y****a
发帖数: 253 | 1 也说说天天使用的常用信用卡。
所谓人云亦云的5％， 我很怀疑，至少都是有很大限制的。
还有spg amex, 确实是好卡，其主要价值就是每花一块钱，回报2个美分， 前提条件
是住SPG酒店。
BofA的2％ cash rebate visa signature, 凑满300rebate, 可以兑现375，这样算就是
2.5％。
对比一下：
BofA 2％卡： 假设消费8000， 可以拿到现金200。（按2。5％计算）.
用spg amex: 同样消费8000， 拿8000点，最理想的情况，可以兑换酒店2个晚上。（
4000点的酒店）
算下来似乎还是BofA卡胜出, 200块现金，不住酒店，吃饭都可以。 |
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l****u
发帖数: 3130 | 2 According to a report from Bank of America's Merrill Lynch that was released
on Wednesday, their model puts the chances of the U.S. falling into
recession above 80%. This varies widely from other economists such as the
Fed's Thomas Hoenig, who on Thursday told CNBC the chances of recession were
closer to 20%.
According to BofA/Merrill, the drivers behind the spike in the chances for
recession are the two most recent economic reports – the Philly Fed Index
and the University of Michigan's Sentime... 阅读全帖 |
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b***j
发帖数: 34 | 3 Applied on Friday,didn't get instant approval. It was in review for two days
and shows up in BofA account this morning.BofA banking with Edge.Thanks @
Lao Yu! |
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y***n
发帖数: 6764 | 5 【 以下文字转载自 JobHunting 讨论区 】
发信人: gc01 (GC), 信区: JobHunting
标 题: BofA withdraws job offers to foreign MBAs ZT
发信站: BBS 未名空间站 (Sun Mar 8 21:00:26 2009)
http://www.ft.com/cms/s/0/aa648182-0c3d-11de-b87d-0000779fd2ac.html
BofA withdraws job offers to foreign MBAs
By Della Bradshaw in London
Published: March 9 2009 00:07 | Last updated: March 9 2009 00:07
Bank of America has become the first US bank to withdraw job offers made to
MBA students graduating from US business schools this summer, citing
c |
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y****i
发帖数: 17878 | 6 【 以下文字转载自 Money 讨论区 】
发信人: yudeli (babe), 信区: Money
标 题: BofA Add It Up 10% CB at selected stores
发信站: BBS 未名空间站 (Tue Aug 3 18:44:11 2010, 美东)
logged into my BofA account and found this:
https://additup.bankofamerica.com/
10% Cash Back at the following stores through September 30th:
Macy's
Staples
CVS
Outback Steakhouse
Carrabba's
Barnes & Noble
Max $25 CB per registered card, registration needed
Update: both debit and credit cards qualify as long as they are registered in add-it-up program |
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w****r
发帖数: 17566 | 7 【 以下文字转载自 NorthEast 讨论区 】
发信人: buckeyefan (小背心), 信区: NorthEast
标 题: Free admission to select Museums for BofA Cardholders
发信站: BBS 未名空间站 (Wed Mar 4 22:44:44 2009)
Bank of American is offering free admissions to select Museums on the first
weekend of every month. The next free admission dates is Saturday, March 7
and Sunday, March 8. You will need to show your BofA Bank, ATM or Credit
Card to get free admission. Check comments for full list.
Not only Museums are included. In NY, for example, Br |
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N****s
发帖数: 645 | 8 You might be interested if you are also trading in the US markets. Not too
much is new.
1. The report is lagged behind for at least one or two months.
2. Analysts cautioned that revelations in public filings probably do not
tell the whole story.
Smart Money Analysis-Hedge funds bet big on BofA, other banks
.
987 words
Sep 02, 2009
Reuters News
© (c) 2009 Reuters Limited
.
(Repeats without change to headline or text)
.
* Top hedge funds ramped up financial holdings in Q2
.
