|
c***z
发帖数: 205 | 2 来美两年，没有SSN，BOA存款一直也不高，也就这三个月才一直保持4000存款。去
branch说明想申请信用卡，banker直接在电脑上把信息改成resident，说这样好通过，
她填好application提交，结果现场通过。今天收到信件，上面说Experian 分数765！
这个咋解释？分数从何而来？申请的是123卡，没有opening bonus, 但有12个月0 APR
。另外，这么高的分数，能打电话申请其它家的比较好的信用卡么？谢谢。 |
|
B********n
发帖数: 12753 | 3 我喜欢申的卡全是Experian
另2个里一个hd没有，真浪费 |
|
t**r
发帖数: 3428 | 4 experian报告我的信用分手是757 最近想买房，这个分数够用么？能拿到最好的利率么
？ |
|
h****s
发帖数: 16779 | 5 三家中间值，而且要贷款银行自己算出来的才行。
只有一家的假分数没人知道能不能拿到低利率。
[在 taar (taar) 的大作中提到：]
：experian报告我的信用分手是757 最近想买房，这个分数够用么？能拿到最好的利率
么？ |
|
V*s
发帖数: 2452 | 6 第一，Experian给你的是FICO分数还是自己算的分数。后者是废物。
第二，就算给你FICO，也只是credit FICO，不是Mortgage FICO，所以也还是废物。
第三，真正有用的Mortgage FICO，只有办Mortgage申请才能看到，而且必须三个信用
局分数中间值。能到740就算很好了。 |
|
m**2
发帖数: 3374 | 7 Applied for the Chase Hyatt credit card. Did not get approved right away.
Hard pulls on both Experian and Equifax on two different days. |
|
A*******y
发帖数: 11148 | 8 平时都上credit karma，equifax和tu的inquiry都是2个，一直没当回事
今天偶然看了下credit.com的experian，发现15个inquiry... |
|
h****s
发帖数: 16779 | 9 估计便宜....
：平时都上credit karma，equifax和tu的inquiry都是2个，一直没当回事
：今天偶然看了下credit.com的experian，发现15个inquiry... |
|
s******k
发帖数: 6659 | 10 It's been out there for a while, and it's no different from credit.com,
except maybe updates more often. Wish Chinese people have more first-hand
resources.
Anyways, just search experian in iOS/android app store. |
|
z****w
发帖数: 349 | 11 不知道大家有没有这样的经历。
六月份的时候Lease了一辆车，价格很满意，当场就签了，看到EX多了两个HP，一个是
dealer，一个是infiniti financial services（IFS），当时也没多想，提车走人。
然后dealer提交的合同被IFS踢了回来，因为security deposit算错了，只能改了之后
重新提交，中间各种拖沓，直到一个月后七月底才完成。
今天看到EX上前几天IFS又HP了一次，昨天申请信用卡的时候都不知道，还好无知无畏
过了。
像这样因为Dealer失误导致Experian两次HP我可以去dispute吗？莫名多出来一个HP心
里很不爽。 |
|
G****y
发帖数: 3537 | 12 Experian 上能马上看到REPORT吗？
2015年REQUEST 了一下，但要等一封信。我收到信后，都忘了再上网站看REPORT了。 |
|
G****y
发帖数: 3537 | 13 刚才又到EXPERIAN去试了一下，这回更彻底，直接说不能在线看，让打电话或者邮寄
ORDER，要付钱。然后直接去TRANSUNION拿了一份。 |
|
l****n
发帖数: 55 | 14 loan agent发现我的Equifax的SSN错了，和Transunion，Experian不一样，打电话去
Equifax，客服找不到我的profile（因为SSN错了），要我邮件寄材料过去，但我担心
花很长时间也没人处理，求问有人有过类似经历吗？谢谢！ |
|
t**********t
发帖数: 141 | 15 在哪里看?
