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h*******a 发帖数: 165 | 2 那收费是按什么情况呢?有保险,但是如果是emergency,copay也要几百刀。check
out的单子上有emergency字样,所以比较担心 |
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c********d 发帖数: 11593 | 3 这不是emergency。emergency有专门的电话打,给你的家庭医生打电话约时间就不算。 |
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b****e 发帖数: 460 | 4 I have the same feeling. There is already something called unemployment
benefit. Giving people to much emergency cash will slow down their pace of
finding another job. For most Americans, if you give them 24 months of
emergency cash, they will goto Cancun the next morning.
?
my
our
't
keep
important:
run
kindness |
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k***n 发帖数: 3158 | 5 你说的投资是啥?
股票基金什么的都可卖了换钱回来
如果emergency,卖了就是,最多亏点,不过都emergency了,不用在乎亏了 |
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S**C 发帖数: 2964 | 7 In your bond funds, Only VBIRX is suitable as "emergency" funds. I do not
know what is your Fidelity New Market Bond index funds, Emerging market
bonds? |
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X****r 发帖数: 3557 | 8 Issues for putting money market fund inside tax-advantaged account
while putting international stock fund outside:
1. The interest from money market is not necessarily higher than
the dividend plus realized capital gain from international stock.
For example, money market interest is essentially zero in the last
couple of years.
2. Even if we assume money market pays more interest on average,
international stock probably has higher expected return in the long
run, so if you never use your emergen... 阅读全帖 |
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s*********0 发帖数: 2045 | 9 不够折腾得,这第二个也太复杂了。我觉得emergency指的是急需在短时间内拿出一大
笔cash来,这时候该变现的变现,完事之后你再把那些个stock买回来就好了。
真要是破产边缘入不敷出的那种不能算emergency,要那样的话还谈什么asset
allocation,401k一开始就甭放那么多就完了。
in |
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f****y 发帖数: 426 | 10 投资收益率 8%~10%
负债利息 4% 左右
emergency fund 目前只有一个月的
大家认为什么比例比较合适?我目前是 0/0/100,太不均衡了……
另外,如果 emergency fund 攒齐了 Tier 1 的三个月,后边是不是可以把比例调小一
点? |
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E**x 发帖数: 33 | 11 I am going Index with emerging. US had a good run recently, while emerging
markets have lagged well behind. Let's see if the law of "reversion to the
mean" holds. |
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w******n 发帖数: 347 | 12 感觉以前的portfolio 太复杂了没有必要。2017年希望能够consolidate一下。大概50%
大盘,25% bond, 25% emerging.
似乎大部分Vanguard的emerging market fund 费用都比较高。请问有没有其他的推荐
,expense 低一些。index fund就可以了。
多谢! |
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w***n 发帖数: 1519 | 13 Vanguard emerging market fund has an ER of 0.15%. Schwab's is 2 basis points
lower. I don't think you can find anything cheaper than these two. Emerging
market is expected to be more expensive than domestic. |
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l**v 发帖数: 188 | 14 Rule of thumb是放6~12月的income作为emergency fund,别的去投资。那么这个
emergency fund一般也有几万十几万了。以十万为例,看到一个什么要绿卡才能开户的
银行的CD有1.3%的利率,那么每个月税后也可以拿个七、八十快大洋出去吃个饭什么的
。看了看我的Chase premium saving,利率是0.05%。。。
大家有什么好的建议吗?我的理解是CD是可以随时取得,但是提前取就forfeit所有的
利息对吗?
谢谢。 |
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S**P 发帖数: 1290 | 15 我家是一部分放高利率的checking, 一部分放online saving, 还有一部分放一年的CD
ladder
[在 llev (llev) 的大作中提到:]
:Rule of thumb是放6~12月的income作为emergency fund,别的去投资。那么这个
:emergency fund一般也有几万十几万了。以十万为例,看到一个什么要绿卡才能开户
的银行的CD有1.3%的利率,那么每个月税后也可以拿个七、八十快大洋出去吃个饭什么
的。看了看我的Chase premium saving,利率是0.05%。。。
:大家有什么好的建议吗?我的理解是CD是可以随时取得,但是提前取就forfeit所有的
:利息对吗?
:谢谢。 |
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a*****3 发帖数: 601 | 16 Our team has an emergency openning that requires basic PL/SQL and teradata
programming skills: stored procedure, trigger, cursor, etc. (db2 is optional
). Should be comfortable with Toad, SQL assistant/queryman/BTEQ.
location is at Missouri; It's an emergency hiring due to the sudden leaving
of one member of our team. That means the candidate should be able to start
immediately at Missouri.
