p****j
发帖数: 2 | 1 大家有学校的finacial aid,还有在校外找其它的资金援助吗 |
|
d*****n
发帖数: 2132 | 2 比如betterment或者wealthfront之类的。或者有人用过vanguard的personal finacial
adviser 没有，欢迎分享经验 |
|
p**e
发帖数: 533 | 3 我用wealthfront， 还不错，我个人比较喜欢这种portfolio management，收费也合理
0.25%。一般前10000免费，回我信箱我可以给你推荐，我们每人都可以额外5000不收管
理费。
finacial |
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p*******r
发帖数: 77 | 4 本人绿卡，想读Master学位，但是咨询了几个人发现美国Finacial aid或者联邦政府的
资助只给bachelor学位申请者？特来向诸位请教，读Master没有资助么？难道只有低息
贷款？如果这样的话偶的读书梦就破灭了。请多指教！！！ |
|
p*******r
发帖数: 77 | 5 本人绿卡，想读Master学位，但是咨询了几个人发现美国Finacial aid或者联邦政府的
资助只给bachelor学位申请者？特来向诸位请教，读Master没有资助么？难道只有低息
贷款？如果这样的话偶的读书梦就破灭了。请多指教！！！ |
|
o*********y
发帖数: 3 | 6 看到金融软件公司也有招finacial engineer，具体工作上和投行等的fe有什么区别吗？
貌似要求很低，只要经济类本科，说mfe更好，还要求一点cfa,这并不是quant吧？
这类公司中有quant职位吗？ |
|
b*******r
发帖数: 32 | 7 投行的finacial engineer is much much better than 金融软件公司. You can get
first hand experience from 投行. In 金融软件公司, knowledge is "filtered" in
many cases. |
|
发帖数: 1 | 8 美国社会概念上是由四个基本阶层组成的：
1. Upper class:
financially wealthy, socially popular, politically privileged
2. Middle class:
finacially well, socially faithful, politically benefited
3. Working class:
finacially tight, socially faithful, politically unfavored
4. Lower class:
finacially broke, socially confused, religously clinged, politically ignored
华人各个阶层都有，但主要是working class和middle class. 所有上流社会都live
above the law, 所有底层社会都live out of the law. 只有中间阶层是守法公民，并
依赖于Law and Law来维持一个公平竞争环境，以求自身发展。现在民主党的政策就是
以关注... 阅读全帖 |
|
S*******h
发帖数: 7021 | 9 【 以下文字转载自 USANews 讨论区 】
发信人: Vasilii (瓦西里同志), 信区: USANews
标 题: Law and Order是亚裔的立足根本
发信站: BBS 未名空间站 (Sun Oct 9 12:52:01 2016, 美东)
美国社会概念上是由四个基本阶层组成的：
1. Upper class:
financially wealthy, socially popular, politically privileged
2. Middle class:
finacially well, socially faithful, politically benefited
3. Working class:
finacially tight, socially faithful, politically unfavored
4. Lower class:
finacially broke, socially confused, religously clinged, politically ignored
华人各个阶层都有，但主要是working clas... 阅读全帖 |
|
S*******h
发帖数: 7021 | 10 【 以下文字转载自 USANews 讨论区 】
发信人: Vasilii (瓦西里同志), 信区: USANews
标 题: Law and Order是亚裔的立足根本
发信站: BBS 未名空间站 (Sun Oct 9 12:52:01 2016, 美东)
美国社会概念上是由四个基本阶层组成的：
1. Upper class:
financially wealthy, socially popular, politically privileged
2. Middle class:
finacially well, socially faithful, politically benefited
3. Working class:
finacially tight, socially faithful, politically unfavored
4. Lower class:
finacially broke, socially confused, religously clinged, politically ignored