* Buy |
|
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y****i
发帖数: 17878 | 10 logged into my BofA account and found this:
10% Cash Back at the following stores through September 30th:
Macy's
Staples
CVS
Outback Steakhouse
Carrabba's
Barnes & Noble
Max $25 CB per registered card, registration needed |
|
y****i
发帖数: 17878 | 11 yesterday someone pointed out to me a discrepancy in the confirmation email
and BofA web site after registration.
in one place it says "Shop or dine at participating promotion retailers and
restaurants using your registered Bank of America debit card."
the terms actually say "Only transactions made in the store at 10% Cash Back
In-Store Retailers with a Bank of America® debit or consumer credit
card that is registered in the 10% Cash Back In-Store Promotion qualify for
a 10% cash-back rebat |
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z****l
发帖数: 5282 | 12 if you have an existing BofA online banking,
you may call the hotline on the back of
your new BankAmericard 1-2-3 card,
0 -> Online Banking -> wait,
CSR should be able to help you
after verifying your both CC and online banking.
Then you can see this CC online after you relogin. |
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l*********u
发帖数: 27 | 13 大家好，
我的美国银行debit card已经使用一年
最近突然发现被收了monthly fee for bofa enhanced，一笔是15刀
再往前一查差点儿气的吐血：已经陆续被收了五次这个费用
google后发现这简直是霸王条款：只有每个月存2000或保持余额在5000以上或刷美国银
行绑定的信用卡才能免除这个费用
问题是我的工资三个月发一次（CSC公派留学生，一个月1700）；两个人过日子，也不
可能总是保持余额在5000以上；而且一直申请不上任何信用卡，包括他们自己家的
想想我的肺都快气炸了，这一年已经给这个该死的银行贡献了75刀！
请问有什么办法能免除这个费用吗？
btw,昨天去柜台申请了一次，终于申请上了他们的信用卡，看来以后可以不用交这个钱
了，但当时问店员，得到的答复是以前收过的费用肯定要不回来了
不知道还又没有什么补救的方法？
谢谢！ |
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l*********u
发帖数: 27 | 14 大家好，
我的美国银行debit card已经使用一年
最近突然发现被收了monthly fee for bofa enhanced，一笔是15刀
再往前一查差点儿气的吐血：已经陆续被收了五次这个费用
google后发现这简直是霸王条款：只有每个月存2000或保持余额在5000以上或刷美国银
行绑定的信用卡才能免除这个费用
问题是我的工资三个月发一次（CSC公派留学生，一个月1700）；两个人过日子，也不
可能总是保持余额在5000以上；而且一直申请不上任何信用卡，包括他们自己家的
想想我的肺都快气炸了，这一年已经给这个该死的银行贡献了75刀！
请问有什么办法能免除这个费用吗？
btw,昨天去柜台申请了一次，终于申请上了他们的信用卡，看来以后可以不用交这个钱
了，但当时问店员，得到的答复是以前收过的费用肯定要不回来了
不知道还又没有什么补救的方法？
谢谢！ |
|
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y****i
发帖数: 17878 | 16 yes, terms have this regarding BofA travel center purchases
15,000 pts is a targeted offer
$100K+ gives you 100 free trades per month |
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y****i
发帖数: 17878 | 17 this BofA combo is for non-bonus category spending |
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y****i
发帖数: 17878 | 18 in either FIA or BofA account, click "view my rewards", you'll be on a page
that has a button that says "transfer points" or "transfer worldpoints"
click on that, enter the credit card account number to check eligibility.
Good news! The account you checked, ***, is eligible for a reward Points
transfer from your account.
Minimum: 1 Points Maximum: 500000 Points |
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y****i
发帖数: 17878 | 19 if you really can't keep $100,000+ at BofA, you can still enjoy the status
for 15 months after parking $100,000+ for 3 months
http://info.bankofamerica.com/preferred-rewards/faqs/
How do I qualify?
All you need to qualify is an eligible Bank of America® personal
checking account and a three-month average combined balance of $20,000 in
qualifying Bank of America deposit accounts and/or Merrill Edge® and
Merrill Lynch® investment accounts.