I'm not the decision maker but can refer the right candidate to the boss.
Please send to BBS email with yo... 阅读全帖 |
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k********4 发帖数: 858 | 17 刚打电话加急OPT,有一个offer letter,start date是上周。但是USCIS的人说job
offer不满足emergency criteria, 我说financial loss,她还是说what kind of
emergency? 然后说不满足criteria。怎么办。。。 |
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t**d 发帖数: 6474 | 18 你那是heat pump系统在工作。如果想快点热起来,就用Auxiliary Heat-Emergency
Heat。heat pump使用电,Auxiliary Heat-Emergency Heat使用气。 |
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s**********r 发帖数: 15 | 19 Please don't just look at the negative side of the E. R. One of the problems
with emergency room is that they have to take anyone in with or without
insurance. Many poor people have to go to emergency room even their sickness
is not life threatening because they can't effort it otherwise. And there
are people simply abuse the system. The doctors have to decide which person
needs medical attention more urgently. Most of my American friends would not
go to E. R. unless the sickness is serious, bec |
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s**********r 发帖数: 15 | 20 Please don't just look at the negative side of the E. R. One of the problems
with emergency room is that they have to take anyone in with or without
insurance. Many poor people have to go to emergency room even their sickness
is not life threatening because they can't effort it otherwise. And there
are people simply abuse the system. The doctors have to decide which person
needs medical attention more urgently. Most of my American friends would not
go to E. R. unless the sickness is serious, bec |
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s**********r 发帖数: 15 | 21 Please don't just look at the negative side of the E. R. One of the problems
with emergency room is that they have to take anyone in with or without
insurance. Many poor people have to go to emergency room even their sickness
is not life threatening because they can't effort it otherwise. And there
are people simply abuse the system. The doctors have to decide which person
needs medical attention more urgently. Most of my American friends would not
go to E. R. unless the sickness is serious, bec |
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g********s 发帖数: 67 | 22 烧了三天,昨晚夜里三点103.5度,烧糊了,坚持不住,打电话叫救护车去了ER,打IV
,做了一堆化验.
我有州政府保险,cover emergency,但我这种情况算不算emergency?还只是urgent
care?要不是那我惨了。 |
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x****n 发帖数: 405 | 23 谢谢,实在不知道就这么去算是emergency,当时问医生有没有区别,医生没有告诉我
这样去是emergency。哎,一句话就多花了那么多钱 |
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f******I 发帖数: 769 | 24
i don't think this is an emergency surgery,
emergency surgery means it has to be done now, like a ruptured viscus,
necrotizing fasciitis, things in that nature that if no surgery is performed
right away the patient might die,so no matter if it's in the middle of the
night or weekend, or has to be activated right away for the case,
seems to me the d and c is scheduled and is elective, i know that the
product left in there for too long is not good, but her ob doctor didn't
drop everything and tak |
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h*******n 发帖数: 59 | 25 謝謝fatmanll的提醒,你的不是emergency surgery!!!
emergency surgery的意思是要馬上做手術的,否則有生命的危險!!!
等到第二天了,事實已經說明了一切。
看了你的描述,醫生的助手已經替你打了電話了等等,已經表明接受了你的case,只是