creditkarma上没有experian的呀 |
|
d******v
发帖数: 801 | 16 现在Experian自己的app就能免费看信用记录 |
|
s**********u
发帖数: 184 | 17 【 以下文字转载自 Money 讨论区 】
发信人: superadamhsu (superadamhsu), 信区: Money
标 题: 求问Experian这个Credit agency 的人工客服电话
发信站: BBS 未名空间站 (Thu Oct 20 22:54:18 2011, 美东)
他家网站上说要买了他家的credit report的人才可以在report上找到客服电话。求一
个！！
P.S.， 我好想买了一个report但在上面没找到任何电话号码。。。
谢谢！！！！！！！！！！！！！！ |
|
c******o
发帖数: 87 | 18 1月11号时，还能查询。
最近查询时，提供自己的SSN、生日、姓名，
都提示提供的信息与数据库不匹配，不能识别个人。
打了客服无数电话，都说只有8883973742才能解决。
但是8883973742是自动语音服务，尝试获取个人信用报告，在输入个人信息后，
提示无法处理。
是不是个人信息被盗用了？
有没有其它方法能获取Experian家的信用报告呢？
恳请大家解释，不胜感激 :-) |
|
c******o
发帖数: 87 | 19 1月11号时，还能查询。
最近查询时，提供自己的SSN、生日、姓名，
都提示提供的信息与数据库不匹配，不能识别个人。
打了客服无数电话，都说只有8883973742才能解决。
但是8883973742是自动语音服务，尝试获取个人信用报告，在输入个人信息后，
提示无法处理。
是不是个人信息被盗用了？
有没有其它方法能获取Experian家的信用报告呢？
恳请大家解释，不胜感激 :-) |
|
s**********u
发帖数: 184 | 20 【 以下文字转载自 Money 讨论区 】
发信人: superadamhsu (superadamhsu), 信区: Money
标 题: 求问Experian这个Credit agency 的人工客服电话
发信站: BBS 未名空间站 (Thu Oct 20 22:54:18 2011, 美东)
他家网站上说要买了他家的credit report的人才可以在report上找到客服电话。求一
个！！
P.S.， 我好想买了一个report但在上面没找到任何电话号码。。。
谢谢！！！！！！！！！！！！！！ |
|
c******o
发帖数: 87 | 21 1月11号时，还能查询。
最近查询时，提供自己的SSN、生日、姓名，
都提示提供的信息与数据库不匹配，不能识别个人。
打了客服无数电话，都说只有8883973742才能解决。
但是8883973742是自动语音服务，尝试获取个人信用报告，在输入个人信息后，
提示无法处理。
是不是个人信息被盗用了？
有没有其它方法能获取Experian家的信用报告呢？
恳请大家解释，不胜感激 :-) |
|
o******h
发帖数: 198 | 22 experian查credit之后如何取消每月几十刀的charge
只要打客服电话就行了吗 是不是印度口音 会不会死缠烂打不让取消呀～～ |
|
s**********u
发帖数: 184 | 23 【 以下文字转载自 Money 讨论区 】
发信人: superadamhsu (superadamhsu), 信区: Money
标 题: 求问Experian这个Credit agency 的人工客服电话
发信站: BBS 未名空间站 (Thu Oct 20 22:54:18 2011, 美东)
他家网站上说要买了他家的credit report的人才可以在report上找到客服电话。求一
个！！
P.S.， 我好想买了一个report但在上面没找到任何电话号码。。。
谢谢！！！！！！！！！！！！！！ |
|
w*******y
发帖数: 60932 | 24 Just received this year invitation from AMEX
Go to:
Link:
http://www.americanexpress.com/mycreditscore
or alternatively go to:
Link:
http://www.americanexpress.com/creditreport
Log in into your AMEX account and proceed with instructions.
Enjoy.
Must be an AMEX customer.
Free score is Experian PLUS Score.
"Congratulations ! You are now eligible to receive your annual
complimentary Credit Score and Report, exclusively for American Express
Cardmembers.
With this valuable benefit, you will be ab... 阅读全帖 |
|
k***x
发帖数: 6799 | 25 Logout See More Reports Help Contact Us
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AutoCheck Vehicle History Report
2002 Hyundai Elantra GLS
Report Run Date: 2010-11-10 15:45:37.106 EST
This AutoCheck Score
The AutoCheck Score is a summary of your vehicle's history, letting you
compare vehicles with ease.
About this vehicle's AutoCheck Score
This vehicle qualifies for Buyback Protection
Safeguard y... 阅读全帖 |
|
b*****y
发帖数: 16 | 26 * Logout
* See More Reports
* Help
* Contact Us
AutoCheck.com
* Purchase
o $29.99
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* Sample Reports
o Clean Sample
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* ">SEARCH CAR LISTINGS
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|
z****l
发帖数: 5282 | 27 ☆─────────────────────────────────────☆
ardorbird (独自徘徊在天堂与地狱之间) 于 (Mon Jan 23 02:41:48 2012, 美东) 提到:
1/17同一天申了三张CC, Chase家的，Discover家的，AMEX家的都有，全都
instant approve了。
目前就ALERT了AMEX家的Experian和一个不知道哪家的Pull(1/18)，其余的
都没有Alert。所有的Hard Pull都在Credit Report显示了。
1/23 Update
------
今天打了CITI identityMonitor CSR. CSR的解释是最初CITI缺省只提供EXPN
的report和monitor, 但是客户可以选择升级到3个credit bureau at no
additional cost.