华人各个阶层都有，但主要是working clas... 阅读全帖 |
|
S*******h
发帖数: 7021 | 11 【 以下文字转载自 USANews 讨论区 】
发信人: Vasilii (瓦西里同志), 信区: USANews
标 题: Law and Order是亚裔的立足根本
发信站: BBS 未名空间站 (Sun Oct 9 12:52:01 2016, 美东)
美国社会概念上是由四个基本阶层组成的：
1. Upper class:
financially wealthy, socially popular, politically privileged
2. Middle class:
finacially well, socially faithful, politically benefited
3. Working class:
finacially tight, socially faithful, politically unfavored
4. Lower class:
finacially broke, socially confused, religously clinged, politically ignored
华人各个阶层都有，但主要是working clas... 阅读全帖 |
|
S*******h
发帖数: 7021 | 12 【 以下文字转载自 USANews 讨论区 】
发信人: Vasilii (瓦西里同志), 信区: USANews
标 题: Law and Order是亚裔的立足根本
发信站: BBS 未名空间站 (Sun Oct 9 12:52:01 2016, 美东)
美国社会概念上是由四个基本阶层组成的：
1. Upper class:
financially wealthy, socially popular, politically privileged
2. Middle class:
finacially well, socially faithful, politically benefited
3. Working class:
finacially tight, socially faithful, politically unfavored
4. Lower class:
finacially broke, socially confused, religously clinged, politically ignored
华人各个阶层都有，但主要是working clas... 阅读全帖 |
|
r*****8
发帖数: 538 | 13 恭喜楼主。
如果想做accounting, 四大绝对是金字招牌，出来以后在industry混下去，VP什么的不
是梦。去GE是做finance吧，和accounting基本不搭边了，竞争很激烈，工作强度大，
经常出差，以后再做回accounting也不容易了，我没做过finacial analysis,不了解具
体的情况，都是听我老板说的。她以前在德勤做，后来在一家石油公司转做finacial
analysis, 有半年要出差，累得不得了，最后还是转回会计，作controller,CFO什么的
，轻松多了。但从薪资方面讲，finance比accounting要高吧。但是就像其他人讲的，
作finacial analysis 不需要CPA，很多MBA的人去做。 |
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w*********X
发帖数: 15 | 14 不需要看急诊，急诊的费用很贵的。
如果病人在国内确诊了，或者都已经作了一段化疗了，可以把国内的诊断资料带齐到美
国来。你可以联系当地的一些大医院或者其下属的癌症治疗中心，打他们的
registration的电话(google一下)。问他们有没有医疗资助可以申请，告诉他们病人的
情况。一般他们都会有这类资助的finacial assistance program ，需要符合一些条件
，比如:
1.低收入(如果是你父母辈的人患病，家庭收入以你父母为一个单元来计算，不用算上
你自己的小家；通常父母辈是退休了，在国内可能有退休工资，折合成美元总共可能不
超过$600-$700，这就算低收入了(具体的收入标准你可以问一下医院finacial
assistance program的人)；记得把国内的退休收入的最近三个月的单据带着，需要出
示，你可以翻译成英文。
2.如果病人家庭单元在美国有银行账户，存款总额不超过一定限度(比如：$3000；具体
的标准也要与医院核实一下)；如果有银行账户，需要提交银行最近的statement.
3.还需要填在美国的房产信息，如果没有房产，肯定是符合标准的了；
4.... 阅读全帖 |
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E******n
发帖数: 6647 | 15 我们这边好多f1或f2生娃的，都用wic，medicaid没听过，但是可以申请医院的
finacial aid，生娃产检都不需要出钱。mm可以去你医院的finacial office问问。一
般有保险还有medicaid，保险后剩的钱medicaid cover，等于两份保险。 |
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m******l
发帖数: 2472 | 16 说实话，每个人的priority不同。
这样想吧，等你60岁，你是有了finacial security, 后悔没有要老二，还是会有老二
，但没有finacial security 更让你难受？ |
|
i******e
发帖数: 1720 | 17 那是因为她没意识到 1）对绝大多数家庭，收入比资产对finacial aid的影响大得多.