What happens if my qualifying account balan... 阅读全帖 |
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y****i
发帖数: 17878 | 20 good question
I couldn't figure out a way to do that in BofA online account. Seems like
you can only redeem points to cover travel purchases charged on the card. |
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y****i
发帖数: 17878 | 21 my little birdie made me aware of heated discussions going on at moonbbs
regarding the TR card from BofA
LOL
http://www.moonbbs.com/thread-1163307-1-1.html
I'd like to make several clarifications:
1. TR points are worldpoints. points can be transferred between TR card and
FIA AMEX or Visa card
2. no additional 10% bonus
Rewards Totals:
Total Rewards 22,887
Base Rewards 1,649 ($1,649 spending)
Bonus Rewards 21,238 (20,000 bonus + 1,649 x 75%)
3. don't park $100,000 in deposit account that has nex... 阅读全帖 |
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y****i
发帖数: 17878 | 22 seems so
there are rumors that Fido may end relationship with BofA, so may be better
just wait and see for the time being |
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y****i
发帖数: 17878 | 23 that was what I did
I suspect BofA evaluates each app independently if they are submitted around
the same time because all my cards got identical high CL |
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y****i
发帖数: 17878 | 24 Why in such a hurry?
It takes overnight for BofA website to update credit card status, so I would
wait few days to be safe
This offer is here to stay, no need to rush
[在 shawn (Shawn) 的大作中提到：]
:请教老余，
:BOA关掉老卡后马上申请新卡，老卡的CL会瞬时释放么？如果不行，要等几天？
:如果不关卡，而是降低老卡的CL，降低的额度会瞬时释放么？如果不行，要等几天？
:多谢！ |
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y****i
发帖数: 17878 | 25 people get all excited for $200 BofA 3-2-1 (although it is $350 for some)
hehe |
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x*******i
发帖数: 1844 | 26
请问bofa 321 右后门电话吗？第一次申就被拒了，信用分720吧，很不可思议 |
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y****i
发帖数: 17878 | 27 usually hard if you do not already have a relationship with BofA |
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y****i
发帖数: 17878 | 28 My pace of CC apps got disrupted by CSR, so I plan to do my BofA round late
this year or early next year
this is the first appearance of online app links for Merrill+, but you can
always apply in branch or over the phone
[在 Diors (屌丝) 的大作中提到：]
:老余为什么观望？ |
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y****i
发帖数: 17878 | 29 LD applied for Merrill+, Alaska, and TR yesterday, all went pending but all
got approved after a quick phone call
$20,000, $10,000, and $5,000 CL, respectively
she does have Merrill Edge but seems like it is not required
she did lower her total CL with BofA last week
signature |
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y****i
发帖数: 17878 | 30 no
flights have to be booked through BofA/ML travel center |
|
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b*****e
发帖数: 2511 | 32 1. Companion fare 是按物理年来的吗？如果现在申请，是不是今年拿一次，明年再拿
一次？
2. BofA Merrill的 200刀 Travel credit按什么时间算呢？MPX算不算？机票算吗？
3. Alaska点数怎么用比较好？
4. 一天申请多少张BoA的卡比较合适呢？开太多是不是审核的时候自动就给你据了？如
果一天申了4张卡，1个HP，按Chase的5/24，算的是5张新卡，还是5个申卡HP。
谢谢！ |
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b********n
发帖数: 673 | 34 Bank of American is offering free admissions to select Museums on the first
weekend of every month. The next free admission dates is Saturday, March 7
and Sunday, March 8. You will need to show your BofA Bank, ATM or Credit
Card to get free admission. Check comments for full list.
Not only Museums are included. In NY, for example, Bronx Zoo is listed in
the list.
Arizona - Phoenix:
Arizona Science Center
California
The California Museum for History, Women and the Arts
Crocker Art Museum
Explorit |
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c******s
发帖数: 61 | 35 BofA withdraws job offers to foreign MBAs
By Della Bradshaw in London
Published: March 9 2009 00:07 | Last updated: March 9 2009 00:07
Bank of America has become the first US bank to withdraw job offers made to
MBA students graduating from US business schools this summer, citing
conditions laid out in its bail-out deal as the reason.
The recently passed $787bn stimulus bill in effect prevents financial
institutions that have received money from the government’s troubled asset
relief programme fr |
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w********s
发帖数: 1570 | 36 “FYI: BofA cuts are expected to start Thursday, thought to be 20% across
the board in IB. All levels affected but with 2nd and 3rd year VPs who are
not going to make director, of which there is a glut, hit especially hard.
