,702
Growth of 10,000 10,186 10,081 9,973 11,413 14,268
18,0... 阅读全帖 |
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t******g
发帖数: 462 | 28 In the mid term, be careful with bond fund, risk adjusted return can be low |
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s********i
发帖数: 17328 | 29 the point is not the absolute return. MXLMX is similar as stocks risk wise
while PTTRX is different. I am not saying MXLMX is bad. I am just saying it
is a different asset than PTTRX. If you want an asset class like treasury
bond, they will be pretty much similar in the next few years, which probably
won't have good returns.
100
909 |
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M********r
发帖数: 278 | 30 i thought, correct me if I am wrong, both are bond funds and seek absolute
returns and can go anywhere and buy anything. Their current portfolios are
different not because of their investment mandates, but because of the
choices made by the managers. PTTRX seems to be comfortable with treasuries,
agency bonds and mortgage backed secutities, but MXLMX largely shun these
and is heavy in corporate bonds. Both Gross and Fuss are great managers.
Gross has been experiencing bad publicity right now a... 阅读全帖 |
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y****i
发帖数: 778 | 31 CD is a good choice when the interest is high enough. I have a 7 year 5.5%
CD bought at May 2008 when the S&P 500 was 1400. If you put it in a tax
deferred account, 45% total return when it mature at 2015. S&P 500 return is
up 32% until now, need up another 10% to May 2015, for the index above 2000
just break even with my CD investment.
The problem is current CD rate is low. So individual bonds, especially 5-10
year lower investment grade municipal bond with AGM/MBIA or even AMBAC
insured since ... 阅读全帖 |
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S**C
发帖数: 2964 | 32 Just pointing out $10,000 put into VFINX on 05/01/2008 will grow to $14,935
today with dividend reinvestment. The dividend and capital gains subject to
a far better tax treatment than interest, as a bonus.
is
2000
10
to |
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y****i
发帖数: 778 | 33 Before 30% up in 2013, the return is less than 20% even considering the
dividend. Stock risk is much higher than CD. 33% down in bear market can
wipe out the whole 50% gain in the bull market. We are talking about a 5
year mature bull market whose the p/e ratio is already higher than normal
because of QE. We'll see how soon this bubble will finally burst.
935
to |
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S**C
发帖数: 2964 | 35 Even at one of the most inappropriate time, that is mid-2008, to buy stocks,
the stock investment can still win against risk free assets within a market
cycle as illustrated here. Apparently, one should be cautious now, as well
as in mid-2008, when a lot more could be made if one is valuation conscious
and patient. |
|
m****a
发帖数: 2593 | 36 过去25年是利率下降时期，而现在利率正处在长期转折关头，所以要看fund在过去利率
上升期的表现如何， |
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S**C
发帖数: 2964 | 37 Bad publicity, what bad publicity. Bill is an a--hole? People knew it and we
also knew many if not most successful people are a--holes. There is power
struggle at the top in PIMCO? Just like XOM, MSFT, and about any sucessful
organizations? Bottomline, highly performing organizations are not church
choir, and they perform because of that.
treasuries,
go
wishing |
|
M********r
发帖数: 278 | 38 i agree. That's why I said PTTRX is a fine investment for investors.
we |
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c*******y
发帖数: 302 | 40
以前都是把401k里面的钱那么放着不知道还可以从新分配，这周来到贵版，才开始慢慢
学习。公司的vanguard里面提供了以下的fund的选择，想请教大家的建议，应该买哪些
个比较好呢？我看了去年的盈利报告，又好几个涨的很多，是应该继续跟进去年表现好
的么？万分感谢大家！
American Funds EuroPacific Gr R6 RERGX
Artisan Mid Cap Inv ARTMX
Artisan Small Cap Value Investor ARTVX
Dodge & Cox Inc Sep Acct 3631
Neuberger Berman Genesis Instl NBGIX
Vanguard Balanced In... 阅读全帖 |
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z****e
发帖数: 2361 | 41 Wells Fargo Stable Value Fund Q CUSIP, ER 0.47%
Vanguard Prime Money Market Instl VMRXX, ER 0.10%
Vanguard Total Bond Market Index Fund Institutional Plus Shares VBMPX, ER 0.
05%
Loomis Sayles Core Plus Bond Fund Class Y NERYX, ER 0.54%
Neuberger Berman High Income Bond Fund Class R6 NRHIX, ER 0.62%
Vanguard Windsor™ II Fund Admiral™ Shares VWNAX, ER 0.28%
Vanguard Employee Benefit Index Fund (ER not sure, should be below 0.1%)
Fidelity® Contrafund® Fund FCNTX, ER 0.67%
Nuv... 阅读全帖 |
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s******d
发帖数: 323 | 42 Van anybody help to see if I need to change my allocations. This year's
return so far is only 1.48%. Thanks!
Investment option
Allocation %
Stable Value
Minnesota Life General Account
Money Market
Advantus Money Market
General Bond
BlackRock Strategic Income Opps Instl
Columbia Limited Duration Credit R4
Templeton Global Bond A_________20%
Vanguard Interm-Term Bond Index Adm_________5%
Vanguard Long-Term Investment-Grade Adm
US Stock
Advantus S&P 500/Citigroup Growth
Advantus S... 阅读全帖 |
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n********e
发帖数: 1789 | 43 公司的401K是American Funds管理的
大致信息如下，后面是Expense Ratio，请问选择哪些Fund组合比较好？谢谢
American Funds AMCAP, 0.72%
American Funds EuroPacific Growth, 0.84%
American Funds New Economy Fund, 0.81%
American Funds New Perspective Fund, 0.80%
American Funds SMALLCAP World Fund, 1.06%
AMG Managers Skyline Special Equities, 1.47%
Hartford Core Equity R4, 1.04%
Janus Enterprise S, 1.17%
Janus Triton S, 1.18%
Oppenheimer Developing Mar... 阅读全帖 |
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o******y
发帖数: 15 | 44 可以发在这个版吗？
公司给match 工资的5%作为401k，于是我也准备放进去5%。
负责401k投资的公司是JPMorgan，我看他列出来了很多选项：
Fidelity Instl MM Fds Money Market-Inst
BlackRock US Debt Index-T
PIMCO Total Return-Inst
Fidelity Puritan
Invesco Large Cap Relative Value Strategy
Invesco Charter Strategy
Fidelity Spartan 500 Index-Adv
BlackRock US Equity Market Index-F
Fidelity OTC Portfolio
BlackRock Extended Equity Market-F
Wells Capital Small Cap Value Strategy
Fidelity International Discovery
Harbor International-Inst
LifePath Index Retirement-... 阅读全帖 |
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f*******e
发帖数: 1300 | 45 有一只 fund, 名称是PIMCO TOTAL RETURN PORT. INSTL，这是一个bond fund,平时每
天的波动就在+-0.1%的范围，这周三突然跌了2.6%左右，请问是怎么回事？？？？
同一天这个fund显示有一个2.5%左右的dividend,所以我还以为是发了dividend 后价值
调整，可是几天我到账户一看，dividend没有了，请问是怎么回事？需要和Merrill
Lynch 联系 一下吗？ |
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m*******s
发帖数: 314 | 46 不是来拿weibi的。资质不够。
小小人说到看holding.蝌蚪有个问题。像vanguard，fidelity这种有那么多etf的，etf
里面by default的holding也算instl holding吗？ |
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m*******s
发帖数: 314 | 47 看Google上instl ownership.Chaoguo 100%是怎么算的？
Inst. own 103% |
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