如果我没有记错的话，在1 month free的trial period，我是没有看到过3
credit bureau report的选项，这个应该是在我转为正式成员以后出现的。
但是这里面有个小tric... 阅读全帖 |
|
m*****a
发帖数: 2609 | 28 更新：今天做了些调研，有了些正面的收获。简单说就是关卡，然后大模大样地跟三个
bureau要求remove account就好了:)。
下面的答复都是三大局的直接回答，不是"应该"，"可能"之类个人观点，不相信的自己
去读我附上的source链接：
1.如果主卡人关掉副卡，Experian会remove该Authorized user account信息：
"Because an authorized user has no responsibility for the debt, creditors
will typically remove them from the account on request. When the lender
reports its account data and no longer includes your son’s name as
associated with the account, Experian will remove the account from your son
’s credit report."
Source; http... 阅读全帖 |
|
c*z
发帖数: 157 | 29 三大公司其中一个是experian，这个公司的网址到底是
experiandirect.com
还是
experian.com－这个是google credit bureau的第一页出来的信息
查了这两个地址的注册信息，都在CA物理地址不一样的
experiandirect.com
Current Registrar: EXPERIAN SERVICES, CORP.
IP Address: 66.161.61.42 (ARIN & RIPE IP search)
Record Type: Domain Name
Server Type: IIS 6Lock
Status: clientTransferProhibited
WebSite Status: Active
% Experian Interactive WHOIS Server 1.20
%
% version: 1.20
%
Domain: experiandirect.com
Status: 200 Active
%
%
Consumerinfo.com, Inc.... 阅读全帖 |
|
h****s
发帖数: 16779 | 30 转帖的：
2009年来美国留学，随后2010年拿到ssn，然后开了一张boa的credit card。后来对自
己的ssn问题一直没有重视。直到2014年年初换了新的城市读master，申请apartment的
时候被deny，才发觉不对。。于是回家查了credit 记录，发现上面有四个欠款记录，
以及两个除我本名以外的名字。但是从未收到collection company的任何电话。信用记
录一度跌至谷底，连store的credit card都无法申请。
历经两年。。（当然中间很长一段时间也没有管过它）终于搞定了这件事。。写一个流
程，希望能给这方面有也有问题的小伙伴提供帮助。
1. 首先一定要打电话到experian，transunion和equifax。
打电话的目的是加上fraud alert。好像打电话加fraud alert的期限只有90天。用
mail的形式可以让fraud alert维持七年。（这个一 会后面谈）我当时是因为有两个不
是我的名字和我的ssn相连了，打完电话一个月后通知我被removed了，但是4个不良记
录都没有被delete。
2. 只加fra... 阅读全帖 |
|
s***0
发帖数: 1106 | 31 Your AutoCheck Vehicle History Report
2003 Mazda Mazda6 s
Report Run Date: 2010-10-20 16:35:55.988 EDT
VIN: 1YVFP80D535M28560
Year: 2003
Make: Mazda
Model: Mazda6 s
Style/Body: Sedan 4D
Class: Mid Range Car - Standard
Engine: 3.0L V6 MPI
Country of Assembly: United States
Vehicle Age: 7 year(s)
Calculated Owners: 3
Calculated Accidents: 0
Last Reported
Odometer Reading: 100,300
This vehicle's AutoCheck Score
The AutoCheck Score is a summary of your vehicle's history, letting you... 阅读全帖 |
|
s***0
发帖数: 1106 | 32 86
Your AutoCheck Vehicle History Report
2005 Cadillac STS
Report Run Date: 2010-10-21 13:05:59.958 EDT
VIN: 1G6DW677150229318
Year: 2005
Make: Cadillac
Model: STS
Style/Body: Sedan 4D
Class: Upscale - Luxury
Engine: 3.6L V6 SFI
Country of Assembly: United States
Vehicle Age: 5 year(s)
Calculated Owners: 3
Calculated Accidents: 0
Last Reported
Odometer Reading: 83,800
This vehicle's AutoCheck Score
The AutoCheck Score is a summary of your vehicle's history, letting you
compare v... 阅读全帖 |
|
M*******e
发帖数: 3792 | 33 87
Your AutoCheck Vehicle History Report
2009 Mitsubishi Lancer DE
Report Run Date: 2010-10-24 22:35:31.751 EDT
VIN: JA3AU16U59U000640
Year: 2009
Make: Mitsubishi
Model: Lancer DE
Style/Body: Sedan 4D
Class: Small Car - Economy
Engine: 2.0L I4 MPI
Country of Assembly: Japan
Vehicle Age: 1 year(s)
Calculated Owners: 1
Calculated Accidents: 0
Last Reported
Odometer Reading: 32,211
