S**C
发帖数: 2964 | 1 The Financial Times reports Federal Reserve officials have discussed levying
exit fees on bond funds, in hopes of avoiding a potentially damaging run on
the $10 trillion corporate bond market.
From the story by Tom Braithwaite, Tracy Alloway, Michael Mackenzie and Gina
Chon:
Officials are concerned that bond-fund investors, as with bank depositors,
can withdraw their money on demand even though the assets held by their
funds are long-term debt and can be hard to sell in a crisis. The Fed
discuss... 阅读全帖 |
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l*****a
发帖数: 180 | 2 fdic不是只能保10万美金么，怎么ING上面写到
”FDIC Insured - Your deposits are FDIC–insured up to $250,000 per
depositor.“
可以保25万？？ |
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C******n
发帖数: 9204 | 4 自从半个多世纪之前FDIC成立，就没有depositor loss了。看FDIC网页。 |
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a******9
发帖数: 923 | 5 Yes, Ally Bank is a member of FDIC. As an Ally customer, your Ally deposits
are insured by the FDIC up to $250,000 per depositor, for each account
ownership category. |
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g*******w
发帖数: 679 | 7 简单说就是serve是American Express Travel Related Service Company运营的，这不
是银行。他们把资金存在Wells Fargo或者American Express Centurion Bank两家中
某一家的custodial account里。所以你从serve做bill pay，实际上是从Wells Fargo
（或者AMEX Centurion Bank，但实际上我没见过）发起ACH push到biller。
详情：When you add money to your Personalized Card, we will place the funds
into custodial accounts we maintain for the benefit of American Express
Serve Members at one or more FDIC-insured banks (currently Wells Fargo Bank,
N.A. and American Express Centurion Bank). ... 阅读全帖 |
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J*o
发帖数: 669 | 8 今天比较空闲，整理了一下BoA checking的进出帐。所有的工资进账，付信用卡等等，
全是这一个账户。用了十几年了，很信任BoA，所以平时也没在看每个月的账单。
今天看到今年三月有一笔2000的支票点进去，是BoA issue的支票，付款人是我，收款
人也是我。背面该签名的地方是个非常模糊不清的印章，就看见一个Incorporated。
我家里有好几本支票本， 我想自己写给自己完全不用银行寄给我啊。而且我真是回想
了好久，完全想不到任何缘由自己会找银行写支票给我自己。
电话BoA,一问三不知，只是说建了个case，让周三再打过来。我说，你能不能帮我查一
下，这个钱转去了谁的什么账户。他说，转给你自己了啊，只能试试说看看能不能找到
背面更清晰的图像。我虽然不是银行工作，但是我觉得这两千块钱转去什么账户，BoA
是应该可查的吧？
从今天起，改掉10多年的坏毛病，每个月还是要看看BoA的账单。
更新：
太谢谢了！支票上没有任何签名，不是我的支票本，而是BoA issue的支票。
正面有个备注写的是：
verbally authorized by depositor
背面也没有签名，但是确... 阅读全帖 |
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J*o
发帖数: 669 | 9 太谢谢了！支票上没有任何签名，不是我的支票本，而是BoA issue的支票。
正面有个备注写的是：
verbally authorized by depositor
背面也没有签名，但是确实是支票，有支票号，是纸质支票的扫描版。
你说的对啊，如果是我自己写给自己的，背面应该是我的签名，而不是一个异常不清楚
的印章，即使最后一个词 Incorporated 也是我非常勉强认出来的。 |
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c*********e
发帖数: 240 | 10 JPMorgan Tells Banks to Partner Up as U.S. Deposit Drain Looms
by Matthew Monks
Matthew Monks
May 8, 2017, 7:38 PM EDT
Crunch may be felt this December as Fed’s policy reverses
Midsize-bank deals already underway in quest for deposits
JPMorgan Chase & Co. has some advice for regional banks: A deposit
drain is coming, so merge while you can.
