h*z
发帖数: 678 | 1 FUSVX是 sp500 index fund-advantage class
FXSIX是 sp500 index fund - institutional class
有什么区别吗？
FXSIX的er0.05
FUSVX的er0.07
本来想买FUSVX的，但好像退休账户里面只有FXSIX，没有
FUSVX。
谢谢！ |
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l***i
发帖数: 106 | 2 【 以下文字转载自 Investment 讨论区 】
发信人: letni (有容乃大), 信区: Investment
标 题: Fidelity里买SP500，是买FUSVX还是SPY
发信站: BBS 未名空间站 (Thu Jan 11 18:50:05 2018, 美东)
FUSVX - Fidelity® 500 Index Fund - Premium Class
Expense Ratio 只有0.035%
SPY的Expense Ratio是0.0945%。
为什大家推荐SPY呢？FUSVX的费用低很多啊。 |
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l***i
发帖数: 106 | 3 【 以下文字转载自 Investment 讨论区 】
发信人: letni (有容乃大), 信区: Investment
标 题: Fidelity里买SP500，是买FUSVX还是SPY
发信站: BBS 未名空间站 (Thu Jan 11 18:50:05 2018, 美东)
FUSVX - Fidelity® 500 Index Fund - Premium Class
Expense Ratio 只有0.035%
SPY的Expense Ratio是0.0945%。
为什大家推荐SPY呢？FUSVX的费用低很多啊。 |
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i******a
发帖数: 76 | 4 问题有点小白，大家见谅哈。是直接FUSEX转FUSVX，还是需要先把FUSEX卖掉再买FUSVX
吗？ |
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q*****1
发帖数: 160 | 5 我2014年初开始开的ROTH IRA， 一共放进去3个5500， 其中11000都买了FUSVX， 还有
今年的5500还是CASH没有买。这两年感觉到了74就开始猛跌，账户里的钱一会从损失几
千变到多个1千，从来没觉得有大的收益，我知道mutual fund要看长线，而且我也没几
个钱，就想问一下现在在最高点的时候我想都卖掉换成cash,这样赚了800左右，大选前
肯定要跌到60多，到时候再买和我当时买的价格也是差不多的，这样折腾是不是可以多
赚点钱啊？还有FUSVX卖了再买有时间限制吗？我查了半天不是很懂。 谢谢指导 |
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u**o
发帖数: 4652 | 6 观察了好几年FUSVX到了74必跌?真逗,你是说过去年S&P 500到2100点左右就跌吗？哈哈
大选前肯定要跌到60？这样等于跌20%以上进入大熊市。S&P 500两年多没到过1700了。
你对现在大盘怎么看就决定买卖FUSVX。你自己看着办吧 |
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l***i
发帖数: 106 | 7 FUSVX - Fidelity® 500 Index Fund - Premium Class
Expense Ratio 只有0.035%
SPY的Expense Ratio是0.0945%。
为什大家推荐SPY呢？FUSVX的费用低很多啊。 |
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q****4
发帖数: 226 | 8 Roth IRA开在了fidelity，就想选几只费用低的mutual fund or index fund,看了下
FUSVX, FUSEX, FSTVX, FSTMX这几只费用还比较低，好像也都差不多，有什么区别吗？
新手不懂，如果想要稳健增长型，投长期5-10年的，有没有哪只preferred?
先谢谢大家建议。 |
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q****4
发帖数: 226 | 9 在fidelity买了fusvx, fstvx，还有什么好的费用低的mutual fund值得买吗？还是就
这两只差不多了？打算长期投资(>5年）。 |
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q****4
发帖数: 226 | 10 Roth IRA开在了fidelity，就想选几只费用低的mutual fund or index fund,看了下
FUSVX, FUSEX, FSTVX, FSTMX这几只费用还比较低，好像也都差不多，有什么区别吗？
新手不懂，如果想要稳健增长型，投长期5-10年的，有没有哪只preferred?
先谢谢大家建议。 |
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q****4
发帖数: 226 | 11 在fidelity买了fusvx, fstvx，还有什么好的费用低的mutual fund值得买吗？还是就
这两只差不多了？打算长期投资(>5年）。 |
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r****m
发帖数: 1204 | 12 FUSVX requires min $10K |
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m*********y
发帖数: 1890 | 14 Most 401(k) plans qualify for the purchase of Fidelity's Spartan 500 Index -
- Advantage Class (FUSVX) which requires a minimum investment of $100,000.
This fund has an expense ratio of only 0.07%.