This vehicle's AutoCheck Score
The AutoCheck Score is a summary of your vehicle's history, letting you compare vehic... 阅读全帖 |
|
s***0
发帖数: 1106 | 34 60
Your AutoCheck Vehicle History Report
1998 Cadillac DeVille
Report Run Date: 2010-10-28 20:23:39.790 EDT
VIN: 1G6KD54Y7WU802527
Year: 1998
Make: Cadillac
Model: DeVille
Style/Body: Sedan 4D
Class: Upscale - Luxury
Engine: 4.6L V8 MPI
Country of Assembly: United States
Vehicle Age: 12 year(s)
Calculated Owners: 3
Calculated Accidents: 0
Last Reported
Odometer Reading: 95,424
This vehicle's AutoCheck Score
The AutoCheck Score is a summary of your vehicle's history, letting you
... 阅读全帖 |
|
i*****t
发帖数: 24265 | 35 Your AutoCheck Vehicle History Report
2002 Honda Odyssey EX
Report Run Date: 2010-11-01 13:01:15.096 EDT
VIN: 5FNRL186X2B025778
Year: 2002
Make: Honda
Model: Odyssey EX
Style/Body: Wagon 4D
Class: Van - Mini
Engine: 3.5L V6 MPI
Country of Assembly: United States
Vehicle Age: 8 year(s)
Calculated Owners: 1
Calculated Accidents: 0
Last Reported
Odometer Reading: 3
This vehicle's AutoCheck Score
The AutoCheck Score is a s... 阅读全帖 |
|
i*****t
发帖数: 24265 | 36 Your AutoCheck Vehicle History Report
2000 Toyota Corolla CE / LE / VE
Report Run Date: 2010-11-01 20:22:16.152 EDT
VIN: 2T1BR12E4YC366686
Year: 2000
Make: Toyota
Model: Corolla CE / LE / VE
Style/Body: Sedan 4D
Class: Small Car - Economy
Engine: 1.8L I4 EFI
Country of Assembly: Canada
Vehicle Age: 10 year(s)
Calculated Owners: 5
Calculated Accidents: 1
Last Reported
Odometer Reading: 71,502
This vehicle's AutoCheck Score
... 阅读全帖 |
|
s***0
发帖数: 1106 | 37 90
Your AutoCheck Vehicle History Report
2004 Honda Accord LX
Report Run Date: 2010-11-03 18:51:39.891 EDT
VIN: JHMCM56374C000662
Year: 2004
Make: Honda
Model: Accord LX
Style/Body: Sedan 4D
Class: Mid Range Car - Standard
Engine: 2.4L I4 MPI
Country of Assembly: Japan
Vehicle Age: 6 year(s)
Calculated Owners: 2
Calculated Accidents: 0
Last Reported
Odometer Reading: 96,455
This vehicle's AutoCheck Score
The AutoCheck Score is a summary of your vehicle's history, letting you
com... 阅读全帖 |
|
s***0
发帖数: 1106 | 38 49
Your AutoCheck Vehicle History Report
2001 Nissan Sentra GXE
Report Run Date: 2010-11-03 18:50:56.466 EDT
VIN: 3N1CB51D91L500235
Year: 2001
Make: Nissan
Model: Sentra GXE
Style/Body:
Class: Small Car - Economy
Engine:
Country of Assembly: Mexico
Vehicle Age: 9 year(s)
Calculated Owners: 6
Calculated Accidents: 0
Last Reported
Odometer Reading: 76,966
This vehicle's AutoCheck Score
The AutoCheck Score is a summary of your vehicle's history, letting you
compare vehicles with ... 阅读全帖 |
|
s***0
发帖数: 1106 | 39 88
Your AutoCheck Vehicle History Report
2006 Chevrolet Malibu LT
Report Run Date: 2010-11-04 01:25:05.194 EDT
VIN: 1G1ZT51F96F260054
Year: 2006
Make: Chevrolet
Model: Malibu LT
Style/Body: Sedan 4D
Class: Mid Range Car - Lower
Engine: 2.2L I4 MPI
Country of Assembly: United States
Vehicle Age: 4 year(s)
Calculated Owners: N/A
Calculated Accidents: 0
Last Reported
Odometer Reading: N/A
This vehicle's AutoCheck Score
The AutoCheck Score is a summary of your vehicle's history, let... 阅读全帖 |
|
p********g
