s********z 发帖数: 5411 | 1 cigna is a much better company |
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l*******g 发帖数: 137 | 2 智齿长出来了,估计需要拔掉。
刚来Denver, 对这边的牙医不是很了解。
保险是CIGNA PPO Dental。
最好在golden附近, 但是位置不是最在意的。 关键是口碑要好。多谢! |
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c**********t 发帖数: 20 | 3 72A, 到CIGNA门口, 你可以去www.cttransit.com查 |
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h*****n 发帖数: 99 | 4 I started with CIGNA last December. Are you new too? |
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l*******8 发帖数: 126 | 5 请问有谁知道lafayette地区可用cigna医保体检的,哪家医院比较好? |
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T******T 发帖数: 3066 | 6 用了N年的kaiser, 刚转Cigna PPO, 不知道好不好用。有靠谱的PCP,麻烦给俺介绍一
下?
多谢啦!! |
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x******i 发帖数: 14369 | 7 KAISER不好,不方便,PPO就很好。PCP是对于HMO 计划来说的,你要是PPO就可以选者
看任何医生,要不去黄页上看看吧,看到哪个医生的介绍喜欢就去看哪个。
不过你要记着,CIGNA PPO保险如果要去LAB抽血化验什么的只能是QUEST LAB,因为有
的时候医生也会搞不清楚。自己留意着吧,免得账单是大大地来。 |
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e***i 发帖数: 1055 | 10 Cigna的口碑好? LD单位用这个的体检自付了3千,明明保险说cover的,后来居然赖掉
,只给付200块。 |
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n***r 发帖数: 105 | 11 与CIGNA Open Access (In and out of Network)的coverage差别大吗?费用相差就$8
另外 UnitedHealthcare Choice 是什么?怎么没有听说过? |
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t******f 发帖数: 509 | 12 For Cigna, it's similar to HMO. When you go to in-network versus out-
network doctors, the difference is out-of-pocket expense whereas it's much
lower for in-network doctors.
United Health Care is generally PPO plans. You have the flexibility of go
to any doctors without to have to go through referral by primary care
physician first. The downside is that out-of-pocket is generally higher for
PPO plans.
The insurance premium shouldn't be your primary concern. It's your medical
need that matte |
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U****r 发帖数: 11 | 13 In 是EPO,in and out 是PPO,如果你不用网络外的医生,没区别。CIGNA的EPO就是PPO的子集。我们的PPO有2000
块的out of pocket,EPO没有。这个区别挺大的。
8 |
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l****e 发帖数: 246 | 14 附近的医生, 我在94089附近上班,
我想选Kaiser Permanente Santa Clara Medical Center
位于700 lawrence EXPY, Santa Clara
还有牙医,和眼医没选, 求推荐, 有过不好经历的也请point out。
牙医是从cigna选,想选PPO, Dr.Joseph Huang怎么样?牙齿还好,估计也就洗牙吧,定期。
眼医是Eye Med, 好像可以从附近的sears,optical,JCpenney, pearle Vision,
LENSCrafter,Private Practitioners选, 眼睛还好,近视, 但是以后想找机会做LASIK;
刚开始这边上班, 保险要Nov. 1st生效, 请大家帮忙;
我们公司是OASIS代理的。
多谢! |
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K***a 发帖数: 57 | 15 新工作公司的保险是cigna, 我就没听说过这家公司,请问这家保险公司的network大吗?
和blue shield 比起来怎么样?
明年可能会生小孩,所以花费和检查项目什么的会比较多。 |
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y**r 发帖数: 612 | 16 我用cigna hmo. 很大的网络,医生基本都接受。
吗? |
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b******e 发帖数: 445 | 17 I never heard about Cigna before.