The company’s investment bankers are warning depository clients that they
may begin feeling the crunch in... 阅读全帖 |
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T*********0
发帖数: 1372 | 11 $250,000 per depositor (account holder), per insured bank |
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N********n
发帖数: 8363 | 12
The main reason was low interest rate, Fannie & Freddie and FDIC. Fed
supplied cheap money for banks to build bubbles. Fannie and Freddie then
took on all the risky mortgages they had no capitals for. FDIC insured
all the deposits that they too have inadequate capital to cover, and yet
tell all depositors their savings were safe. They made the risk grow and
grow to the point they could not handle. |
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f*******t
发帖数: 1978 | 13 Pan-European Bank Run Is Now On: Capital Flight From UK To Switzerland, As GBPCHF Intervention Strikes Next
Submitted by Tyler Durden on 05/20/2010 08:49 -0500
Yesterday we disclosed that the reason for numerous SNB interventions in the EURCHF was due to billions in deposits rushing out of Germany and seeking the relative stability of Swiss neutrality. A quick look at the trading pattern of the GBPCHF shows that it is now UK depositors who are panicking and shifting their money to unnamed (not s |
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f*******t
发帖数: 1978 | 14 that is the article I read yesterday, bank run now on in Europe, and when
you think about US, you will feel chilling in your back. FEDS literally went
bankruptcy a long time ago, thank god, we did not see bank run yet.
GBPCHF Intervention Strikes Next
the EURCHF was due to billions in deposits rushing out of Germany and
seeking the relative stability of Swiss neutrality. A quick look at the
trading pattern of the GBPCHF shows that it is now UK depositors who are
panicking and shifting their mon |
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g*****u
发帖数: 14294 | 15 Just wait.
Your broker will contact you.
If you hold the stock certificates, just wait for something to come in in
the mail. There are an depositor bank who handles the certificates and
conversion for the company represented by the ticker symbol. |
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d******8
发帖数: 1972 | 17 The euro crisis is a direct consequence of the crash of 2008. When Lehman
Brothers failed, the entire financial system started to collapse and had to
be put on artificial life support. This took the form of substituting the
sovereign credit of governments for the bank and other credit that had
collapsed. At a memorable meeting of European finance ministers in November
2008, they guaranteed that no other financial institutions that are
important to the workings of the financial system would be al... 阅读全帖 |
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f*********9
发帖数: 1986 | 18 注意timing,在所有major banks ER 出来之前，花街的鼓手已经“三军未动，粮草先行
”了，又在开始鼓吹银行股了，是阴谋还是阳谋？各位看官说说。
The financial industry is in far better shape than the stocks in the sector
would lead you to believe. Financials are the worst-performing sector in the
Standard & Poor's 500 index so far this year, with a decline of more than
20%, and losses of 40% or more in such notable stocks as Bank of America,
Citigroup, Goldman Sachs and Morgan Stanley. The S&P 500 is off just 3%.
The stocks -- major banks, regional banks and ... 阅读全帖 |
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c*****r
发帖数: 8227 | 19 其影响必将是深远的。。。
1. 欧元区救助塞浦路斯计划：决定对储户存款“征税”
According to two European officials familiar with the talks, the new
proposal being floated by the government would see smaller depositors, those
with up to 100,000, taxed at a 3% rate—down from 6.75% as initially
envisaged. Savers with 100,000 to 500,000 would be taxed at a 10% rate; and
those with over 500,000 taxed at 15%, one official said.
2.中华人民共和国历史上出现第一例公司倒债：无锡尚德破产重组
Suntech Power Holdings Co. Ltd. (STP) became the first company from mainland
China... 阅读全帖 |
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G*******1
发帖数: 6411 | 20 Cyprus and its international lenders have reached a draft deal to rescue
Cyprus, sources said told CNBC.
No levy will be imposed on any deposits in Cypriot banks, but there will be
a 'bail in' of Laiki depositors.
The draft proposal is subject to approval by euro zone finance ministers.
The euro jumped above $1.30 in early Asia trade on Monday on news that a
deal has been reached.
(This is a breaking news story and will be updated) |
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w**k
发帖数: 6722 | 21 Certificate of Deposits (CD’s)
Banks offer a variety of terms for their deposit accounts, ranging from 3
months to 5 years, depending on the investor’s needs. CD’s allow
depositors to invest their cash for a specific length of time. The longer
the term of investment, the higher the yield will be. A client wishing to
receive monthly interest payments can elect to do so at the time of
application, or chose to let the interest accrue until the CD matures.
The only downside to a CD is if you need... 阅读全帖 |
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w**k
发帖数: 6722 | 22 Money Market Account
Money Markets are currently paying a higher APY than CD’s. --- Money
Market Account比CD的利率要高？
Investors familiar with the discipline of owning a CD can earn a higher
return with a Money Market and still have immediate access to their funds.