2）不是所有学校都会承担你的全部所需。
可在网上找个a EFC calculator (Finacial Aid calculator），用不同的收入，资产
算一下EFC,就清楚多了。有一点要指出的是，即使算出来有financial need, 也不意味所有的学
校会100% meet that need. |
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s*****r
发帖数: 19 | 18 今天刚刚收到，U of Texas at Arlington 材料专业
但是没有提assistantship的事情
告诉我让我把finacial documents 寄过去
我之前寄了的，可能还没有到，都填的是0,
问题
1 是不是大学受到finacial documents 之后才会开始考虑奖学金问题？
2 如果我都填0是不是有可能连ad都没有？
3 如果我能负担起第一年的学费，是不是过去以后拿钱相对很容易？(听说一般都会有的
）
是否这样？
谢谢了，生平第一次受到ad,好激动！ |
|
p********o
发帖数: 284 | 19 会计研究生阶段要从以下11门课中选修4们 有经验的姐妹们帮忙看看 哪4们比较
有价值？找工作更实用
information systems audit & control
enterprise systems
accounting for e-commerce
strategic cost management
fraud examination
tax methods,practice & problems
business tax planning
investment & tax finacial planning
international accounting & taxation
advanced finacial accounting
public & nonprofit sector accounting
谢谢了！ |
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l***a
发帖数: 487 | 20 准备在社区大学先修几门。 最开始是基础课 finacial accounting 有姐妹说一边学就
可以开始看CPA 的书 不知道向我这样的程度，没有任何背景 WISLEY 系列书从哪本
开始比较配合我现在程度的学习。（分很多种，regulation, finacial accounting
and report etc)或者还有什么好的教科书值得推荐。 多谢了。 |
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a******i
发帖数: 186 | 21 I have been wondering what else money has been used for so huge finacial
defict for 免除农业税? for example, a farmer paid $1 each year, the
government had billions of $$$ each year |
|
h******t
发帖数: 872 | 22 this is a good reference for china....
http://money.cnn.com/2011/11/17/news/economy/federal_reserve_du
handsomeboy5, 9 seconds ago
If any more tax money or printed Fed money is used to bailout irresponsible
homeowners, I'm going to take to the streets of DC and make these OWS
protesters look like Boy Scouts.
I got a great idea, if your upside-down, either walk away or quit your
whining.
sanoran, 4 minutes ago
No one forced anyone to buy a house during the bubble! Forcing citizens to
now hel... 阅读全帖 |
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F*V
发帖数: 3978 | 23 http://www.cnn.com/2012/11/19/business/hsbc-insurance-sale/
涉嫌平安的人应当是叛国罪！！！
(Finacial Times) -- HSBC is considering selling its stake in Ping An
Insurance, China's second-biggest insurer by assets, as part of its global
drive to improve profitability.
The bank's 15.6 per cent stake in Ping An is worth $9.5bn, nearly triple the
$3.5bn in savings that HSBC has targeted before 2014.
"HSBC has from to time received approaches regarding its shareholding and
confirms that it is in discussions which ma... 阅读全帖 |
|
n*******8
发帖数: 7 | 24 First of all, my sincere condolence on the death of 杨元元. We're at same
age. It was a tragedy for her family.
If there is a sound system providing a fairly good life for her mother back
in their hometown, she then didn't have to wander around with her daughter
and 元元 probably wouldn't die.
If 杨元元 understood the poor finacial situation of the family and realized
that pursuing further study was a unreasonable choice for her family, she
probably would continue working and live with her mother still |
|
g******g
发帖数: 1310 | 25 You are damn right.
There was no finacial crisis during the stone age. |
|
d*******u
发帖数: 940 | 26 关键是，中国能提供Finacial support...... |
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d********t
发帖数: 9628 | 27
Read today's Finacial Times. |
|
|
o****y
发帖数: 26355 | 29 US government does not have money for Olympics.
That probably is why the US city probably won't see another game for a while.
Now IOC requires that the city government of any city which want to held
the game to guarantee the game's finacial security. |
|
h******t
发帖数: 872 | 30 http://www.cnn.com/2012/11/19/business/hsbc-insurance-sale/
涉嫌平安的人应当是叛国罪！！！
(Finacial Times) -- HSBC is considering selling its stake in Ping An
Insurance, China's second-biggest insurer by assets, as part of its global
drive to improve profitability.
The bank's 15.6 per cent stake in Ping An is worth $9.5bn, nearly triple the
$3.5bn in savings that HSBC has targeted before 2014.
"HSBC has from to time received approaches regarding its shareholding and
confirms that it is in discussions which ma... 阅读全帖 |
|
j******8
发帖数: 1006 | 31 不是说80-20 只有1万人吗?