Is it good? |
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b*******y 发帖数: 12791 | 18 起码我看过的医生,除了什么network都不加入的,都收cigna的保险。
保险具体coverage的好坏,就看你具体的plan了。 |
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p****g 发帖数: 355 | 19 我们公司现在也用Cigna,我感觉讲价能力不如以前 |
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a******n 发帖数: 5925 | 20 Kaiser的保险是不是基本就只能在他家的医院看?
Cigna的保险只要是network内的都可以看? |
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h*******s 发帖数: 8454 | 21 前几天刚研究过
好像有人说kaiser santa clara这家不咋地, 虽然离我家超级近
所以最后还是选了cigna |
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s*****n 发帖数: 2174 | 25 cigna 比 kaiser 好出几条街吧
BMW和Toyota的区别。 |
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w***t 发帖数: 5 | 26 有了解HSA和Cigna High Deductible Health Plan的吗?
近期听说好几个患癌症的事情,感觉很惋惜,同时也下决心去检查一下身体。
研究了公司的insurance plan,发现Preventive care 是100%covered.
不知道大家是如何去预约体检的?网上找医生?还是直接找医院?
另外,我有听说体检就是验血而已。
这样的体检有用么?如果身体里什么地方长个初期的肿瘤之类的,验血能检验出来么? |
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发帖数: 1 | 27 30岁左右,
有点小毛病,胃病一类的
Cigna HSA和Kaiser 选哪个比较好?
谢谢 |
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a********s 发帖数: 188 | 30 大家知道CIGNA AEDP internship的interview是怎么样的? 有没有曾经面过的啊?给
点意见,大概如何准备啊。 谢谢了! |
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S******Y 发帖数: 388 | 31 就我自己的经验来说,Cigna的面试问题我觉得比较奇怪,基本不怎么问简历,行为问
题也问的不是一般的行为问题,反而会有一些“创意性”题。我问到的:
1.If I'm someone else, please explain the concept of "Standard Deviation" to
me.
还有被紧接着问“Why we square root the variance?”
2. If we stack up pennies to be as high as the empire building, can we fit
all these pennies in our room now?
这两个问题是比较奇怪的,我们同学也问到一些相似的,所以感觉这家公司准备和没准
备没有差太多。。。如果都问这一类问题我觉得反而最好,其实第二题这类型的题都是
考察思维能力逻辑能力的。第一类型的英语好可以帮很大的忙。 |
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z********c 发帖数: 1268 | 32 is cigna sponsor h1b ? 3x |
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w**********1 发帖数: 99 | 33 2013年五月Aetna吃了Coventry,今天就有谣言说Aetna要并购Cigna or Humana,Aetna
要成巨无霸了 |
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a********s 发帖数: 188 | 34 不知道版上的XDJM有没有电面过CIGNA的internship?大概是做 health insurance
pricing的。这个公司电面会问些什么问题呢?谢谢! |
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r****n 发帖数: 639 | 35 【 以下文字转载自 SanFrancisco 讨论区 】
发信人: runnnn (赶快跑呀~~), 信区: SanFrancisco
标 题: Cigna EPO v.s. Blueshield HMO, 哪个好?
发信站: BBS 未名空间站 (Fri Nov 20 01:37:38 2009, 美东)
要选保险了,大家觉得哪个好? 全家人的保险,所以想问问大家的意见.
在Sunnyvale. 多谢! |
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r****n 发帖数: 639 | 36 Copays are similar, but I pay less premium if I choose Cigna
stick |
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j****s 发帖数: 5092 | 37 我们用cigna EPO, 因为除了KAISER,就它保费最便宜了。
camino medical group 的医生都收。 |
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d******5 发帖数: 4273 | 38 Anthem goes after Cigna with $54B bid
Jun 20 2015, 17:10 ET
Anthem (NYSE:ANTM) has boosted its takeover offer for Cigna (NYSE:CI)
and is going public with the bid after the two sides failed to reach
agreement.
Anthem's $184/share bid (cash and 31% stock) reflects a 35.4% premium
to unaffected Cigna price on May 28.
