z****l
发帖数: 5282 | 1 ☆─────────────────────────────────────☆
laurry (鱼苗) 于 (Thu Oct 11 21:34:35 2007) 提到:
会手甚么手续费吗？
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Wohui (我不会) 于 (Thu Oct 11 21:38:15 2007) 提到:
买FSLXX，但FSLXX低于2k有罚款
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laurry (鱼苗) 于 (Thu Oct 11 21:39:58 2007) 提到:
买了FSLXX不会给我收甚么fee吧？
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shishi (shishi) 于 (Thu Oct 11 21:46:49 2007) 提到:
all mutual funds have fees.
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gggould (...) |
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K****D
发帖数: 30533 | 2 ☆─────────────────────────────────────☆
abulldog (很好很强大) 于 (Wed Sep 17 19:28:04 2008) 提到:
骚扰了一下Fidelity,打听了一下关于FSLXX安全性的问题。
她回答说FSLXX是mutual fund,受SPIC insured, up to $500K. 另外Fidelity还购买了
Customer Asset Protection Company (CAPCO)来担保the remaining net account
value.
请问她说的是真的吗？ 有没有误导啊？
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secondlife (第二人生) 于 (Wed Sep 17 19:29:19 2008) 提到:
真的。
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abulldog (很好很强大) 于 (Wed Sep 17 19:33:10 2008) 提到:
那么FSLXX跌破face |
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z****l
发帖数: 5282 | 3 ☆─────────────────────────────────────☆
abulldog (其实我不喜欢狗) 于 (Fri Nov 9 13:04:55 2007) 提到:
现在SmartCash里的钱全是买的FSLXX。 如果想往外转的话，是直接就可以转呢，还是
要先卖出FSLXX然后才能往外转？
谢谢
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shishi (shishi) 于 (Fri Nov 9 13:09:08 2007) 提到:
ask fido. although the answer is you don't need to sell.
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Wohui (我不会) 于 (Fri Nov 9 13:10:35 2007) 提到:
直接转，如果smartcash的core里有有余额，会先从core里面转余额，然后缺的部分，
从fslxx自动扣除
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TN
发帖数: 1870 | 4 要在TDAmeritrade hold一万刀，九个月左右，如果就那么放着APY好像只有0.05%。请
问有没有什么像Fidelity的FSLXX和FDRXX那样的Money Market Fund可以买？七日年化
收益1%左右就好。
虽然从TD也可以买FSLXX和FDRXX，但要手续费。不知道TD有没有自己的MMF，或者其他
不收手续费的MMF都可以。
谢谢// |
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s*****n
发帖数: 2174 | 5 FTEXX is a tax-exempt MMF, so it is comparable to FSLXX with tax adjusted.
The good thing about FTEXX is that it can be set as core. FSLXX cannot.
act |
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u*********r
发帖数: 1181 | 6 上面部分是费用，下面部分是各自相应的average annual total return。
非常感谢啊
Gross Expense Ratio：
=======================
TIER I - LIFECYCLE FUNDS
- show details. - hide details.
LIFEPATH 2015 07/05/2006 Blended Fund Investments* N/A 0.1221
% No additional fees apply.
LIFEPATH 2020 06/30/2006 Blended Fund Investments* N/A 0.1092
% No additional fees apply.
LIFEPATH 2025 07/05/2006 Blended Fund Investments* N/A 0.1237
% No additional fees apply.
LIFEPATH 2030 06/3... 阅读全帖 |
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s******t
发帖数: 926 | 7 首先，如果你是non-resident alien，尽量不要申请fido，这里很多F1学生（包括我）
全都抢了这个deal，有人专门为了bonus，有人确实是为了投资，但是如果你是non-
resident，各种distribution都subject to 30％ flat tax rate，5％的FSLXX也只剩
下3.5％，连ING都不如，一点也不划算。考虑清楚。
第二，很多人不知道为什么抢deal还懒（就像抢black friday deals又不愿意早起），
非要在fido两个帐户间倒钱，我就不明白你转回local银行再转回来很困难么？后果当
然是自负。
第三，很多人因为non-resident的问题导致mySmart Cash被关，就像之前有人说的，这
和fido无关，是另外那个fifth银行做怪。我现在能想到的解决办法是，只要你在
mySmart Cash帐户的利息（注意，是利息，你买了FSLXX就不是利息了）不超过10美元
，就不用缴税，也不用报给IRS知道，什么W8BEN，W9一律可以不用填了（我现在就打算
这样做，转钱进来立刻买money market fund）， |
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h****h
发帖数: 1168 | 8 why SHV perform so differently from TBT?
and
date.
%.
buying during high interest rate period but not now. I prefer sitting in
cash or swap the cash into a 0.8% money market fund, like FSLXX fund at
fidelity. |
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n******n
发帖数: 12088 | 9 commission没那么高啦。
and
date.