买买提有几万人， 人多了声音就大， 大到一定就不是他们想谁就谁了。
还有我们应该去要抗议那些jks 的广告公司， 如果jimmy kimmel 是杀人犯， 他的的
广告sponsor就是帮手， because they finacially supported the show, without
these sponsors the show would not exist. |
|
L***n
发帖数: 6727 | 32 economist在我这里早就没什么信誉了, finacial times伪装的好一点,
没这么赤膊上阵, 不过骨子里也一样 |
|
l*******g
发帖数: 28502 | 33 ☆─────────────────────────────────────☆
ppang (胖胖) 于 (Mon Sep 20 14:50:00 2004) 提到:
涉及各方面的，教育，经济，税制，民主制度等等，也算咱们凑凑换届的热闹。
短期内可行的，可以举些例子，讲讲理论。
短期内不可行的，可以聊聊长期的。
横向纵向，理论实践，全都欢迎。
☆─────────────────────────────────────☆
aZhu (a+zhu) 于 (Mon Sep 20 14:54:30 2004) 提到:
按是土人，没有相法，
就灌一下，不要紧吧？
☆─────────────────────────────────────☆
ppang (胖胖) 于 (Mon Sep 20 14:57:44 2004) 提到:
这里太旱，灌一下也好^_^
☆─────────────────────────────────────☆
Floria (春天的叶子) 于 (Mon Sep 20 15:20:12 2004) 提到:
不成，得说“你是垚人”，... 阅读全帖 |
|
|
y****t
发帖数: 10233 | 35 让你们这些useful idiots学习,偏偏不肯学,跟着勒脖党念talking points,很有趣吗?
goldman sachs is all for the finacial reform, what can you get from this?
the key is big brother government has no right to tell people how to run
their business and big brother government has no way to tell what is deemed
to be risky either.
this is a setup for a permanent bailout fund for wall street, when big brother
sees fit. the real spin is to argue it is not.
against
out
the |
|
y****t
发帖数: 10233 | 36 要知道,狗剩是金融改革的第一大拥护者. 以前病危输血还要变身,将来法案通过,吸血
变成名正言顺.
就跟健保法案一样.
the obamacare is the biggest sell out to the insurance company (这可是美国共
产党员丁啸天说的)and the obama finacial reform is the biggest sell out to
goldman sachs.
底线上, 美帝又向共产独裁卖了一大步,共产到最后,大家都知道怎么回事.对象你这样
的整天怕美帝不亡的无知愤青,反而可能是条好消息.
hoho.
了。 |
|
b**********s
发帖数: 9531 | 37 波士顿也有抗议人群在fedreserve门口安营扎寨了。
我觉得是好事，起码让1%的统治阶级知道他们这么做过分了，enough is enough.
yahoo finacial有篇狗屁文章说什么示威者没有solution.老百姓日子过得好不好，自
己知道，不好了，就应该让大家知道。主流媒体粉饰太平行不通的，现在主流媒体对这
么大的事可以沉默，本身就是它们心虚。 |
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y****t
发帖数: 10233 | 38 because it is not 5% of econmony.
housing alone maybe only 5%, but housing service is 13% more, adds up almost
20%.