Anthem’s pursuit of Cigna comes as Cigna is eying Humana (NYSE:HUM),
which has put itself up for sale, and whom now appears to be on
Aetna's (NYSE:AET) radar screen.
The five big mana... 阅读全帖 |
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d******5 发帖数: 4273 | 39 Anthem goes after Cigna with $54B bid
Jun 20 2015, 17:10 ET
Anthem (NYSE:ANTM) has boosted its takeover offer for Cigna (NYSE:CI)
and is going public with the bid after the two sides failed to reach
agreement.
Anthem's $184/share bid (cash and 31% stock) reflects a 35.4% premium
to unaffected Cigna price on May 28.
Anthem’s pursuit of Cigna comes as Cigna is eying Humana (NYSE:HUM),
which has put itself up for sale, and whom now appears to be on
Aetna's (NYSE:AET) radar screen.
The five big mana... 阅读全帖 |
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w*********0 发帖数: 154 | 40 请问在加州的jms,我的保险是cigna open access plus,first trimester blood
test之前就电话问过保险公司关于
coverage,说了insurance codes,被告知全部cover。上月收到california
department of public health的prenatal
screening program的bill $162,信中说有保险coverage的附上保险信息寄回。我照做
了。但是昨天受到cigna的信,说
不cover。打电话给cigna,说这个prenatal program的lab和保险公司没有contract,
是out of network,所以保险不付
这个bill。我又问医院,医院说加州就这一个lab,他们只能送去这个lab,说保险应该
cover。再次打电话给cigna,还是同
样的回答。请教大家碰到过这个情况吗?谢谢! |
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s******3 发帖数: 344 | 41 刚入职新公司选保险,要生娃,现在积极备孕,求问今年剩下2个月和明年的保险
公司的保险有4种
cigna ppo:deductible网内1000/ 网外2000;out of pocket网内4000/网外8000;
maternity网内外都是90% after deductible
cigna epo:只有网内;deductible 1000;out of pocket 4000;maternity 100%
after deductible
cigna hsa:公司补1000;deductible网内3000/网外6000;out of pocket网内4000/网
外8000;maternity网内90% after deductible/网外70% after deductible
kaiser hmo:只有网内;deductible 0;out of pocket 3000;
听说生产住院的时候反正是要把out of pocket用完的,cigna的网跟kaiser的网内医生
哪个好一些?看到网上说kaiser的有的说只要300刀就生娃完了,这么便宜么?
今年还有2个月不知... 阅读全帖 |
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d******5 发帖数: 4273 | 42 Cigna rejects Anthem's $184/share takeover bid
Jun 21 2015, 16:50 ET
Cigna (NYSE:CI) has rejected Anthem's (NYSE:ANTM) $184/share offer for
the company, saying its board unanimously determined that the offer was
"inadequate."
"We are deeply disappointed with your recent actions," Cigna's board
wrote in a letter to Anthem. "We have been engaged in good faith
discussions with Anthem to determine whether a potential strategic
combination is in the best interests of Cigna’s shareholders.” |
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d******5 发帖数: 4273 | 43 Cigna rejects Anthem's $184/share takeover bid
Jun 21 2015, 16:50 ET
Cigna (NYSE:CI) has rejected Anthem's (NYSE:ANTM) $184/share offer for
the company, saying its board unanimously determined that the offer was
"inadequate."