%.
buying during high interest rate period but not now. I prefer sitting in
cash or swap the cash into a 0.8% money market fund, like FSLXX fund at
fidelity. |
|
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s*****n
发帖数: 2174 | 11 FSLXX
mySmartCash account will not automatically convert cash to MMF, but it will
convert MMF to cash when needed.
cash. |
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g********s
发帖数: 82 | 12 My swept core is FTEXX
YTD Performance as of 02/24/2010 0.00%
1 Year* 0.14%
3 Year* 1.71%
5 Year* 2.09%
10 Year* 1.94%
Life* 3.57%
FSLXX seems better. I am asking csr if whichever other fund/stock can be act
as cash or not.
YTD Performance as of 02/24/2010 0.02%
1 Year* 0.55%
3 Year* 2.77%
5 Year* 3.27%
10 Year* 2.97%
Life* 4.52%
NAV as of 02/24/2010 1.00
Net Assets ($M) as of 01/31/2010 $7,749.45
7-Day Yield 2 as of 02/24/2010 0.10% |
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g********s
发帖数: 82 | 13 this mmf looks good. need choose this or FSLXX later.
Fidelity Cash Reserves
(FDRXX)
YTD Performance as of 02/24/2010 0.01%
1 Year* 0.48%
3 Year* 2.69%
5 Year* 3.20%
10 Year* 2.95%
Life* 6.04%
NAV as of 02/24/2010 1.00
Net Assets ($M) as of 01/31/2010 $128,184.98
7-Day Yield 2 as of 02/24/2010 0.03%
Minimum to Invest3 $2,500.00 ($2,500.00 for IRA)
Transaction Fee (online) None
Expense Ratio 0.41% |
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c*****x
发帖数: 429 | 14 It should be the case, at least so for the FSLXX in my account.
not |
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s******t
发帖数: 913 | 15 刚工作的新手，看list看晕了，求大家帮忙选选
目前想选这几支(bond+domestic+international)，不知道怎么样？谢谢大家指点~~
FSITX Spartan® U.S. Bond Index Fund - Fidelity Advantage class
FUSVX Spartan® 500 Index Fund - Fidelity Advantage class
FSGDX Spartan® Global ex U.S. Index Fund - Fidelity
Advantage Class
expense ratio分别是0.17,0.07，0.28
————————————————
可以选择的有这些：
FFFBX Fidelity Freedom® 2000 Fund 15,16 2.13 3.45 7.64 4.51 6.90 4.39 5
.63 10/17/96 n/a 0.490
FFFVX Fidelity Freedom® 2005 Fund 15,16 2.69 4.08 10.38 5... 阅读全帖 |
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z****l
发帖数: 5282 | 16 ☆─────────────────────────────────────☆
huntmousedu (huntmousedu) 于 (Mon Oct 22 00:43:08 2007) 提到:
If mysmart cash runing low, will fidelity sell linked funds such as FSLXX to
cover the difference?
I know for brokerage account, it's true.
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kgkg (KO) 于 (Mon Oct 22 01:43:43 2007) 提到:
if your brokerage has margin, then it will come from margin first, you will
be charged at 10%+ interest rate.
However, if your brokerage is only a cash account, then it |
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z****l
发帖数: 5282 | 17 ☆─────────────────────────────────────☆
sillycat (^_^) 于 (Tue Dec 11 23:17:45 2007) 提到:
首先，如果你是non-resident alien，尽量不要申请fido，这里很多F1学生（包括我）
全都抢了这个deal，有人专门为了bonus，有人确实是为了投资，但是如果你是non-
resident，各种distribution都subject to 30％ flat tax rate，5％的FSLXX也只剩
下3.5％，连ING都不如，一点也不划算。考虑清楚。
第二，很多人不知道为什么抢deal还懒（就像抢black friday deals又不愿意早起），
非要在fido两个帐户间倒钱，我就不明白你转回local银行再转回来很困难么？后果当
然是自负。
第三，很多人因为non-resident的问题导致mySmart Cash被关，就像之前有人说的，这
和fido无关，是另外那个fifth银行做怪。我现在能想到的解决办法是，只要你在
mySmart Cash帐户的利息（注意，是利息，你买了F |
|
z****l
发帖数: 5282 | 18 ☆─────────────────────────────────────☆
hillfj (hillfj) 于 (Tue Dec 18 12:48:18 2007) 提到:
oh, probably not
that
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ihly (treatment) 于 (Tue Dec 18 12:51:01 2007) 提到:
yes, it is a treat from Fidelity.
Actually, you can do this within fidelity. Transfer from smartcash to
brokerage and buy a money market fund immediately. If you do this day-by-day
, you probably could double your interest (double FSLXX means 9.8%).
I think this hurts RP too much and it |
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z****l
发帖数: 5282 | 19 We have changed the way we allow our customers to trade with money that was
transferred recently. You are unable to trade immediately with that cash,
because it needs to go through the collection period of four business days.
In order to use that cash to purchase Fidelity Select Money Market(FSLXX),
you will need to contact a Fidelity associate directly at 800-544-6666.
Associates are available 24 hours a day, 7 days a week to assist you.
If you prefer to place the trade online, you will need to |
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