弄錯了而已,經過superviser同意只是必經程序,一般人沒有這個權利,你就放心吧。
祝你好運! |
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a*****d 发帖数: 112 | 26 上个月手指被菜刀割到,切掉一点肉和一点指甲。
当时见血流得挺厉害,就去emergency
到医院,血已经不流了
护士给涂点药膏,裹了块邦迪,就打发走了。
今天帐单来了,收我700。晕了
我是学校给买的insurance,不太懂怎么cover emergency法。
打电话说没钱付还是怎么弄啊。
心里没底,问问。多谢 |
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k**i 发帖数: 110 | 27 Emergency里面一句话:会哭的孩子有奶吃。
大概三年前我胃疼得不行去emergency(某非常有名医院的……),很长一条队。我疼到
坐在长凳上以头撞墙,叫BF去和他们说再不来看就要出人命了。马上就让我进去了。-_
- |
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k******n 发帖数: 36 | 28 流感发烧一天,怕是甲流,天没亮去了急诊室,前后呆了两个小时,做了化验,包括抽
血,x-ray,吊了一袋盐水,盐水里还打了一剂药,护士说是什么药我忘记了,类固醇
?吃了一颗泰诺,被一个主治医生问候了一下,最后化验结果说不是甲流,而且1L盐水
下去烧也退了,于是回家。
想问一下emergency room得要多少钱啊,保险cover前?想心里有个数。
还有我的保险plan里面,emergency room一项里面有个括号,说(all expenses
incurred therein),是不是说我在急诊室里干的事情全部包括在这一项,超出了就得
自负?因为我看到像x-ray,lab service有另列一项进行cover。会不会因为我是在急
诊室,所以所有的费用全部发生在急诊室费用这一项里而不另算? |
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k******n 发帖数: 36 | 29 流感发烧一天,怕是甲流,天没亮去了急诊室,前后呆了两个小时,做了化验,包括抽
血,x-ray,吊了一袋盐水,盐水里还打了一剂药,护士说是什么药我忘记了,类固醇
?吃了一颗泰诺,被一个主治医生问候了一下,最后化验结果说不是甲流,而且1L盐水
下去烧也退了,于是回家。
想问一下emergency room得要多少钱啊,保险cover前?想心里有个数。
还有我的保险plan里面,emergency room一项里面有个括号,说(all expenses
incurred therein),是不是说我在急诊室里干的事情全部包括在这一项,超出了就得
自负?因为我看到像x-ray,lab service有另列一项进行cover。会不会因为我是在急
诊室,所以所有的费用全部发生在急诊室费用这一项里而不另算? |
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j****c 发帖数: 19908 | 30 刚儿医打电话来让明天上午去医院的lab再次检查黄疸,因为明天是周日,lab不工作,
所以要通过医院的emergency才能做检查。这种情况算emergency吗?一般的学生cover
不? |
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r*****9 发帖数: 75 | 31 我申请过,我在生孩子之前直接去的专门办MEDICAID的地方,本来是打算给我申请
MEDICAID,但是我所在的州规定不是公民不能申请,我以为就无望了,后来打电话说我
proved了,才知道是给了我emergency medicaid,在医院生孩子后问医院(几乎每家医
院都有medicaid的工作人员)的工作人员,他从电脑里面就打印出来了我的emergency
medicaid号,我就不用付生孩子的钱,我总结就是生孩子之前申请通过,生孩子后申请
生效。我也有朋友是在产检的医院申请的,她也是在生之前提供的材料。也听说在生孩
子的时候申请的。所以我觉得申请可以在生孩子之前或者生孩子之后在医院的时候申请
,申请的地点可以是在医院.产检的地方.办MEDICAID的办公楼,但是生效肯定是在生孩
子之后。以防万一,建议可以在生孩子之前先申请通过,心里放心一些。希望有帮助 |
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c**2 发帖数: 971 | 32 【 以下文字转载自 WaterWorld 讨论区 】
发信人: cnm2 (cnm2), 信区: WaterWorld
标 题: 申请EMERGENCY MEDICAID会影响以后的绿卡申请吗?
发信站: BBS 未名空间站 (Sun Oct 7 18:04:49 2012, 美东)
老婆怀孕了。想申请EMERGENCY MEDICAID。 但是网上说会影响以后绿卡申请,是这样
吗? |
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z*****4 发帖数: 1259 | 33 mm,我是想知道生孩子是要去先去emergency吗?呵呵。主要是medicaid卡的问题,如
果算是emergency condition,这张卡还有点用处。那mm去了er,然后转的产科吗?费
用算是er还是一般的生产? |
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S*******k 发帖数: 34 | 34 产前培训的时候,教育我们如果511了,就打电话给Child Birth Center。然后,再开
车去。
如果你不是c的话,511起来,应该算是emergency吧,即使你去的不是急诊楼。
或者,这么说,生孩子是一种特别的emergency,两条生命呢。 |
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g**********l 发帖数: 9 | 35 爸爸突发大面积脑出血,接近或者已经脑死亡,医生说成因已经存在很多年.医药费惊人,
听说有个政府的program是为visitor提供financial aid的,但是我们还没有查到相关信
息。希望大家能够帮助。
我们知道在美国父母欠的帐和子女无关,但是还是希望通过合法途径付清医院账单。
到目前为止我们查到的关键词
emergency medicaid, emergency medical assistance
但是还没有查到怎么申请,不知道父亲是否qualify。(注:父亲不到65岁) |
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C*******r 发帖数: 10345 | 36 原油可能要爆,大家稍微等等,别急着割。
FXStreet (Bali) - OPEC may hold emergency meeting if oil prices drop below $
30 per barrel, Reuters reports, quoting Nigerian oil minister.
The Nigerian oil minister said "even current prices create the need for a
meeting", adding that "the objective of the meeting would be to review
policy and see if there is a need to change strategy."