发帖数: 8855 | 40 Your AutoCheck Vehicle History Report
2004 Audi A6 Quattro
Report Run Date: 2010-11-06 00:44:58.134 EDT
VIN: WAUVT64B24N085358
Year: 2004
Make: Audi
Model: A6 Quattro
Style/Body: Wagon 4D
Class: Upscale - Luxury
Engine: 3.0L V6 SFI
Country of Assembly: Germany
Vehicle Age: 6 year(s)
Calculated Owners: 2
Calculated Accidents: 0
Last Reported
Odometer Reading: 48,090
This vehicle's AutoCheck Score
The AutoCheck Score is a summary of your vehicle's history, letting you
compare vehi... 阅读全帖 |
|
s***0
发帖数: 1106 | 41 87
Your AutoCheck Vehicle History Report
2003 Chevrolet Impala
Report Run Date: 2010-11-12 21:19:42.775 EST
VIN: 2G1WF52E039218179
Year: 2003
Make: Chevrolet
Model: Impala
Style/Body: Sedan 4D
Class: Mid Range Car - Standard
Engine: 3.4L V6 SFI
Country of Assembly: Canada
Vehicle Age: 7 year(s)
Calculated Owners: 2
Calculated Accidents: 0
Last Reported
Odometer Reading: 29,627
This vehicle's AutoCheck Score
The AutoCheck Score is a summary of your vehicle's history, letting you
... 阅读全帖 |
|
s***0
发帖数: 1106 | 42 90
Your AutoCheck Vehicle History Report
2006 Audi A4
Report Run Date: 2010-11-16 19:45:52.915 EST
Report Summary
Class: Upscale - Near Luxury
Engine: 2.0L I4 FSI
Country of Assembly: Germany
Vehicle Age: 4 year(s)
Calculated Owners: 2
VIN: WAUAF78E66A244537
Year: 2006
Make: Audi
Model: A4
Style/Body: Sedan 4D
This vehicle's AutoCheck Score
The AutoCheck Score is a summary of your vehicle's history. It lets you
compare similar vehicles with ease.
About the AutoCheck Score
This vehicl... 阅读全帖 |
|
p********g
发帖数: 8855 | 43 http://52internet.net/autocheck/vin/4T1BE32K35U987408
Your AutoCheck Vehicle History Report
2005 Toyota Camry Base / LE / SE / XLE
Report Run Date: 2010-11-17 01:24:50.467 EST
Report Summary
Class: Mid Range Car - Standard
Engine: 2.4L I4 SFI
Country of Assembly: United States
Vehicle Age: 5 year(s)
Calculated Owners: 4
VIN: 4T1BE32K35U987408
Year: 2005
Make: Toyota
Model: Camry Base / LE / SE / XLE
Style/Body: Sedan 4D
This vehicle's AutoCheck Score
The AutoCheck Score is a summar... 阅读全帖 |
|
p********g
发帖数: 8855 | 44 emailed.
Your AutoCheck Vehicle History Report
2000 Ford Focus SE
Report Run Date: 2010-11-25 18:30:53.119 EST
Report Summary
Class: Small Car - Economy
Engine: 2.0L I4 EFI
Country of Assembly: United States
Vehicle Age: 10 year(s)
Calculated Owners: 2
VIN: 1FAFP3631YW421507
Year: 2000
Make: Ford
Model: Focus SE
Style/Body: Wagon 4D
This vehicle's AutoCheck Score
The AutoCheck Score is a summary of your vehicle's history. It lets you
compare similar vehicles with ease.
About the Au... 阅读全帖 |
|
p********g
发帖数: 8855 | 45
Your AutoCheck Vehicle History Report
2003 Ford Taurus SES
Report Run Date: 2010-12-02 03:20:59.501 EST
Report Summary
Class: Mid Range Car - Premium
Engine: 3.0L V6 EFI
Country of Assembly: United States
Vehicle Age: 7 year(s)
Calculated Owners: 2
VIN: 1FAFP55243G168030
Year: 2003
Make: Ford
Model: Taurus SES
Style/Body: Sedan 4D
This vehicle's AutoCheck Score
The AutoCheck Score is a summary of your vehicle's history. It lets you comp
are similar vehicles with ease.
About the Aut... 阅读全帖 |
|
