Z***n 发帖数: 37 | 1 一方薪水高、credit score暂时低,工作历史短;
另一方薪水低、credit score高,工作历史长些。
谁作coapplicant有差别么? |
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q*******2 发帖数: 235 | 3 The lower score between the two applicants will be used, so it doesn;t matter
who is the main applicant and who is the co-applicant. |
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d******n 发帖数: 2712 | 4 工作历史太短的话,有些银行会认为,不够qualify去做borrower的。另外,不论谁是
borrower,谁是co-borrower,credit score都会取低的那个人的中间分。看起来区别
不大,不过,work history蛮重要的要,如果是我,我会选work history长的那个做
borrower。至于underwriter是否承认work history短的那方的income,就只能赌一把
了。 |
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m*******7 发帖数: 318 | 5 吖...经济不好,银行都无视authorized user的记录....
打电话过去问的时候客服说那个卡不是由我负责,不算能作为信用参考...建议跟别人co
-apply或者申secured credit card...
见它网站上说"if you are a student and want to apply for your first card"就试
了一下...还是被拒了...郁闷...
请问有人了解co-apply么? 对co-apply的credit要求高么? |
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