Money Market accounts provide depositors with ATM cards, checks and deposit
slips. Money Market accounts are based on the account balance, not the
length of time you invest your money. When CD rates begin to rise, clients
can move their... 阅读全帖 |
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f******o
发帖数: 706 | 23 account number 帐目编号
depositor 存户
pay-in slip 存款单
a deposit form 存款单
a banding machine 自动存取机
to deposit 存款
deposit receipt 存款收据
private deposits 私人存款
certificate of deposit 存单
deposit book, passbook 存折
credit card 信用卡
principal 本金
overdraft, overdraw 透支
to counter sign 双签
to endorse 背书
endorser 背书人
to cash 兑现
to honor a cheque 兑付
to dishonor a cheque 拒付
to suspend payment 止付
cheque,check 支票
cheque book 支票本
order cheque 记名支票
bearer cheque 不记名支票
crossed cheque 横线支票
blank cheque 空白支票
rubber cheque 空 |
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w**5
发帖数: 316 | 24 The ABC show promoted violence and crime against all the lenders and
investors in the world. It taught children that the best way to avoid paying
back the money borrowed is to kill the lender(s). If you are a depositor
or an investor you might lose your life in the society which the ABC show
advocated. |
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h********i
发帖数: 78 | 25 接上篇
根据我的要求他又回信：
Okay i promise i will take to all your instructions, I received the
information, I will inform my Financial assistant about it and i will
forward it to my sole financial tomorrow morning. I want you to consider
your place rented to me because am very sure that the deposit payment for it
shall deliver to you before this week end, i will keep you updated on
delivery day in other for you to know the particular day it will deliver to
you. Please, I want you to withdraw the ad on Crai... 阅读全帖 |
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l******c
发帖数: 2555 | 26 yes, spain, greece, italy, all the depositors will withdraw from local bank
and invest in the most safe place : USA, USA USA
The morons in Europe robbed money directly from deopsitors |
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w**5
发帖数: 316 | 27 我要强调一点：
The ABC show promoted violence and crime against all the lenders and
investors in the world. It taught children that the best way to avoid paying
back the money borrowed is to kill the lender(s). If you are a depositor
or an investor you might lose your life in the society which the ABC show
advocated. |
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w**5
发帖数: 316 | 28 我要强调一点：
The ABC show promoted violence and crime against all the lenders and
investors in the world. It taught children that the best way to avoid paying
back the money borrowed is to kill the lender(s). If you are a depositor
or an investor you might lose your life in the society which the ABC show
advocated. |
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w**5
发帖数: 316 | 29 签了。
The ABC show promoted violence and crime against all the lenders and
investors in the world. It taught children that the best way to avoid paying
back the money borrowed is to kill the lender(s). If you are a depositor
or an investor you might lose your life in the society which the ABC show
advocated. |
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w**5
发帖数: 316 | 30 签了。
The ABC show promoted violence and crime against all the lenders and
investors in the world. It taught children that the best way to avoid paying
back the money borrowed is to kill the lender(s). If you are a depositor
or an investor you might lose your life in the society which the ABC show
advocated. |
|
w**5
发帖数: 316 | 31 The ABC show promoted violence and crime against all the lenders and
investors in the world. It taught children that the best way to avoid paying
back the money borrowed is to kill the lender(s). If you are a depositor
or an investor you might lose your life in the society which the ABC show
advocated. |
|
w**5
发帖数: 316 | 32 The ABC show promoted violence and crime against all the lenders and
investors in the world. It taught children that the best way to avoid paying
back the money borrowed is to kill the lender(s). If you are a depositor
or an investor you might lose your life in the society which the ABC show
advocated. |
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t*****r
发帖数: 4431 | 33 朋友发过来的文章，看看是不是有道理？
It’s time to worry about China.
On any list of calamities threatening the world economy, a China crash ranks
at or near the top. Just what would constitute a “crash” is murky.
Already, China’s sizzling rate of economic growth has declined from 10
percent annually — the average from the late 1970s until 2011 — to 7
percent, which is still high by historical standards. The question is
whether the deceleration continues and growth goes much lower.