At present, both brent crude and WTI Oil are trading under heavy pressure,
in line with the dominant bear trend, around $30.50 mark, which s... 阅读全帖 |
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s****g 发帖数: 265 | 37 爸爸在访美期间突然脚步剧痛,去了一回emergency room,病后来自己好了,至今不知
病因,但是却欠下了笔医药费,想申请emergency medicaid, 却不知会不会影响他们
以后签证和移民,谢谢指点 |
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l******5 发帖数: 3030 | 38 1.想问一下,Emergency AP 是怎样的申请程序。申请Emergency AP 一定要等到
receipt下来以后,有了A-number才可以么?还是可以现在就打电话过去预约见面呢? |
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h********i 发帖数: 17 | 40 Anyone got an emergency AP recently at local office? Went to Houston Local
office today and was told they are not authorized to issue emergency AP and
they can only ask service center for an expedite processing, is that true?
Thanks for sharing your experience! |
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v*****t 发帖数: 80 | 41 My understanding is no,
http://www.uscis.gov/green-card/green-card-processes-and-proced
Q. What publicly funded benefits may not be considered for public charge
purposes?
A. Non-cash benefits (other than institutionalization for long-term care)
are generally not taken into account for purposes of a public charge
determination.
Special-purpose cash assistance is also generally not taken into account for
purposes of public charge determination.
Non-cash or special-purpose cash benefits are gener... 阅读全帖 |
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w******8 发帖数: 59 | 42 本人是H1B, 目前是跟着老公申请绿卡(EB1A)。I-140已经批了。485 上个月交的,
昨天去打的指纹。 爸爸癌症晚期,可能还有一到两个月的时间。现在AP还没有下来。
看到有人申请emergency AP。 不知道用这个emergency AP 会不会影响回来工作。有类
似经验的朋友可否指教一下。谢谢。 |
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k*******i 发帖数: 82 | 43 谢谢答复.当时拿Emergency AP的时候问了一下移民官,他说可以.但是问律师又说不可
以. 真的不知道该怎么办了. |
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发帖数: 1 | 44 请教各位兄弟姐妹,递交485必须打了指纹才能申请emergency AP吗?回国有答辩,是
不是买了机票拿着机票单比较容易申请emergency AP? |
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M******g 发帖数: 152 | 45 I'm living in Raleigh-Durham NC area. I have family emergency and need to
go back to china very soon.
Can I go to local office to apply for emergency AP in person? Thank you for
your help.
M |
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t******1 发帖数: 141 | 46 RD 3/21/14 TSC
昨天早上infopass,拿到两个月一次入镜的emergency AP, 晚上收到AP/EAD approval
短信。
想问问大家, 在emergency AP 上面的receipt number 写的是当时还pending 的 AP
号码, 这样晚上批的AP 是只有两个月还是1年呢?
等这个AP 真是好事多磨啊,请有经验的解答一下。
谢谢! |
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f******s 发帖数: 713 | 47 请问在infopass办理emergency AP的程序是怎样的?按现在的办理速度,我们估计也要
申请这个emergency AP了 。
approval |
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Z******a 发帖数: 1178 | 48 While President Obama has made it clear his administration will appeal
District Court Judge Andrew Hanen’s ruling blocking his executive action on
immigration, the president’s immigration plan will likely be on hold for
months or longer.
Though no final decision has been made, Obama administration sources told
ABC News today that the Department of Justice is unlikely to seek an
emergency stay to block the judge’s order. The reason is simple: While DOJ
thinks it will ultimately prevail on the ove... 阅读全帖 |
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R*****8 发帖数: 1557 | 49 四月到十一月扫街,十一月到四月不扫街,但按冬季规定停车,通常只能一边停车,很
多街道在snow emergency 时两边都不能停,否则拖车加罚单。具体的规定在town的网
站上能查到。如果预报有snow emergency级别的大雪,最好提早准备,借不到driveway
停的话,就花钱停两天车库,总比拖车加罚单好多了。 |
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t******g 发帖数: 10390 | 50 我觉得楼主的思路不对,appeal的时候光想着自己多委屈是没法得到同情的.
市长menino说老子提前了快24小时就宣布snow emergency了,管你雪堆没堆起来呢.
我觉得你应该等雪大了,找个路边的snow emergency牌子上沾满了雪盖的看不清的时候拍
张照,最好是给你开票相似的中午时分,相机的日期也改一下.
然后拖到3个星期期限的最后一天大家的记忆都开始模糊的时候交appeal.
管appeal的人手一软可能就放了你了.
当然我这个是在教唆制造伪证.罪过不小.
。2 |
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