http://www.nahb.org/generic.aspx?genericContentID=66226
but dont forget when housing collapsed, it dragged down the finacial system,
and you can come back and tell us what percentage is that which will make
your arguments even more laughable. |
|
a****s
发帖数: 3077 | 39 many dealers like finance cuz they might get commission from finacial
service. |
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c*********7
发帖数: 19373 | 40 不谈OTD，最后会加很多费用。小心检查finacial 别让人家算计了你。另外，你买的啥
车，报个价。 |
|
k********a
发帖数: 7225 | 41 【 以下文字转载自 NewYork 讨论区 】
发信人: koalakoala (koala | 哦，好。。。), 信区: NewYork
标 题: H1B怎么买或者lease mini/bmw
发信站: BBS 未名空间站 (Sat Aug 13 23:33:27 2011, 美东)
考拉姐姐下午去车行了。他家的financial manager说，我的h1b还剩下34个月多（刚
transfer的），不能给我三年lease。这是bmw finacial的要求。本来给了我很荒唐的
30个月lease,因为30个月的lease没有incentive,价格很离谱。考拉姐不肯接受。然后
financial manager说会帮我问问总部，能不能让我把原来的36个payment摊到35个月里
付出。每个月就多10块钱。不过周一才能知道结果。
车先让我开回来了，停在我家楼下。Paperwork都没有签。周一才能签字。其他h1b买或
者lease mini/bmw也是这样的吗？怎么解决的呢？
爱死了这车了，我觉得它是整个小区里最好看的车车。我晚上在车里坐着都不想上楼啊。
还有，新手新车leas... 阅读全帖 |
|
j******1
发帖数: 1315 | 42 我的车付清了贷款，但是registration renew的时候，还是显示有lien。我在DMV上查
了半天也没搞清楚咋回事。打电话给finacial service,人立马寄了个Lien satisfied/
title holder release的公证书，我该寄给DMV吗？已经2个多月了，还有效吗？ |
|
y******6
发帖数: 12 | 43 最近买了一款A4 Quattro premium plus （metalic grey) + Navi. MSRP 42250. OTD
41485 in LA.
请问这个价钱是不是合理？另外有个问题是买车的时候，人家推荐买了三个维修的PLAN.
1）Audi Care 60 mo./45,000 miles ($800)-----这个据说就是还不错的换油pre-
paid care, 这个还不能单买，现在必须和（2）一起买，10/1后的新规定，坑人！
2) Audi Term Care Select ($1150)----- 这个管“platinum plus", brake pad,
battery, headlamp, belts and hoses, windshield wiper blade and electrical.
保期跟（1）一样
3) Safeguard tire and wheel ($1350)---这个不是奥迪自己的，听说是BMW用的，专
管“premier tire, wheel and rim protection, dent and din... 阅读全帖 |
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j***k
发帖数: 2719 | 44 dealers would always try to confuse you with different price options and
extended warranty bundles.
So I told them straight up front, that all I care about is 1 number, that's
the price (inclusding destination) before taxes.
Price is the only thing that the dealer has any control of. The finaciing
rate and lease money factor depend on your credit. |
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Y****r
发帖数: 3473 | 45 tough to bargain with builder on new houses , but .....
1) you can wait , if builder has trouble to sell houses in this development
he will cut price eventually, the downside is if he has no trouble selling
you will end up with no house
2) dont buy new, some people bought houses but due to change of finacial
situation they have to unload right away, if the development is big you
will have a few oppurtunities like this just drive around and look for on-
sale signs |
|
s**********7
发帖数: 12 | 46 啊啊啊啊 就是这样啊，lienholder是toyota finacial service 什么的。 能不能留个
email请教一下 |
|
发帖数: 1 | 47 位于Daly City Bart站旁边，走路只需要3分钟！20分钟可到downtown和finacial
distric，不会晚点或者迟到。离公交站，280高速路都灰常近,附近有大超市，电影院
和各种餐馆等生活也很方便和安全。
独门独户出入，带小院子，有独立的厨房餐厅和卫生间, 房间宽敞明亮有大衣柜储物空
间也很多～
房租1400，可长租或者短租，1月中旬可以入住。爱干净比较安静无drama的朋友～～欢
迎联系我！ 微信 kingmoonv |
|
w*****s
发帖数: 432 | 48 discover说只要不是我付款，跟我没关系
他们主要保障我的利益，盗用卡的人，他们会提供材料给警察，但是作为
finacial institution，他们不管这个，也不能给我提供具体交易信息
所以我没有shipping address
不过还是要赞一下discover的服务，只可惜chase quickpay...
周一电话看怎么能要回来。。。 |
|
t*********u
发帖数: 26311 | 49 来自national finacial service
income 5刀 被扣税2刀
怎么回事 |
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S******a
发帖数: 1426 | 50 To Molii, I doubt she can. These years are very good for her, but not before
. I said I am her first student.
There's a time when her husband had an accident, and she can not support the
family with her salary.
Another female professor (non-tenure track) earns the same amount as me-a
graduate student, per year. Her funding can only pay her for three months.
Our tech earns less than 40000/yr.
If I do post-doc, 40000/yr.
Doing research also means being poor to me, maybe because ecology positions
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