a********r
发帖数: 810 | 1 对那些大牛investor是好事。反正market本来也已经上去了。他们现在就等于是白赚这
个credit. |
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r***r
发帖数: 417 | 2 没有这8000/6500，明年1月market肯定掉下来。 |
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q****p
发帖数: 4536 | 3 就一个字：惨。。。最不愿意发生的事情发生了。
美国明年10月经济好转的了吗？各州的预算在今后连续两年的削减计划都出来了，至少
在高等教育这一块是这样的。如果真如你预测这样，还在市场上的买主是比较惨。
3 |
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d********n
发帖数: 1856 | 5 http://www.bloomberg.com/apps/news?pid=20603037&sid=aHF3QbLOiXvs
Obama to Sign Bill Extending Homebuyer Credit, Jobless Benefits
"Extending the credit to those who already own homes won’t reduce the excess inventory of housing blamed for the slump because “every buyer taking advantage of the move-up credit would necessarily be a seller,” the Goldman Sachs report said. It said the plan may increase housing prices by 1 percent because “sellers are likely to incorporate a fraction of the credit amo |
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s**x
发帖数: 17 | 6 Updated Nov. 6, 2009, to reflect new legislation — more to be added soon
New Legislation
New legislation, the Worker, Homeownership and Business Assistance Act of
2009, which was signed into law on Nov. 6, 2009, extends and expands the
first-time homebuyer credit allowed by previous Acts. The new law:
* Extends deadlines for purchasing and closing on a home.
* Authorizes the credit for long-time homeowners buying a replacement
principal residence.
* Raises the income limitations for |
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a********h
发帖数: 819 | 8 First time buyer 9月close的能不能qualify这新的收入limit?? |
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m***y
发帖数: 14763 | 12 算了吧 还有在‘07年买房的First Timer啦 （echo：还有在‘06年买房的First Timer
啦~~~~~)
再说 你觉得 在Nov 06后买房的就没有后悔的地方啦～ |
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e****9
发帖数: 13 | 13 The new law raises the income limits for homes purchased AFTER Nov. 6, 2009.
什么叫"purchase"? 房子close的时候, 还是指签contract的时候呢? |
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a*****e
发帖数: 32 | 14 look like it meant closing date. |
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a**v
发帖数: 800 | 15 那请问怎么claim呢？我就找到一个表，
The credit is claimed on new IRS Form 5405, First-Time Homebuyer Credit, and
filed with your 2008 or 2009 federal income tax return.
可是2008的已经return了，2009的不是明年才claim吗？谢谢 |
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h*******y
发帖数: 864 | 16 By Joseph Gyourko
Sunday, November 15, 2009
Even as we wade through the wreckage of the housing collapse, Americans
remain a staunchly house-proud people. And our government is apparently
determined to encourage us: This month, President Obama signed into law
an extension and expansion of the popular homebuyer tax credit, which
had been scheduled to expire at the end of November. But before you
rush out to claim your extra cash, take a moment to make sure you're
not in the housing market for the |
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s*k
发帖数: 2941 | 18 This $8000 is refundable credit, which means you will get it even you paid
less than $8000. What you said is correct for non-refundable credit.
Here is a QA from http://www.irs.gov/newsroom/article/0,,id=206291,00.html
Q. I don’t owe taxes and/or my income is exempt from tax and I do not have a filing requirement. Do I qualify for the credit?
A. The credit is fully refundable and, if you qualify as a first-time homebuyer, having tax-exempt income will not preclude eligibility. Although there are |
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c******e
发帖数: 18 | 19 11/6发布的新的$8000条款完全overwrite 2009 before Dec 1的法律吗？IRS网站上说
11/6之后买有如下限制http://www.irs.gov/formspubs/article/0,,id=203083,00.html：
New Requirements
Several new restrictions on purchases that occur after Nov. 6 go into effect
with the new law:
Dependents are not eligible to claim the credit.
No credit is available if the purchase price of a home is more than $800,
000.
A purchaser must be at least 18 years of age on the date of purchase.
11/7-11/30买的房子其他所有条件都符合，但是房价超过$800K，那么拿不了退税了？ |
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a***u
发帖数: 335 | 22 你的income低于$220k? 好像有income 的cap.
effect |
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m****a
发帖数: 1257 | 23 The ultimate explanation has to come from IRS, which has not come out yet.