要求投资金额要大些。 |
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i******a
发帖数: 76 | 15 谢谢。可是在position里面看到的代码还是FUSEX,这个代码不会自动变成FUSVX吗？ |
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M********r
发帖数: 278 | 16 I have said it before and will say it again. 401Ks and IRAs are first and
foremost saving plans. You will benefit from the accumulation of your
savings after 30 some years. Investment performance matters. But be
realistic about your expectation. I would be very happy to have 5-6%
annualized return from my retirement accounts for the next ten twenty years.
Two suggestions: 1. invest in a balanced fund instead of a pure equity fund
such as FUSVX; 2 set up a monthly DCA (dollar cost averaging) plan... 阅读全帖 |
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l*********u
发帖数: 19053 | 17 早就买了FUSVX。推荐SPY的，大概不知道SPY费用不算低吧。 |
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s*****e
发帖数: 854 | 18 假设10万块，0.04%*100k=40块一年， 这点儿差别基本可以忽略了吧？FUSVX 必须hold
一个月才能卖。SPY 盘中就能买卖， 肯定更灵活。 |
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b*********n
发帖数: 368 | 19 FUSVX （Advantage class）和 FUSEX （Investor class） 的区别就是minimum和
expense ratio不同吧？如果购买超过10k，是不是应该选ratio更低的fusvx？
如果预计存10年，对于没有任何知识的新手而言，算不算好的入门fund？
谢谢 |
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r****m
发帖数: 1204 | 20
Thanks.
FUSVX requires min $10K investment to start with, and charges lower expense
0.06%.
If you have less than $10K to start with, you can buy FUSEX, which charges
around 0.1% annual expense, when your investment reaches $10K, Fidelity will
automatically change it to FUSVX.
|
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r****m
发帖数: 1204 | 21 它有两种class: FUSEX and FUSVX.
FUSEX starts with min $2500, you will be automatically shifted to FUSVX once
account balance reaches $10,000. |
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w******1
发帖数: 154 | 22 我看到了这个bogleheads principle:
http://www.bogleheads.org/wiki/Fidelity
这个里面有下面的 stocks:
US Stocks
Fidelity Spartan Total Market Index Fund (FSTVX)
Fidelity Spartan 500 Index Fund (FUSVX)
Fidelity Spartan Extended Market Index Fund (FSEVX)
Fidelity Spartan Mid Cap Index Fund (FSCKX)
Fidelity Spartan Small Cap Index Fund (FSSVX)
Fidelity Spartan Real Estate Index Fund (FSRVX)
International Stocks
Fidelity Spartan Global ex U.S. Index Fund (FSGDX)
Fidelity Spartan International Index Fund (FSIIX/FSIVX... 阅读全帖 |
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S**C
发帖数: 2964 | 23 For new investors, better to stick to a simple diversified portfolio, thus
FUSVX or FSTVX is all you need for US equity. Since small caps valuation is
high, actually large caps valuation is high too, but better, so I will use
FUSVX. Size factor (small beat large) over the last two decades has zero
alpha, when we have better data, strengthen the theme that we do not need to
have small cap in our portfolio unless they much are cheaper than large
caps such as in late 90s.
You should get some intern... 阅读全帖 |
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s******t
发帖数: 913 | 24 刚工作的新手，看list看晕了，求大家帮忙选选
目前想选这几支(bond+domestic+international)，不知道怎么样？谢谢大家指点~~
FSITX Spartan® U.S. Bond Index Fund - Fidelity Advantage class
FUSVX Spartan® 500 Index Fund - Fidelity Advantage class
FSGDX Spartan® Global ex U.S. Index Fund - Fidelity
Advantage Class
expense ratio分别是0.17,0.07，0.28
————————————————
可以选择的有这些：
FFFBX Fidelity Freedom® 2000 Fund 15,16 2.13 3.45 7.64 4.51 6.90 4.39 5
.63 10/17/96 n/a 0.490
FFFVX Fidelity Freedom® 2005 Fund 15,16 2.69 4.08 10.38 5... 阅读全帖 |
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p******i
发帖数: 1763 | 25 不存在 fidelity S&P 500 index funds
只有FUSVX 和 FUSEX，都是3星
btw, morningstar的星星没用 |
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d****g
发帖数: 1049 | 26 All are named Spartan 500 index:
FUSVX Advantage class
FUSEX Investor class
FSMKX No load index fund.
谁稍微解释一下差别吧。大家都买的哪个？ |
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t*m
发帖数: 4414 | 27 FUSVX Advantage class 比较猛。 |
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s******t
发帖数: 12883 | 28 我现在的brokeage link真是坑爹啊， 不能买股票， 只能买基金，
以前的单位可以买fusvx, Fidelity Spartan 500 Index Advtg
几元钱都能买， 没有最小投资额。
现在想买， 一看最小要买10万， 真是拽啊。
有没有投资额小一点的， fee少一点的， 能够跟踪sp500的fidelity基金？
谢谢。 |
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s******t
发帖数: 12883 | 29 太好了,谢谢.