"We are deeply disappointed with your recent actions," Cigna's board
wrote in a letter to Anthem. "We have been engaged in good faith
discussions with Anthem to determine whether a potential strategic
combination is in the best interests of Cigna’s shareholders.” |
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y******y 发帖数: 676 | 44 I strongly recommend Dr. Karl Neumann:
Address & Contact Information:
Forest Hills Pediatrics
10848 70th Road
Forest Hills, NY 11375
Phone NumberState License:
•New York
Insurance Accepted: •Medicaid
•GHI PPO
•Cigna - Open Access
•Coventry - First Health Network PPO
•Blue Cross and Blue Shield PPO
United HealthCare
Cigna PPO
Aetna
United HealthCare - Choice Plus POS
Cigna HMO
UniCare
WellPoint
Oxford Health Plans - Freedom Plan
Oxford Liberty
Cigna
Great West... 阅读全帖 |
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N***i 发帖数: 2063 | 45 http://www.zacks.com/commentary/15693/Health+Care+Review+%26+Ou
By: Zacks Equity Research
September 16, 2010 | Comments: 0
Recommended this article (0)
UNH | HUM | HS | UAM | CI | WLP | AET
Print Share
The health care industry is currently undergoing a period of tremendous
uncertainty due to the implications of the recent Health Care Reform Act --
named the PPACA -- after it becomes fully effective.
Why was the reform enacted?
* Health care costs, which have risen rapidly in real terms in... 阅读全帖 |
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l****z 发帖数: 29846 | 46 Drug-Cost Surprises Lurk Inside New Health Plans
Americans with chronic illnesses—who are expected to be among the biggest
beneficiaries of the health law—face widely varying out-of-pocket drug
costs that could be obscured on the new insurance exchanges. Melinda Beck
joins MoneyBeat. Photo: AP.
Under the law, patients can't be denied coverage due to existing conditions
or charged higher rates than healthier peers. The law also sets an annual
out-of-pocket maximum of up to $6,350 for individuals ... 阅读全帖 |
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x********g 发帖数: 276 | 47 我住在rockville, 把眼睛摔坏了。
已经从医生那里拿到了处方,本想直接在那就配了,结果最便宜的也要200多刀,还是
在有cigna保险的前提下,请问一般都是这么贵吗?
我电话了costco,walmart,他们都不接受cigna的保险。
还有没有其他地方接受cigna保险的,但不要那么贵的。 |
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c*****2 发帖数: 83 | 48 大家怎么能提前知道保险包不包括epidural? 好像有的管,有的不管,还有的只管麻醉
师在network里面的。
有人说到时候如果发现不管的话可以跟保险公司argue一下。这个项目在保险文件里一
般都没有明确的约定吗?我在比较几个不同的保险,偏向Cigna, 但还没有最终买,但
是现在能看到的文件里面都没有这一项的明确规定。
翻之前的帖子看到到时候是三个账单,一个医院的,一个OB的,一个麻醉师的。
Cigna的brochure里面在 in patient services那一栏写了facility services (
inpatient room and board, pharmacy, lab and X-ray, operating room etc.), 还
有physician services. epidural是属于这一栏的吗?还有另外一栏就笼统地写了一
个surgery.
有用过Cigna的妈妈、准妈们,可否分享一下经验?谢谢。 |
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s******3 发帖数: 344 | 49 补充一下bi-week premium
cigna ppo:105
cigna epo:115
cigna hsa:80
kaiser hmo:95 |
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y**g 发帖数: 347 | 50 基本靠谱。还有几点补充一下,
1. 工资经常能谈个15~20%的涨幅,作为international assignment incentive bonus
2. 房补我看到的没有那么高,在中国也就3000刀左右,日本到有4500刀。
3. 每年的home trip, 很多时候只给coach class吧。
4. 教育补贴偏少,每娃每年最少180K人刀。
5. 通常还要有一个 cost of living adjustment,我看到的都在5000到1万人刀每月。
6. 公司一般提供international tax equilization或者international tax
protection. 就是你每月交一个hypo tax,回头再慢慢算。一般来说international tax
protection更有利。
6. 还有一个非常重要,但很多人在板上都没提到的,就是医疗保险。 要尽力争取
cigna的国际保险。 这样能保证全家老小能去up to US standard的医院和享受up to
US standard的服务。 比如去一些好的医院(瑞金啥的)的国际部。这样不用担心挂... 阅读全帖 |
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