So the best thing to do is: do not worry too much and just wait. There's not
much
you can do anyway.
By the way, in the new law, the "purchase date" is somehow defined as
contract date.
You probably can claim that you went into contract before 11/7 so you can
still go
ahead use the 2008 form. |
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c******e
发帖数: 18 | 24 income条件满足了，只是房价超了。
这么说现在irs网上的解释还不是最后的？最后的解释指的是新的5405表吗？多谢
maxima。
这个搞得太复杂了，新的法律就不能旧的过期了再开始生效嘛。。。 |
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w*******r
发帖数: 7276 | 25 Seems a lot of bids on same properties are happening in CA which will
definitely increase the house price by far more than $8000. So I don't think
this is good news for home buyers, too many competitions. Should we hold
until later next year when this $8000 expires? Will the house price come
down again? Any opinions are welcomed. |
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M*******s
发帖数: 1210 | 26 same here. given 30 years, $8,000 cash right now worth $30,000 - $40,000
when this tax thing ends, given the current economic situation, price should
drop that much. the big question is, would the economy go up or not.
think |
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y*******8
发帖数: 20 | 27 not all buyers are first time buyer.$8000 affects some of the price, not
much.
#1 rule to buy: shopping around your target area as many as possible, you
do as much as possible home work about the house, then you will be sure when
it is a good deal.
#2: you can't be sure when the bottom is, just buy when you feel right. |
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h**********9
发帖数: 3252 | 28 Found the following link and who knows where to get the new 5405 form?
http://www.irs.gov/newsroom/article/0,,id=215791,00.html
IR-2009-108, Nov. 24, 2009
WASHINGTON — A new law that went into effect Nov. 6 extends the first-time
homebuyer credit five months and expands the eligibility requirements for
purchasers.
The Worker, Homeownership, and Business Assistance Act of 2009 extends the
deadline for qualifying home purchases from Nov. 30, 2009, to April 30, 2010
. Additionally, if a buyer enter |
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s******g
发帖数: 1709 | 30 不可能，我刚刚看了新的5045
第一句话就是可以用2008 1040x
First-Time Homebuyer Credit and
Repayment of the Credit
Form 5405
© Attach to your 2008 or 2009 Form 1040 or Form 1040X |
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m******3
发帖数: 983 | 32 Yes.
See below. You want to use my real estate as well as CPA services? :)
Hope that helps
S3. A taxpayer owned her principal residence. Several years ago, she decided
to relocate to a rented apartment, but did not sell the former residence.
Instead, she rented it out to tenants. Now the taxpayer plans to buy another
house and make it her new principal residence. Does she qualify for the
first-time homebuyer credit?
A. A taxpayer who owned rental property within the past three years is still
e |
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P***e
发帖数: 804 | 34 From IRS 5405 Instructions: Information regarding the 2009 Instructions for
Form 5405,
First-Time Homebuyer Credit and Repayment of the Credit
Note Regarding Settlement Statement: While the Form 5405 instructions
indicate that
a properly executed settlement statement should show the signatures of all
parties, the
IRS recognizes that the elements of the settlement document, often a Form
HUD-1, may
vary from jurisdiction to jurisdiction and may not reflect the signatures of
the buyer and
seller. T |
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k**a
发帖数: 131 | 35 是说你在这次买房之前三年内不拥有房子，美国以外的房产不算。
the |
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j***y
发帖数: 2074 | 36 那为什么不加上MAIN HOUSE IN USA 呢
有的地方又特意加了MAIN HOUSE IN USA |
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h*d
发帖数: 19309 | 37 http://www.irs.gov/newsroom/article/0,,id=206291,00.html
Q. Which home purchases qualify for the first-time homebuyer credit?
A. Any home purchased as your principal residence and located in the United
States qualifies. You must buy the home after April 8, 2008, and before May
1, 2010 (with closing to take place before July 1), to qualify for the
credit. For a home that you construct, the purchase date is considered to be
the first date you occupy the home.
占了不一定要搬进去吧，closing应该就算占了吧，搬一些家具进去中不？ |
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l***n
发帖数: 15 | 38 【 以下文字转载自 WStarInvestments 俱乐部 】
发信人: lijun (John), 信区: WStarInvestments
标 题: Governor Signs Home Buyer Tax Credit Legislation Into Law
发信站: BBS 未名空间站 (Thu Mar 25 22:31:57 2010, 美东)
Gov. Schwarzenegger signed Assembly Bill 183, the Homebuyer Tax Credit
legislation, into law. His actions today are the result of our efforts in
Sacramento over the last several weeks as members and our team in the
capital worked for the bill’s passage before it landed on the governor’s
desk.