If you’re a first year VP (without acct coverage responsibilities), you’re
probably going into the superpods.” |
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f*****x
发帖数: 675 | 37 http://blogs.wsj.com/deals/2010/07/16/bofa-earnings-three-things-investors-hate/
BofA Earnings: Three Things Investors Hate
Things were looking up for the banking industry after J.P. Morgan Chase blew
through earnings expectations on Thursday.
Bloomberg News
This morning, Bank of America, the nation’s largest bank by assets, has
damped that enthusiasm with less-than- stellar results. It doesn’t help
that the stock market is reeling from more bad economic data (low consumer
sentiment), but Bo... 阅读全帖 |
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F**D
发帖数: 6472 | 38 http://consumerist.com/2010/01/secret-credit-card-backdoor-numb
AmEx Oasis Program: 888-232-3261
American Express Credit Bureau Unit: 800-874-2717. Must have a current credi
t report before calling. They will ask for the account number from the credi
t report, which is different than your card number.
Barclays/Juniper: 866-750-6031 (Corp. Offices)
Best Buy: 888-237-8289 (customer care)
Best Buy: 800-365-0292 (CSR)
Best Buy App Status: 800-811-7276
Best Buy Store Card: 800-305-0533
BofA Acquisiti... 阅读全帖 |
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f**********n
发帖数: 3081 | 39 "backdoor number" is one that gets you past frontline CSR's directly to
Credit Analysts / Credit Departments / Account Managers / Account
Specialists (different lenders call 'em different things) - these people/
departments have decision-making abilities far beyond frontline CSR's; they
are able to take and review requests for reconsideration of denied cc apps
or CLI requests, APR reductions, etc. and implement their decisions.
Last Update: 01/26/11
AmEx Oasis Program: 888-232-3261
American Exp... 阅读全帖 |
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f**********n
发帖数: 3081 | 40 "backdoor number" is one that gets you past frontline CSR's directly to
Credit Analysts / Credit Departments / Account Managers / Account
Specialists (different lenders call 'em different things) - these people/
departments have decision-making abilities far beyond frontline CSR's; they
are able to take and review requests for reconsideration of denied cc apps
or CLI requests, APR reductions, etc. and implement their decisions.
Last Update: 01/26/11
AmEx Oasis Program: 888-232-3261
American Exp... 阅读全帖 |
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F**D
发帖数: 6472 | 41 AmEx Oasis Program: 888-232-3261
American Express Credit Bureau Unit: 800-874-2717. Must have a current credi
t report before calling. They will ask for the account number from the credi
t report, which is different than your card number.
Barclays/Juniper: 866-750-6031 (Corp. Offices)
Best Buy: 888-237-8289 (customer care)
Best Buy: 800-365-0292 (CSR)
Best Buy App Status: 800-811-7276
Best Buy Store Card: 800-305-0533
BofA Acquisition Dept.: 888-645-6733 (new app recon)
BofA: 800-732-9194
BofA: ... 阅读全帖 |
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g*****i
发帖数: 4457 | 42 各银行金融机构后门电话（来自http://ficoforums.myfico.com/t5/Credit-Cards/Backdoor-Numbers/m-p/408066 ）更新与2012.01.10
大家顶起 包纸plz
后门电话能直接接通到credit analysts/Credit Departments / Account Managers /
Account Specialists，这些人能reconsider and decide大家的信用卡申请，信用额度
增加，利率高低等并且立马实行。但是后门电话也不是万能的 不能不顾自己的credit
见好卡就申 不过就打后门电话 还是要硬件条件做好了才是正道，最近就有几个ua被拒
reconsider成功 但是全部chase卡全部被关的情况
如果大家发现有的电话号码换了 打不通了 或者发现有新增号码 请pm我 我改进 增减
，希望这贴能帮到大家
一些注意事项： Capital one 的电话不能用来打去提高信用额度了（2010） 感谢一下
Scamp，一个老美论坛理财版主吧 他整理的 几个常用电话像chase amex的电话放到最
... 阅读全帖 |
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i******m
发帖数: 818 | 43 BofA Acquisition Dept.: 888-645-6733 (new app recon)
BofA: 866-421-8153 (App status)
BofA: 800-732-9194
BofA: 888-260-4696 (secured accts.)
BofA: 800-824-5895 (secured & partially secured accts.)