Robert J. Samuelson writes a wee... 阅读全帖 |
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l*********e
发帖数: 7492 | 34 【 以下文字转载自 ebiz 讨论区 】
发信人: rainintime (及时雨), 信区: ebiz
标 题: 40% cash back!!!!Super hot! $240 each
发信站: BBS 未名空间站 (Tue Jul 22 17:54:38 2008)
pokerstars.com
now have 40% reload cash back up to $240!
I have in 2 already!
Make your next real money deposit between July 21 at 00:01 ET and July 31 at
23:59 ET for a 40% bonus up to a maximum of $240* - that’s 2X the size of
our regular reload bonuses! PLUS, every qualifying depositor will also
receive a ticket to one of four special WCOOP Main Event Qua |
|
s*****u
发帖数: 65 | 35 Every first depositor will get a ticket to the "$500 first deposit freerolls
". Interestingly this ticket can be
used unlimited times and there are 5 freerolls every day. So you have time
you can attend as many as
possible. If you cash in any freeroll (top 20% will get paid) you will get
another ticket to the $5000 first
deposit freeroll final on Dec 28. |
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m*********4
发帖数: 94 | 36 pokerstars 注册，CC不行，会被拒，可以用bankaccount（instant echeck）需要你的
银行号，帐号，ssn。 很方便，取钱的时候可以直接打到你存钱的这个account里。
注册bonus有，从其他网站连过去，能选gc或者poker的书什么的，要求是规定时间内，
拿到规定数目的fpp，如果你是nl2打起，估计没戏拿到了。。还有First Depositor
Bonuses 在http://www.pokerstars.com/poker/promotions能看到，存钱的时候填入
相应的code就可以了。 这里也可以看到其他的一些bonus，比如存600给300/200/150/120
这类似的。clear这些bonus的条件也会说明，就是拿规定数量的fpp在三个月或者半年内。
比如，600返300，1$需要25fpp 300的话，你就需要7500fbb。nl25大概0.1fpp/hand 具体
需要多少可以算一下。。
fpp的好处，能换钱换物。能让你的stats升级
最低铜*，没有要求，一上来就是，只能换一些最基础的东西，ps的帽子T恤什么的，好
点儿都没 |
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J***e
发帖数: 283 | 37 FDIC insures each depositor up to 100k
this is more of a stricter regulation thing
in other words, leverage and capital reserve restriction will reduce mega
profits ib can produce by borrowing money to do business
obviously you might not want to put more than 100k in ms or gs "savings
accounts"... :)) |
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N***i
发帖数: 2063 | 38 http://www.guardian.co.uk/business/2010/jul/25/seven-us-banks-collapse
More than 100 banks in the US have now collapsed so far this year after
another seven were taken over by regulators late on Friday – the same day
that seven European banks failed a financial health check.
With rising bad debts tied to commercial and residential mortgages, the
number of US bank failures this year is expected to exceed last year's
figure of 140. The largest of the seven US banks just seized by the Federal
Depos... 阅读全帖 |
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A*V
发帖数: 3528 | 39 Confirmation Email from Hogback, 我已经回信"收到"了.
On Wed, Sep 15, 2010 at 1:15 PM, John Greeley wrote:
In order to confirm your reservation you must reply back to this email with
acknowledgement of receipt. Private group times will not be held without
this notification.
Deposits will be applied to the depositor's fees the day of the event. Any
difference will be refunded to credit card. Deposits are non-refundable
unless cancellation is made 1 week prior to event.
Group Na |
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l*********e
发帖数: 7492 | 40 【 以下文字转载自 ebiz 讨论区 】
发信人: rainintime (及时雨), 信区: ebiz
标 题: 40% cash back!!!!Super hot! $240 each
发信站: BBS 未名空间站 (Tue Jul 22 17:54:38 2008)
pokerstars.com
now have 40% reload cash back up to $240!
I have in 2 already!
Make your next real money deposit between July 21 at 00:01 ET and July 31 at
23:59 ET for a 40% bonus up to a maximum of $240* - that’s 2X the size of
our regular reload bonuses! PLUS, every qualifying depositor will also
receive a ticket to one of four special WCOOP Main Event Qua |
|
s*****u
发帖数: 65 | 41 Every first depositor will get a ticket to the "$500 first deposit freerolls
". Interestingly this ticket can be
used unlimited times and there are 5 freerolls every day. So you have time
you can attend as many as
possible. If you cash in any freeroll (top 20% will get paid) you will get
another ticket to the $5000 first
deposit freeroll final on Dec 28. |
|