AB 183 will provide $20 |
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k*****3
发帖数: 113 | 39 Taxpayers who have not owned another principal residence at any time during
the three years prior to the date of purchase are considered first-time
homebuyers. 这是irs上对first time home buyer的解释。
我的理解是，取决于你那个mobile home 是何时卖掉的，如果从你卖掉它之日到你再次
买房之日超过3年，就符合了吧。 |
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p****n
发帖数: 149 | 40 I do hope I can get the first-time homebuyer credit. Is it possible to file
a written binding contract in two days? |
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s***f
发帖数: 246 | 42 现在santa clara county的暂时用完了。不过没有看到关于你说的前九年卖要退钱的事
情。隐约好像说是有这个规定，但是根本没有实行，因为这个是tax credit。
4/1/2010
THE COUNTY 2010 MCC ALLOCATION HAS BEEN COMMITTED.
The MCC Tax Credit Allocation has be depleted
New MCC's, if any, will not be expected until September or October 2010.
Program Description
The Mortgage Credit Certificate Program (MCC), authorized by Congress in
1984, provides financial assistance to first-time homebuyer's. The Santa
Clara County MCC tax credit reduces the federal income taxes of qua |
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C*******d
发帖数: 15836 | 43 "In fact, more than three quarters of prospective homebuyers look for a
fireplace when it comes time to invest in a new home."
From http://www.everythingre.com/Fireplaces
楼上的几个脑残可以给自己扇耳光了。 |
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G**P
发帖数: 369 | 44 I HOPE THIS CAN HAPPEN!!!
WASHINGTON (AP) -- Homebuyers may get an extra three months to finish
qualifying for federal tax incentives that boosted home sales this spring.
Senate Majority Leader Harry Reid, D-Nev., said Thursday he wants to give
buyers until Sept. 30 to complete their purchases and qualify for tax
credits of up to $8,000. Under the current terms, buyers had until April 30
to get a signed sales contract and until June 30 to complete the sale.
The proposal would only allow people w |
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s***e
发帖数: 1143 | 45 我收到一封信，从loan officer那里转来的
The Senate has approved a plan to give homebuyers an extra three months to
finish qualifying for federal tax incentives.
The move by Senate Majority Leader Harry Reid would give buyers until Sept.
30, 2010 to complete their purchases and qualify for tax credits of up to $
8,000. Under the current terms, buyers had until April 30, 2010 to get a
signed sales contract and until June 30, 2010 to complete the sale.
This extension ONLY extends the closing date. The origina |
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s***e
发帖数: 1143 | 46 我收到一封信，从loan officer那里转来的
The Senate has approved a plan to give homebuyers an extra three months to
finish qualifying for federal tax incentives.
The move by Senate Majority Leader Harry Reid would give buyers until Sept.
30, 2010 to complete their purchases and qualify for tax credits of up to $
8,000. Under the current terms, buyers had until April 30, 2010 to get a
signed sales contract and until June 30, 2010 to complete the sale.
This extension ONLY extends the closing date. The origina |
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a****o
发帖数: 484 | 47 怎么一直没有呀。４月13号寄的，好久了，有拿到的吗？ |
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v**a
发帖数: 2062 | 48 有没有拿了8k后被查税的？听说拿8k会增加被查税的几率。 |
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l***n
发帖数: 731 | 49 Pending home sales 'fell off a cliff'
By Les Christie, staff writerJuly 1, 2010: 11:10 AM ET
NEW YORK (CNNMoney.com) -- The experts expected home sales to drop once the
homebuyer tax credit lapsed at the end of April, but the depth of the
decrease was shocking.
According to the National Association of Realtors (NAR), pending home sales
fell a whopping 30% in May. Their index, which measures signed sales
contracts but not closed sales, plunged to 77.6 from 110.9 in April. It's
even off 15.9% from |
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G*****r
发帖数: 369 | 50 晚了点，联邦的First-Time Homebuyer Credit四月底就结束了。暂时还没听说其它政
策出来。放狗搜搜你们州的吧。。。 |
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