BofA: 800-718-6072 (Credit analyst)
BofA: 800-881-4730 (Loan Dept.?)
BofA Credit Dept. Fax: 888-500-6270
BofA/FIA: 888-831-4181
FIA: 866-421-8153 (credit analyst) |
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s**********t
发帖数: 1846 | 44 我的悲伤只有上帝知道：
Restraining order application: Case # GQ008930
Additional Declaration
After the initial application was filed, there were continuous wiretapping
and stalking activities by Mr. Ernest Hiroshige.
I believed Mr. Hiroshige approach to my my new tenant Frnk Castellanos, who
was reply a rental ad I post on the crag list on Sept 2nd 2012. Mr. Frank
Castellanos is a new tenant who had apply the plaintiff’s rental ad from
the crag list. And had him pass on threatening message to me on Sept 6t... 阅读全帖 |
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y***o
发帖数: 145 | 45 to get a lawyer to settle? please see that is how much the mother has spend
on all of her lawsuit, that is how many lawyers we have been going though.
Lawyers took money and did nothing, TOOK MONEY AND DID NOTHING!!!!
FILE COMPLAINT TO JUDICIAL PERFOMANCE COMMISSION, NOTHING HAPPENED!!! FILE
TO BAR ASSOCIATION, NOTHING HAPPENING.
WHERE IS JUSTICE???!!!!
Restraining order application: Case # GQ008930
Additional Declaration
that is the restraining order the mother file to the co... 阅读全帖 |
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y***o
发帖数: 145 | 46 我的悲伤只有上帝知道：
Restraining order application: Case # GQ008930
Additional Declaration
After the initial application was filed, there were continuous wiretapping
and stalking activities by Mr. Ernest Hiroshige.
I believed Mr. Hiroshige approach to my my new tenant Frnk Castellanos, who
was reply a rental ad I post on the crag list on Sept 2nd 2012. Mr. Frank
Castellanos is a new tenant who had apply the plaintiff’s rental ad from
the crag list. And had him pass on threatening messa... 阅读全帖 |
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y***o
发帖数: 145 | 47 当我把这个事情写出来的时候， 我的心里好难过，我也很悲伤。 我希望我有一个好的
家庭， 我希望我的孩子知道我近拉最大的努力给他最好的。但是我不能。 请大家帮助
我。
Restraining order application: Case # GQ008930
Additional Declaration
After the initial application was filed, there were continuous wiretapping
and stalking activities by Mr. Ernest Hiroshige.
I believed Mr. Hiroshige approach to my my new tenant Frnk Castellanos, who
was reply a rental ad I post on the crag list on Sept 2nd 2012. Mr. Frank
Castellanos is a new tenant who had apply the plaintif... 阅读全帖 |
|
f*****x
发帖数: 675 | 48 http://blogs.wsj.com/deals/2010/07/16/meet-the-new-bofa-the-bearer-of-bad-news/?mod=yahoo_hs
Former Bank of America CEO Ken Lewis was known to avoid the release bad news.
Successor Brian Moynihan seems to have no such problem.
Moynihan today became one of the few financial executives to put a price tag
on the recently passed financial overhaul bill–and it wasn’t pretty.
Moynihan said it could cost the nation’s largest bank by assets $10 billion
, mostly in goodwill charges. But the cost also inc... 阅读全帖 |
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g*******w
发帖数: 679 | 49 我用中国银行电汇到BofA，只是BofA收取$12 incoming wire fee。如果建行汇多收15
的话，那肯定是建行没有在BofA直接的账户，所以经过了个中转行扣$15.
BofA有高级账户可以免这个incoming wire fee:
Fee is waived on Bank of America Advantage accounts on domestic incoming
transfers.
Fee is waived for Platinum Privileges™ customers on domestic and
international incoming transfers.
我猜从中行电汇到BofA，BofA收款应该算domestic incoming，因为款是从中国银行纽
约分行出来的，不过没有经过验证。 |
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b********i
发帖数: 2645 | 50 Just google boa backdoor number. BofA Acquisition Dept.: 888-645-6733 (new
app recon)
BofA: 800-732-9194
BofA: 800-421-2110 (product change, poss. for cli)
BofA: 888-260-4696 (secured accts.)
BofA: 800.824.5895 (secured |
|