我记得原来的单位几年前提供的也是fusex, 后来不知道怎么就变成了fusvx了.
我还以为fusex消失了呢. 没想到还在啊. 太好了.
这两除了投资额度要求不一样,其他有什么差别吗? |
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s******t
发帖数: 12883 | 30 看过prospectus了, 原来是一个东西, 但是fusvx稍微好点,因为fee低点,
reimbursement高点, 就是更加合算一点. |
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p**h
发帖数: 1105 | 31 这是你东家提供的401K选择？ 你东家很大牌呀， 有芥末多选择！！！
如果你实在没有knowledge自己做组合， 你可以考虑：
（1） 看看你打算哪一年退休， 然后就买 FID FREEDOM K 20？？。 for example, 如
果你打算20年后退休， 那时是2032， 就可以考虑买“FID FREEDOM K 2035” （2030
）。。 越靠近现在的fund, 越保守 = lower risk, lower return..
(2) 买追踪大盘的fund， 比如 “SPTN 500 INDEX INST”，如果它的ticker是FUSVX，
就没错了。 它是追踪S&P500指数的 mutual fund... 据说有统计数据显示， 95% 的
fund 的long term performance 是beat不了大盘的， 所以最简单的投资方法就是买大
盘。。 |
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p**h
发帖数: 1105 | 32 Actually it is not Vanguard but fidelity (I am too new, I didn't know the
difference.
-- Vanguard and Fidelity are different brokers, both of them are good at
mutual fund investment as they issue they own mutual funds with good long
term (from 1 yr to 10+ yrs) performance (but not all of their mutual funds
are good, you have to do your own research)
Just saw vanguard name because my 401k has vanguard money
market fund in it....) Anyway, I just added an investment account in the
same account... 阅读全帖 |
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p**h
发帖数: 1105 | 33 Actually it is not Vanguard but fidelity (I am too new, I didn't know the
difference.
-- Vanguard and Fidelity are different brokers, both of them are good at
mutual fund investment as they issue they own mutual funds with good long
term (from 1 yr to 10+ yrs) performance (but not all of their mutual funds
are good, you have to do your own research)
Just saw vanguard name because my 401k has vanguard money
market fund in it....) Anyway, I just added an investment account in the
same account... 阅读全帖 |
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t****a
发帖数: 16 | 34 手上有一笔闲钱， 大概三万左右，目标是稳定收入另外抵消现金贬值。目前有两个想法
1。购买SPY或者IVV（SPY和IVV有什么根本区别？），拿DIVIDEND($1/share/quarter)
，卖COVERED CALL($3/share/quarter)，0% management fee。大概起始投资$17,000
2。购买MUTUAL FUND，比如FUSVX，省心，拿DIVIDEND，很小的
overhead，起始投资$10,000，每月定期投钱$200左右。 |
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b**l
发帖数: 170 | 35 Could you please comment the main difference between FUSEX and FUSVX? Thanks. |
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D******e
发帖数: 1222 | 36 SP500 vs Total market
&
investor class vs big investor class ( initial contribution requirement
different thus expense ratio is different ) |
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r****m
发帖数: 1204 | 37 When your balance in a fund reaches the min amount, you will be
automatically moved to the big investor class. So start whatever you have
now, don't worry about the different classes.
The key question is which fund to pick?
My suggestion - compare the Sharpe ratios of the two funds and pick the
higher one. |
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q****4
发帖数: 226 | 38 谢谢！ 好像sharpe ratio也都差不多。 |
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D******e
发帖数: 1222 | 41 SP500 vs Total market
&
investor class vs big investor class ( initial contribution requirement
different thus expense ratio is different ) |
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r****m
发帖数: 1204 | 42 When your balance in a fund reaches the min amount, you will be
automatically moved to the big investor class. So start whatever you have
now, don't worry about the different classes.
The key question is which fund to pick?
My suggestion - compare the Sharpe ratios of the two funds and pick the
higher one. |
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q****4
发帖数: 226 | 43 谢谢！ 好像sharpe ratio也都差不多。 |
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z**********3
发帖数: 11979 | 46
Mark
回去研究
名字起得好 for u sex |
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k**n
发帖数: 351 | 47 FSEVX mid-cap growth fund, recommend |
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r****m
发帖数: 1204 | 48 Recommend FUSEX, min investment $2500.
When your account balance reaches $10K, it will be automatically upgraded to
FUSVX. |
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l*b
发帖数: 4369 | 50 FUSEX最低购买2500
FUSVX最低购买10000
当然后者的管理费也要低点儿
就看你愿意出多少钱。愿意出一万以上就买后者呗。 |
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